Full-Time
Mortgage Loan Originator
Capital Bank
201-500 employees
Community-focused bank delivering personalized financial services
No salary listed
Remote in USA
Remote
Residency in MD, DC, VA, PA, DE, IN, IL, NC, SC or FL required.
 Real Estate (1) |
|---|
Get referred to Capital Bank
See people who can refer or advise you
- A minimum of 3 years’ work experience originating residential mortgages.
- Experience in originating loans for sale to FNMA, FHLMC, GNMA and/or CDA preferred.
- Experience using a mortgage loan management system is required; Encompass experience highly preferred.
- Strong interpersonal, communication and customer service skills.
- Proficient in Microsoft Office Suite including Word, Excel, PowerPoint, and Outlook.
- Market residential mortgage loan products to real estate agents, prospective homebuyers and/or builder sales representative.
- Spend 25% or more of the workday conducting marketing activities and closing business outside of the work-site (including home office).
- Originate loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non-discrimination regulations.
- Assist the processor in securing needed documentation as required for loan approval.
- Constantly review investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
- Maintain high levels of customer service while managing each applicant's and support staffs expectations.
Capital Bank is a Maryland-based financial institution that provides community-focused banking services with personalized financial solutions. It offers traditional banking products such as deposits and loans, delivered through both modern digital tooling and a branch network enhanced by strategic acquisitions. The bank emphasizes customer service and local involvement, using technology to provide convenient access to accounts, payments, and lending options while maintaining a strong community orientation. Unlike many banks that scale primarily through product breadth, Capital Bank differentiates itself through a customer-centric approach and growth via acquisitions that expand its reach and service offerings. The bank’s goal is to support individuals and small businesses in its communities with tailored financial services, while pursuing steady growth and ongoing adaptation to the financial landscape.
Company Size
201-500
Company Stage
IPO
Headquarters
Rockville, Maryland
Founded
1974
Get referred to Capital Bank
See people who can refer or advise you
Simplify's Take
What believers are saying
- July 27, 2026 earnings showed 12.6% year-over-year loan growth to $3.1 billion.
- The board raised the quarterly dividend 16.7% to $0.14 on July 27, 2026.
- Jay Como joined July 2026, adding AI and data-governance execution from T. Rowe.
What critics are saying
- OpenSky and unsecured cards expose earnings to consumer credit deterioration by 2027.
- Revenue concentration in SBA sales and commercial lending ties results to refinance volatility.
- A 2026 card charge-off spike forces a dividend cut and capital raise.
What makes Capital Bank unique
- Capital Bank blends community banking with specialty platforms like Windsor Advantage and OpenSky.
- On July 27, 2026, CBNK posted 1.52% ROA and 11% revenue growth.
- The April 2026 Q2 platform and EscrowEdge digitize treasury and escrow workflows.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Paid Vacation
Paid Holidays
Parental Leave
Remote Work Options
Hybrid Work Options
Tuition Reimbursement
Company News
Capital Bank has appointed James "Jay" Como III as chief operating officer. Como will lead enterprise operations, focusing on modernising processes, strengthening coordination, and implementing data, automation, and artificial intelligence solutions. Como brings over 20 years of financial services experience. Most recently, he served as global head of data governance and market data at T. Rowe Price, where he established the enterprise data governance function and advanced AI readiness. Previously, he was chief data officer at Silicon Valley Bank's finance data product office. Capital Bank, a subsidiary of Capital Bancorp (NASDAQ: CBNK), has $3.9 billion in assets as of 30 June 2026.
Capital Bank launches EscrowEdge for businesses. * 2 hrs ago * 0 SARATOGA SPRINGS - Capital Bank on Thursday announced the launch of EscrowEdge by ZSuite Technologies, a digital platform that supports commercial escrow management and subaccounting. People are also reading... Last Monday, local business leaders and county officials debated the use of county occupancy tax dollars to fund an engineering study for mech... While some departments are holding strong despite declines in volunteers, the real struggle is finding enough people on call or mutual aid sup... Heritage will open for the season today, Thursday, April 2. Dinner will be served Wednesday through Saturday from 5 to 9 p.m. Anyone interested in attending the public hearings and addressing ideas or concerns can do so April 14 and April 28 at 7:25 p.m. at City Hall. Saratoga Hospital was named to Newsweek's World's Best Hospitals 2026 list, one of only 18 hospitals in New York State to earn the distinction.
