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The Hartford

Sells business insurance and employee benefits

Private D&O Claim Consultant

Full-Time
$122.4k - $183.6k/yr+ Short-term or annual bonuses + Long-term incentives
Senior
Bachelor's, JD
Remote in USA+6 moreMore locations: Naperville, IL, USA | San Antonio, TX, USA | Alpharetta, GA, USA | Lake Mary, FL, USA | Scottsdale, AZ, USA | Hartford, CT, USA
HybridNearby-office candidates must work on-site Tuesday through Thursday; remote candidates must visit an office as business needs arise.
InsuranceClaims Adjudication

About the job

Requirements
  • A bachelor's degree is required.
  • At least five years of experience handling litigated Private and Non-Profit Directors and Officers (D&O) coverage and/or liability cases as defense counsel or a claims handler.
  • Knowledge and experience handling all aspects of Management Liability claims are required.
  • Candidates should demonstrate strong oral and written communication skills, strategic thinking and execution, negotiation skills, advanced technical claim handling skills including insurance coverage knowledge, time and task prioritization, desk management, clear and concise communication, and the ability to influence and persuade others.
  • The candidate must be able to work with moderate supervision.
Responsibilities
  • Handle a caseload of claims-made Private and Non-Profit Directors and Officers (D&O) claims from inception to final disposition, including litigated Management Liability claims through resolution and management of defense counsel.
  • Manage claim files from assignment to conclusion, including investigating claims and analyzing and evaluating information.
  • Analyze and determine coverage, liability, and damages based on claim facts.
  • Communicate written positions to insureds and other required parties on coverage, liability, damages, and other issues.
  • Set appropriate expense and indemnity reserves and monitor them regularly for needed adjustments.
  • Present cases to management for expense or indemnity reserve authority above established authority levels.
  • Develop and implement resolution strategies through negotiations.
  • Proactively manage litigation and counsel, including litigation planning and execution, budgeting, and bill review.
  • Understand and analyze potential extra-contractual liability as needed.
  • Attend trials and mediations as necessary.
  • Participate in audits, projects, training, and product development initiatives to contribute to broader claim and enterprise goals.
  • Prepare comprehensive reports and deliver presentations to senior claim leadership on case developments, policy issues, and industry trends.
  • Work collaboratively with business partners to evaluate and address claim trends and developments.
  • Respond to agent and policyholder inquiries and provide customer service.
  • Provide training and marketing support to underwriters.
  • Attend and present at industry events each year on risk management and claims topics.
Desired Qualifications
  • A Juris Doctorate degree is preferred.
  • Experience in Public Directors and Officers claims, Financial Institutions claims, Financial Services claims, or Fiduciary (ERISA) claims is a plus.

About the company

The Hartford sells insurance to businesses and individuals, covering property, liability, workers' compensation and auto risks, along with group disability, life and paid-leave benefits that employers offer their staff. Its business unit insures everything from local shops to large corporations and writes specialty coverage in the United States and abroad, while its personal unit sells car and home policies to individual customers. Agents, brokers and direct channels sell the policies, and the company earns money from premiums and from investing them before claims are paid. Its oldest insurer was founded in 1810, and the company is based in Hartford, Connecticut.

Company Size

10,001+

Company Stage

IPO

Headquarters

Hartford, Connecticut

Founded

1810

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Simplify Jobs

Simplify's Take

What believers are saying

  • Small business is accelerating: premiums grew 7% in the April to June 2026 quarter, with double-digit growth from first-time customers.
  • Benefits is scaling: an August 2026 deal for Equitable's benefits unit brings about 300 staff and $500 million in premium.
  • Early-career hires rotate through roles: its leadership development program moves participants across functions, and tuition aid starts on day one.

What critics are saying

  • Older claims are biting: Business Insurance spent 91.4 cents per premium dollar in the June 2026 quarter, up from 87.0.
  • Personal lines are shrinking: auto and home premiums fell 7% to $915 million in the quarter reported July 2026.
  • Expect regular office time: corporate staff have worked on site three days a week since January 2024.

