O

Onbe

Corporate disbursement-focused digital payment solutions

Software Development Engineer - AI Focus

Full-Time
$119.1k - $150k/yr+ Annual bonus
Senior
Bachelor's
Plano, TX, USA
In Person

About the job

Requirements
  • A bachelor's degree in Computer Science, Information Technology, or a related field, or equivalent professional experience.
  • At least 5 years of professional software engineering experience, including substantial hands-on experience developing Java applications.
  • Strong experience with Java 21 or higher and modern Java development practices.
  • Strong hands-on experience using AI-assisted software engineering tools or coding agents, specifically Claude Code.
  • Strong hands-on experience with Spring, Spring Boot, JPA/Hibernate, and REST API development.
  • Experience modernizing or migrating monolithic applications to microservices or cloud-native architectures.
  • Experience with relational databases, SQL, data modeling, transactions, and performance tuning.
  • Experience with automated testing frameworks such as JUnit, Mockito, and comparable integration or contract-testing tools.
  • Experience with Docker and Kubernetes.
  • Hands-on experience with cloud platforms, preferably Azure.
  • Experience with CI/CD, Git, Maven or Gradle, and deployment automation.
  • Ability to evaluate AI-generated code for correctness, security, maintainability, performance, and test coverage.
  • Strong communication, collaboration, problem-solving, and end-to-end ownership skills.
Responsibilities
  • Design, develop, and operate production-grade Java microservices using Java 21 or higher and Spring Boot 3.
  • Partner with internal subject-matter experts and an external vendor to decompose legacy Java and SQL monolith capabilities into independently deployable, domain-oriented services.
  • Serve as a long-term owner of the resulting domain services after the vendor engagement concludes, driving their architecture, reliability, and evolution.
  • Bring a modern engineering perspective to legacy code and processes and challenge established patterns where better approaches exist.
  • Develop and maintain secure RESTful APIs using Spring Boot and API-first design practices.
  • Implement event-driven integrations using Azure Service Bus or comparable messaging platforms.
  • Design and maintain data access layers using JPA/Hibernate, JDBC, and relational databases such as Azure SQL or Microsoft SQL Server.
  • Build automated unit, integration, API contract, regression, and end-to-end tests following test-driven development and shift-left quality practices.
  • Use AI coding agents and other AI-assisted engineering tools to generate, refactor, test, document, and troubleshoot software while reviewing and owning the final output.
  • Containerize and deploy services using Docker, Kubernetes, Azure Kubernetes Service, or Azure Container Apps.
  • Contribute to CI/CD pipelines, infrastructure automation, service configuration, secrets management, observability, and production support.
  • Monitor application performance, availability, and reliability; participate in incident response and continuous improvement.
  • Collaborate with product, architecture, platform, security, quality assurance, and business-domain teams to deliver complete solutions.
Desired Qualifications
  • Experience with Agile development methodologies.
  • Experience in payments, fintech, banking, insurance, or another regulated industry.
  • Familiarity with payment processing, ledgers, settlement, Automated Clearing House, cards, Know Your Customer, fraud controls, Payment Card Industry compliance, auditability, and sensitive-data protection.
  • Experience with Azure Kubernetes Service.

About the company

Onbe provides digital payment solutions focused on corporate disbursements to help businesses send funds securely online, in person, or via apps. Its platform handles end-to-end payments with multiple methods and channels and offers industry-tailored customization and security features. It differentiates itself by concentrating on corporate disbursement, offering highly customizable, globally accessible solutions and a partner-like approach. Its goal is to be the preferred payments partner that helps modern brands grow by delivering secure, flexible, and seamless recipient experiences.

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Buffalo Grove, Illinois

Founded

1996

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Simplify Jobs

Simplify's Take

What believers are saying

  • Onbe’s 2026 Payouts Landscape Report says digital payouts still dominate consumer preference.
  • The 2025 PGP partnership expands Onbe into payroll-linked employee rewards.
  • The 2024 Eisen and ScrapRight partnerships broaden distribution into banking and recycling workflows.

What critics are saying

  • Checks and card-based payouts face price compression from embedded fintech rivals.
  • Ramirez v. Onbe, Inc., docket 5:25-cv-09753, creates litigation distraction and settlement risk.
  • If recipients keep preferring faster rails, legacy clients leave by 2027.