Capital Bancorp, Inc. announces Renewal of CEO Ed Barry's contract and Elevation of Steve Poynot to CEO of Capital Bank, N.A. Capital Bancorp renews CEO Ed Barry's contract and promotes Steve Poynot to CEO of Capital Bank, N.A. Quiver AI summary. Capital Bancorp, Inc. has renewed Ed Barry's employment agreement as CEO through December 2027, while also restructuring its executive leadership to enhance its strategic vision as a diversified financial services firm. Barry will concentrate on enterprise strategy and key initiatives, while Steve Poynot has been promoted to CEO of Capital Bank, N.A., maintaining his leadership over the commercial bank and Windsor Advantage. Chairman Steven J. Schwartz emphasized the importance of this leadership alignment to support the company's growth strategy, which aims to develop a diversified enterprise with a strong commercial banking foundation. Poynot, who joined in 2022, brings over 25 years of commercial banking experience and will focus on expanding the bank's commercial and operational segments as Capital Bancorp continues to grow and diversify. As of September 30, 2025, Capital Bancorp holds $3.4 billion in assets. Potential positives. * Renewal of Ed Barry's employment agreement through December 2027 signifies stability in the company's leadership and long-term vision. * Elevation of Steve Poynot to CEO of Capital Bank, N.A. reflects a commitment to strong operational leadership and growth in the commercial banking sector. * The restructuring of the executive leadership aims to support the company's comprehensive strategy to create a diversified financial services enterprise. * Capital Bancorp's solid asset base of $3.4 billion as of September 30, 2025, indicates financial strength and positioning for future growth. Potential negatives. * The press release does not provide any information about recent financial performance or challenges, which may raise concerns among investors about the company's current situation. * The announcement of a leadership change, including the appointment of a new CEO for Capital Bank, may indicate instability or a need for restructuring within the company. * While Mr. Barry's contract renewal could signify stability, it could also lead to concerns about a lack of fresh leadership perspectives in the executive team. What is the duration of Ed Barry's renewed employment agreement? Ed Barry's employment agreement has been renewed through December 2027. Who will be the new CEO of Capital Bank, N.A.? Steve Poynot will be elevated to Chief Executive Officer of Capital Bank, N.A. What leadership changes were announced by Capital Bancorp? The company announced the renewal of Ed Barry's contract and the elevation of Steve Poynot to CEO of Capital Bank, N.A. How does the executive leadership change support Capital Bancorp's goals? The changes are designed to align leadership with the company's long-term strategy for growth and diversification. What is Capital Bancorp's asset size as of September 2025? Capital Bancorp, Inc. has $3.4 billion in assets as of September 30, 2025. Disclaimer: This is an AI-generated summary of a press release distributed by GlobeNewswire. The model used to summarize this release may make mistakes. See the full release here. $CBNK insider trading activity. $CBNK insiders have traded $CBNK stock on the open market 4 times in the past 6 months. Of those trades, 1 have been purchases and 3 have been sales. * RANDALL JAMES LEVITT has made 0 purchases and 2 sales selling 40,000 shares for an estimated $1,374,906. * DOMINIC C CANUSO has made 1 purchase buying 600 shares for an estimated $18,666 and 1 sale selling 3,400 shares for an estimated $95,030. To track insider transactions, check out Quiver Quantitative's insider trading dashboard. $CBNK revenue. $CBNK had revenues of $63.1M in Q3 2025. This is an increase of 40.23% from the same period in the prior year. $CBNK hedge fund activity. We have seen 54 institutional investors add shares of $CBNK stock to their portfolio, and 48 decrease their positions in their most recent quarter. * ALLIANCEBERNSTEIN