Full-Time

Experienced Software Engineer

Credit

Posted on 1/16/2025

Plaid

Plaid

1,001-5,000 employees

Connects financial accounts to apps securely

Fintech
Financial Services

Compensation Overview

$182.5k - $297kAnnually

Mid, Senior

New York, NY, USA

Hybrid position in New York.

Category
Backend Engineering
FinTech Engineering
Frontend Engineering
Full-Stack Engineering
Software Engineering
Required Skills
UI/UX Design
Data Science
Requirements
  • Excellent coding and testing skills
  • Experience designing and implementing large scale backend systems
  • Experience as a project lead, owning work end-to-end for 2+ quarters
Responsibilities
  • You will work closely with a highly iterative, cross-functional team to understand product requirements and legal constraints to build next-generation Credit products.
  • You will deeply understand Client needs and architect solutions tailored to their use cases.
  • You’ll partner with other teams within the Credit group, working closely with other engineering teams as well as Design, Data Science, and more to iterate on and productionize new products.
  • You’ll have the opportunity to architect efficient, scalable services paired with well-designed UI as we work closely with our Clients.
  • You’ll own and lead projects, step up as a trusted member of the team’s oncall rotation, advocate for technical and process changes, and follow best practices to increase overall system reliability.
Desired Qualifications
  • [Very-nice-to-have] strong communication skills
  • [Nice-to-have] Experience working in the Credit/Lending space
  • [Nice-to-have] Experience with Python, Golang, SQL, and/or AWS

Plaid simplifies financial data management for individuals and businesses by connecting various financial accounts to apps and services. Its main product is a set of APIs that allow developers to integrate financial data into their applications, enabling users to track spending, initiate payments, and access financial services all in one place. Plaid serves a wide range of clients, including app developers and financial institutions, and is used by popular apps like LendingTree and Square. Unlike many competitors, Plaid focuses on providing a comprehensive and scalable platform for seamless data sharing, charging fees based on API usage or subscription models. The company's goal is to enhance financial service accessibility and reliability for users globally.

Company Stage

Series D

Total Funding

$714.3M

Headquarters

San Francisco, California

Founded

2013

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-5%
Simplify Jobs

Simplify's Take

What believers are saying

  • Plaid's revenue rose over 25% in 2024 despite a challenging fintech environment.
  • Plaid's identity verification product usage increased by 400% last year.
  • Plaid's strategic partnerships enhance its service offerings and market position.

What critics are saying

  • Increased competition from fintech companies could erode Plaid's market share.
  • Open banking regulations may increase Plaid's operational costs.
  • Partnerships with companies like PayPal could pose risks if they develop competing solutions.

What makes Plaid unique

  • Plaid offers seamless integration of financial data through robust APIs.
  • Plaid's platform supports a wide range of financial services and applications.
  • Plaid's strong presence in the US and Europe enhances its global reach.

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Benefits

We've got you covered: From medical, life, and 401ks, we’re here to support your physical, mental, and financial wellbeing.

Everyone is an owner: We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids.

Vacation your way: We want to make sure you have time to meet your personal needs with unlimited PTO and two weeks of synchronous, company-wide vacation.

Grow your skills: Every Plaid is in control of their career development with our learning stipends, tools, and trainings.