What makes The Hartford unique

  • AARP members are its home market: The Hartford is the only auto and home insurer AARP endorses, through 2033.
  • Small companies are its specialty: The Hartford insures nearly 1.5 million small businesses through dedicated service centers.
  • Workplace leave is its stronghold: LIMRA ranks it first in fully insured disability and paid family leave coverage in force.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Paid Vacation
  • Paid Holidays
  • Hybrid Work Options
  • Remote Work Options
  • Tuition Reimbursement

Company News

Associated Press
Jul 15th, 2026
The Hartford appoints former AssuredPartners CEO Randy Larsen to board

The Hartford has appointed Randy Larsen to its board of directors, effective 1 September. He will serve on the Finance, Investment and Risk Management Committee and the Nominating and Corporate Governance Committee. Larsen spent 13 years with AssuredPartners, a large insurance brokerage firm, serving as chief executive officer from 2023 until Gallagher acquired the company in 2025. During his tenure, he oversaw significant business growth through organic initiatives and acquisitions whilst leading operational transformation efforts. Prior to AssuredPartners, Larsen spent 14 years with insurance brokerage Schifman Remley & Associates, which AssuredPartners acquired in 2012. He earned a bachelor's degree in finance from Nebraska Wesleyan University.

Yahoo Finance
May 16th, 2026
Hartford beats revenue estimates by 40% but shares drop 2.6% on disappointing earnings

Hartford reported Q1 revenues of $7.23 billion, up 6.1% year on year, exceeding analyst expectations by 40%. Despite the top-line beat, the multi-line insurance company missed analysts' book value per share and earnings per share estimates. The Hartford, recognisable by its stag logo dating to 1810, provides property and casualty insurance, group benefits and investment products across the United States. The company delivered the largest analyst estimate beat among multi-line insurance stocks tracked this quarter. However, investors appeared dissatisfied with the results. Hartford's stock has declined 2.6% since reporting and currently trades at $132.15. The multi-line insurance sector overall saw revenues beat consensus estimates by 8.6%, though share prices have declined an average of 2.8% following earnings.

Business Wire
Apr 14th, 2026
The Hartford and UConn partner on worker safety and energy innovation research

The Hartford and the University of Connecticut have launched a collaboration focused on business resiliency, worker safety and energy innovation. The partnership includes two key initiatives: The Hartford Laborer Safety Fund and The Hartford Sustainability Research Fellowship. The Hartford will invest in UConn's Korey Stringer Institute to research how extreme heat affects workers across industries, examining both short- and long-term impacts on health and productivity. The companies plan to pilot heat-management programmes with select business customers. The Hartford Sustainability Research Fellowship, established within UConn's College of Engineering, will examine evolving energy needs of data centres and emerging risks related to onsite generation, battery storage and renewable energy. The research aims to provide insights into future insurance and risk-management needs for emerging technologies.

Yahoo Finance
Mar 23rd, 2026
Hartford Insurance targets cluster around $150 amid underwriting strength and P&C cycle concerns

Hartford Insurance Group has drawn price targets from several research firms clustering around US$150, aligning with a model fair value estimate of US$150.85. Goldman Sachs, Keefe Bruyette, Wells Fargo, Cantor Fitzgerald, Citi, Morgan Stanley and UBS have raised targets to the US$150-160 range, citing confidence in Hartford's underwriting and pricing execution. However, concerns remain about softening property and casualty market conditions. Goldman Sachs and BofA flag increased capital supply and competition pressuring growth, whilst BofA notes loss costs may be rising faster than prices in some lines. Hartford recently joined Centro Benefits' digital quoting ecosystem, opened a technology hub in Columbus, Ohio, and repurchased 3 million shares for US$400 million between October and December 2025.

Yahoo Finance
Feb 1st, 2026
Hartford Insurance reports Q4 core earnings of $1.1B, plans to boost quarterly buybacks to $450M

The Hartford Insurance Group reported fourth-quarter core earnings of $1.1 billion ($4.06 per share) and a full-year core earnings return on equity of 19.4%. Business insurance written premium grew 8%, whilst personal insurance showed improved combined ratios and employee benefits maintained solid margins. Net investment income rose 17% to $832 million in the fourth quarter. The company repurchased approximately $400 million of stock and plans to increase quarterly buybacks to $450 million. It also boosted catastrophe protection coverage to $1.9 billion and expects roughly $2.9 billion in net dividends from operating companies in 2026. Management is pursuing an "AI-first" strategy across claims, underwriting and operations. The company is rolling out its Prevail platform across agency and direct channels, with 10 states currently live and approximately 30 launches planned by early 2027.