L.P. removed 100,252 shares (-16.1%) from their portfolio in Q3 2025, for an estimated $3,198,038 * BROWN ADVISORY INC added 60,271 shares (+602.7%) to their portfolio in Q3 2025, for an estimated $1,922,644 * KENNEDY CAPITAL MANAGEMENT LLC added 58,232 shares (+28.6%) to their portfolio in Q3 2025, for an estimated $1,857,600 * GEODE CAPITAL MANAGEMENT, LLC added 53,006 shares (+18.8%) to their portfolio in Q3 2025, for an estimated $1,690,891 * RENAISSANCE TECHNOLOGIES LLC removed 47,500 shares (-100.0%) from their portfolio in Q3 2025, for an estimated $1,515,250 * CENTERBOOK PARTNERS LP added 37,038 shares (+inf%) to their portfolio in Q3 2025, for an estimated $1,181,512 * TWO SIGMA INVESTMENTS, LP added 35,295 shares (+73.4%) to their portfolio in Q3 2025, for an estimated $1,125,910 To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard. $CBNK analyst ratings. Wall Street analysts have issued reports on $CBNK in the last several months. We have seen 1 firms issue buy ratings on the stock, and 0 firms issue sell ratings. * Stephens & Co. issued a "Overweight" rating on 10/30/2025 To track analyst ratings and price targets for $CBNK, check out Quiver Quantitative's $CBNK forecast page. $CBNK price targets. Multiple analysts have issued price targets for $CBNK recently. We have seen 2 analysts offer price targets for $CBNK in the last 6 months, with a median target of $34.0. * Catherine Mealor from Keefe, Bruyette & Woods set a target price of $31.0 on 11/10/2025 * Russell Gunther from Stephens & Co. set a target price of $37.0 on 10/30/2025 Full release. ROCKVILLE, Md., Dec. 30, 2025 (GLOBE NEWSWIRE) - Capital Bancorp, Inc. (NASDAQ: CBNK) today announced the renewal of Ed Barry's employment agreement through December 2027 and an evolution of its executive leadership structure designed to support the Company's long-term vision as a high-performing, diversified financial services enterprise. In connection with the renewal of his employment contract, Mr. Barry will continue to serve as Chief Executive Officer of Capital Bancorp. In this capacity, he will continue to focus on enterprise-level strategy and executing the Company's key strategic initiatives. In conjunction with the renewal, Steve Poynot, currently President and Chief Operating Officer, will be elevated to Chief Executive Officer of Capital Bank, N.A. In this role, Mr. Poynot will continue to lead the Commercial Bank. Mr. Poynot will also retain oversight of Windsor Advantage. "Our long-term growth strategy is built around creating a diversified financial services enterprise comprised of a core commercial bank and a set of differentiated, high-performing businesses," said Steven J. Schwartz, Chairman of the Board. "This leadership alignment acknowledges the complexity of our enterprise and ensures that we continue to harvest the investments that we have made in our commercial banking franchise, while continuing to maximize the growth of our other lines of business." Mr. Poynot joined Capital Bank in 2022 as President and Chief Operating Officer and has over 25 years of experience in commercial banking. His elevation formalizes the leadership role he has played in managing the Bank's commercial banking business and core operations and provides dedicated executive focus on the Bank as Capital Bancorp continues to grow and diversify at the enterprise level. Capital Bancorp, Inc. (NASDAQ: CBNK) has $3.4 billion in assets as of September 30, 2025. The Bank operates a diversified portfolio of regional banking and national specialty platforms. Capital Bank, N.A. is a member of the Federal Reserve Bank system, Member FDIC, and Equal Housing Lender. Media Contact: Bryon Stevens Investor Relations Email: [email protected] Phone: 917-848-5896
US-based Capital Bank has rolled out a new digital banking platform in partnership with Q2, a firm specialising in digital solutions for the financial sector.
In connection with the merger completed on October 1, 2024, West Town Bank & Trust merged with and into Capital Bank, N.A. and Windsor Advantage became a subsidiary of Capital Bancorp, Inc.