Manager, Treasury Cash & Settlements

Build something people love

Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $169 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.

We're proud of what we've built — and we're just getting started. Read our Culture Manual and learn more about how we work.

Manager, Treasury Cash & Settlements

Build something people love

Wealthsimple's mission is to help everyone achieve financial freedom – by making financial services simple, transparent, and low-cost. We're Canada's largest fintech, trusted by over 3 million clients with more than $100 billion in assets.

We move fast, we own our work, and we care deeply about the people using our products. If that sounds like you, keep reading.

We're proud of what we've built — and we're just getting started. Read our Culture Manual and learn more about how we work.

About the team

The Finance team is where numbers become decisions. Within Finance, Treasury looks after the cash that moves through Wealthsimple every day — across a growing number of entities, currencies, and products. As we've expanded, so has the complexity of that job: more accounts to watch, more flows to move, more systems to keep working together. This role sits within Cash & Collateral Management and reports to the Senior Manager on that team. We're a small, high-trust group — embedded in the business, not reporting from the sidelines — and we hold ourselves to a high bar for both rigour and clarity. If you want your work to actually shape how the company operates, this is the place to do it.

About the role

Wealthsimple's cash operations have grown more complex as our product line-up has expanded — more entities, more currencies, more moving parts. This role exists to keep that complexity under control: owning the day-to-day movement and monitoring of cash, while also driving the automation work needed to make it scale. It's not a "keep the lights on" role. You'll be expected to build the tools and processes that make cash management faster and more reliable, not just operate what already exists.

This role doesn't have direct reports today, but there's real opportunity to grow into people leadership as the team scales.

What you'll do

• Own the daily, business-critical money movements that power our products — making sure funds land where they need to, when they need to, across multiple entities and currencies

• Manage short-term liquidity so there's always enough on hand to fund settlements and meet daily obligations, without idle cash sitting where it shouldn't

• Analyze and forecast cash needs through detailed bank balance monitoring and flow-of-funds analysis — turning raw account data into decisions the business can act on, including intercompany funding requirements

• Support new product launches by scoping their cash flow, settlement, and account requirements early

• Scale and improve the systems we already use for cash management rather than just maintaining them — building automation for balance monitoring, transfers, and forecasting that lets the processes scale efficiently

• Partner with product, engineering, and finance teams to keep cash operations in step with the business as it moves and expands

Skills you bring

• 5+ years of experience in treasury, cash management, or corporate banking operations

• Experience managing cash positioning and forecasting across multiple entities and currencies

• Strong understanding of banking infrastructure — account structures, payment rails, and settlement processes

• Experience leading or contributing to the automation of manual treasury or cash processes

• Advanced Excel and SQL skills, with comfort working with large datasets to drive forecasting and analysis

• Experience working cross-functionally with product, engineering, or finance teams to support new product launches

• Clear communication skills — you can explain cash and treasury mechanics to people who don't work in treasury

Nice to have

• Experience in fintech or a regulated financial services environment

• Familiarity with treasury management systems (TMS) or ERP treasury modules

• Exposure to building automation tools using scripting or low-code platforms (e.g., Python, SQL-based workflows)

• Experience with intercompany funding structures or multi-entity treasury operations

• Prior experience supporting new product launches from a cash or liquidity perspective

Why Wealthsimple?

🌸 Top-tier health benefits and life insurance

📈 Long-term group savings with employer match, through Wealthsimple for Business

🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year*

✈️ 90 days away: work outside Canada for up to 90 days per year*

👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.

*Unlimited paid sick days, Wellness Days and the 90 day away program do not apply to certain roles.

ICYMI

Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.

Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.

AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.