What makes Onbe unique

  • Onbe unifies cards, wallets, ACH, and push-to-card behind one integration.
  • Melissa Hentschel, named CEO on May 6, 2026, knows Onbe’s clients deeply.
  • Onbe targets disbursements across refunds, incentives, offboarding, and employee rewards.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Wellness Program

401(k) Company Match

401(k) Retirement Plan

Unlimited Paid Time Off

Parental Leave

Growth & Insights and Company News

Headcount

6 month growth

↑ 4%

1 year growth

↑ 4%

2 year growth

↑ 4%
The Financial Technology Report
Jun 3rd, 2026
Onbe appoints corporate payments veteran Melissa Hentschel as Chief Executive.

Onbe appoints corporate payments veteran Melissa Hentschel as Chief Executive. Published. June 3, 2026 Melissa Hentschel will take over as Chief Executive Officer of Onbe as the corporate payouts platform looks to capture more of the market moving away from checks and legacy disbursement methods. Hentschel, who previously served as chief client officer, will also join the company's Board of Directors. She succeeds Bala Janakiraman, who is retiring after nearly five years leading Onbe and serving on the board. The leadership change comes as companies across automotive, healthcare, telecom, financial services, utilities, and insurance continue modernizing how they pay consumers. Onbe said the B2C payouts market represents a $3 trillion opportunity, with enterprises and financial institutions increasingly looking for digital alternatives to traditional disbursement systems. Hentschel has spent more than two decades building and scaling payments businesses. She previously held leadership roles at Ingo Money and KeyBank and served as an operating executive at Parago, which was acquired by Blackhawk Network, and daVinci Payments, which later merged to create Onbe. She joined Onbe at its founding as Chief Delivery Officer before being promoted to Chief Client Officer in 2023. Janakiraman also joined Onbe at its founding and helped build the company into a modern payouts platform. During his tenure, Onbe expanded its enterprise client base, entered new markets and use cases, and strengthened its financial performance. "The demand for a better way to move money to consumers is accelerating across every industry, and I have never been more excited about what comes next," Hentschel said. "Onbe is built for exactly this moment; with the platform, expertise, partnerships, and a team that has proven it can execute." Juli Spottiswood will continue to serve as Executive Chairman of the Board. She said Janakiraman helped build Onbe into a stronger business and added that the board is confident in the company's next phase under Hentschel's leadership.

Morningstar
Jan 9th, 2026
Onbe Named Among the Best Places to Work in the U.S.

Onbe named among the Best Places to Work in the U.S. For the fourth year, Onbe is recognized by Built In as a top employer. Onbe, a leading corporate payouts platform, announces that it has been named a Best Place to Work in Built In's 2026 Best Places to Work Awards, specifically recognized as one of the Best U.S. Midsize Companies to Work For. The annual awards honor employers across the U.S. whose benefits and compensation set the standard for today's workforce. "At Onbe, people truly are the foundation of our success. We're intentional about creating an environment where employees feel supported, connected, and able to grow in meaningful ways," said Kate Ferry, Vice President of People at Onbe. "Being recognized by Built In is a reflection of the care and commitment our teams bring every day, and we're excited to continue building a culture that evolves alongside our business." Onbe is committed to a workplace where people thrive, offering benefits that support well-being, balance, and family life while fostering a culture rooted in diversity, equity, and inclusion. Through initiatives such as company-wide innovation challenges, Onbe encourages collaboration and creative problem-solving that moves the business forward. Built In's Best Places to Work program celebrates the companies shaping the future of work, and this recognition highlights Onbe's dedication to cultivating an environment where employees feel valued, supported, and inspired to do their best work. "Today's candidates discover the companies they want to work for using AI tools," said Maria Christopoulos Katris, Founder & CEO of Built In. "Earning a Best Place to Work award not only signals to candidates that you invest in your people, it's a lever to strengthen how AI search tools understand and represent your company's story." Built In is the AI-powered career platform that connects innovative companies with professionals navigating their careers in a world reshaped by AI. For candidates, we provide AI-driven job recommendations and resources that support smarter career decisions. For employers, we deliver the only recruitment and employer reputation platform that helps companies measure and shape their reputation in AI search so they can be visible, trusted, and chosen by top talent. About Onbe With more than 25 years of industry experience and offices in Chicago, Philadelphia and London, Onbe is a fintech that manages and modernizes customer and compensation payments for corporate clients ranging from mid-market to the Fortune 500. Onbe's team of experts and technology platform offers clients a turnkey solution to offload their entire B2C payment operations, relieving them of the cost, complexity and risk that come with orchestrating these payments in-house. Backed by top-tier investors, Onbe delivers on today's consumer expectations for instant, digital and seamless payments. To learn more, visit www.onbe.com and follow us on LinkedIn. View source version on businesswire.com: https://www.businesswire.com/news/home/20260109242119/en/ The articles, information, and content displayed on this webpage may include materials prepared and provided by third parties. Such third-party content is offered for informational purposes only and is not endorsed, reviewed, or verified by Morningstar. Morningstar makes no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any third-party content displayed on this site. The views and opinions expressed in third-party content are those of the respective authors and do not necessarily reflect the views of Morningstar, its affiliates, or employees. Morningstar is not responsible for any errors, omissions, or delays in this content, nor for any actions taken in reliance thereon. Users are advised to exercise their own judgment and seek independent financial advice before making any decisions based on such content. The third-party providers of this content are not affiliated with Morningstar, and their inclusion on this site does not imply any form of partnership, agency, or endorsement.

IBS Intelligence
Nov 3rd, 2025
Onbe, PGP partner to redefine employee rewards with digital payouts

Onbe, PGP partner to redefine employee rewards with digital payouts. By vriti gothi. Onbe has partnered with Payroll Growth Partners (PGP) to deliver next-generation, digital-first employee recognition and incentive solutions. The collaboration brings together Onbe's advanced virtual incentive technology with PGP's extensive portfolio of payroll companies, marking a significant step forward in transforming how businesses reward and retain their workforce. Through this partnership, Payroll Growth Partners an investor in payroll service providers across multiple industries and markets - will extend its capabilities beyond conventional payroll delivery. By integrating Onbe's virtual incentive platform, PGP's clients can now provide employees with fast, flexible and personalised reward experiences designed to strengthen engagement, loyalty and satisfaction. Recent data from the Incentive Research Foundation indicates that long-term incentive programmes can improve employee performance by an average of 44%. Reflecting this trend, Onbe and PGP's initiative aims to modernise recognition strategies by giving employees the freedom to choose how they are rewarded. With 92% of consumers now preferring digital or electronic payouts and valuing the autonomy of choice, Onbe's technology enables employers to offer digital reward options - from virtual cards to mobile wallet payments that align with the preferences of today's workforce. "At Onbe, we're powering employee recognition and reward programmes that keep teams motivated and engaged with the digital payouts they prefer," said Sayid Shabeer, Chief Product Officer at Onbe. "By offering flexible, instant rewards tailored to individual preferences, we help organisations foster a culture of appreciation that drives higher productivity, retention, and overall employee satisfaction." The collaboration integrates seamlessly with PGP's existing payroll infrastructure, allowing HR and finance teams to issue digital rewards efficiently while reducing the administrative overhead associated with traditional systems. This streamlined approach ensures that recognition is both timely and meaningful, enhancing the overall employee experience. "PGP enables us to upgrade payroll services with efficient, modern, and employee-first payment solutions. Onbe's incentive and recognition solutions align perfectly with this vision," said Tony Chiviles, President and CEO of PayBridge, one of PGP's portfolio companies. "We're excited to partner with Onbe as we expand into this fast-growing space building next-gen tools and experiences valued by our clients and the employees they serve."

Business Wire
Sep 8th, 2025
Onbe Appoints Bryan Haynes as Chief Sales Officer

Haynes joins Onbe's executive leadership team, reporting to Chief Executive Officer Bala Janakiraman, bringing over two decades of experience driving growth and innovation in the payments and fintech space.

FF News
Jan 6th, 2025
Onbe Names FinTech Leader Sayid Shabeer as Chief Product Officer to Drive Next Phase of Growth

Onbe, a leading corporate payouts platform, today announces the appointment of Sayid Shabeer as its new Chief Product Officer.