Full-Time
User Risk Strategist
Ecosystem Risk Strategy
Stripe
10,001+ employees
Online payment processing APIs for businesses
No salary listed
Remote in USA + 2 more
More locations: Chicago, IL, USA | Atlanta, GA, USA
Hybrid
Bachelor's
 Business & Strategy (1) |
|---|
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- 8+ years of professional experience in financial services, payments, tech, law or policy
- Experience in a related role (risk, compliance, or product enablement)
- Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them
- Ability to distill complex, ambiguous risk and policy problems into clear, concise, and reliable guidance for internal stakeholders and Stripe users
- Strong stakeholder management skills, including experience influencing product and engineering, sales, data science, and operations teams — with a proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
- Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
- Familiarity with legal, credit, and fraud risk
- Drive risk strategy for company-level strategic initiatives, including partnering with our product, legal, operations, sales, and partnerships teams to solve risk problems and ensure a positive experience for our users
- Perform research and analysis to assess our current risk performance and develop and prioritize long-term strategic plans for future growth
- Enable user onboarding to safely grow at scale, continuously optimizing for efficiency and effectiveness, and staying hyper-focused on a positive user experience
- Challenge the status quo and provide multiple alternative solutions and key execution criteria
- Represent Stripe in external engagements with our most critical partners and customers
- Execute special projects and ad-hoc analyses as initiatives, products, risks, and opportunities are constantly evolving
- Experience with data querying languages (e.g., SQL) and proficiency in quantitative analysis geared towards drawing actionable insights from complex datasets
- Advanced degree in law, business, policy, or international relations
- Experience in translating business requirements to technical configurations
- Experience in a client-facing role managing relationships with large, global, and complex organizations
Stripe provides online payment processing through a suite of APIs that let apps accept and process payments securely over the internet for businesses of all sizes. Developers integrate these APIs into websites or apps; Stripe handles payment methods, authorization, settlement, and payouts to sellers. It differentiates itself with a broad set of connected products around payments, including Billing, Connect, Issuing, Radar, Capital, Atlas, Climate, and Identity, all designed to work together via a developer-friendly API platform for use cases such as subscriptions, marketplaces, and creator payouts. Its goal is to make online monetization simple and secure for internet businesses while earning revenue from transaction fees and related services.
Company Size
10,001+
Company Stage
Private
Total Funding
$8.7B
Headquarters
South San Francisco, California
Founded
2010
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Simplify's Take
What believers are saying
- Synchrony's CareCredit partnership on August 6, 2026 deepens Stripe's vertical checkout reach.
- Stripe's stablecoin and Bridge stack expanded to 100-plus markets by August 2026.
- Stripe still hires aggressively in 2026, avoiding the 2025-2026 contraction spiral.
What critics are saying
- FTC letters on March 26, 2026 targeted Stripe over payment access discrimination.
- OpenAI killed its 4% checkout fee by March 2026, pressuring Stripe's commerce monetization.
- Agentic rail startups like Natural raised $30 million July 20, 2026; checkout becomes commoditized.
What makes Stripe unique
- Stripe Sessions 2026 shipped 288 launches, spanning AI commerce, Treasury, and Radar.
- Stripe and Google partnered April 29, 2026 to sell inside Gemini and AI Mode.
- Stripe Treasury now supports 15 currencies, instant US transfers, and global payouts.
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Benefits
Inclusive coverage - We provide a thoughtful and balanced set of benefits that allow Stripes to be their best selves and do great work. Whether that means offering comprehensive mental, physical, and medical health plans, supporting Stripes’ financial futures, providing fertility benefits and parental leave, or making sure Stripes have access to healthy food at the office, our robust programs put Stripes and their families first.
Growth by way of learning - We are voracious learners and teachers. Our Education team delivers an onboarding and product training curriculum for all new Stripes, and hosts expert-led courses on things like project management fundamentals and macroeconomics. Beyond the formal program, Stripes are constantly sharing knowledge with each other through conversation, documentation, reading groups, and informal talks.
A principled approach to food - The food program holds a special place in Stripe’s history and future. These Stripes come to our kitchen from a breadth of backgrounds and experiences, and focus on one proposition—respect. This is apparent not only in the local ingredients they work with or in the gracious, teamwork-driven buffet lines, but also in their approach to growing a global team through sustainable food practices and minimal waste.
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↓ -2%2 year growth
↓ -2%Synchrony's CareCredit expands access to financing for Health & Wellness providers with new Stripe partnership. Aug 06, 2026, 09:00 ET Health and wellness providers and retailers using Stripe can soon offer CareCredit to customers directly within their existing payment platform, making it easier to offer trusted financing while expanding access for more than 12 million CareCredit cardholders. Key Highlights: * Simplified Provider Experience: Health and wellness providers using Stripe will soon be able to activate CareCredit directly online within the payment platform they already use, with no additional integration required. * Expanded Patient Access: More than 12 million CareCredit cardholders and new approved applicants will have more opportunities to use their card for health and wellness purchases through participating Stripe providers. STAMFORD, Conn., Aug. 6, 2026 /PRNewswire/ - Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a new integration with Stripe, the programmable financial services company, making it easier for Synchrony and Stripe's health and wellness providers and retailers to offer CareCredit financing as part of their online checkout experience. U.S. health and wellness providers using Stripe or new to Stripe will soon be able to offer CareCredit directly within the platform, eliminating the need for additional integrations while giving patients access to a trusted financing solution at checkout. The initial partnership includes CareCredit's standard card transactions and six-month promotional financing options. "As more health and wellness purchases move online, providers need payment solutions that are both simple to implement and easy for patients to use," said Beto Casellas, Executive Vice President and Chief Executive Officer of Health & Wellness at Synchrony. "By integrating CareCredit directly into Stripe, we're making it easier for providers to offer trusted financing while helping more than 12 million CareCredit cardholders access the care and wellness products they need through the providers they already trust." By embedding CareCredit into the platforms that providers already use, the partnership simplifies implementation, supports a streamlined checkout experience, and helps providers offer financing with reduced operational complexity. About Synchrony Synchrony (NYSE: SYF) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation's most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is honored to be ranked the #1 Best Company to Work For(R) in the U.S. by Fortune magazine and Great Place to Work(R). For more information, visit www.synchrony.com. FAQ What does the new Stripe integration enable? It will enable H&W providers using Stripe to easily activate CareCredit as a payment option in their online checkout. This simplifies their payment ecosystem by adding a trusted financing choice directly through the platform they already use, with no new integration required. How can providers begin offering CareCredit through Stripe? Providers using Stripe can activate CareCredit directly within their Stripe Dashboard. Once enabled, their customers can use an existing CareCredit card or apply for one during the checkout process. What benefits does the partnership provide consumers? Consumers gain access to additional health and wellness providers where they can use their CareCredit card online, expanding financing options for eligible purchases. How does the Stripe integration improve the merchant experience? The integration enables Stripe health and wellness providers to activate CareCredit through the payment platform they already use, reducing implementation complexity and creating a more streamlined onboarding and on-going operational experience. Providers leveraging CareCredit via their Stripe integration will have one place to go for all their payment methods for enablement, reporting, reconciliation, chargebacks, etc. SOURCE Synchrony Financial
OneDosh taps Stripe to eliminate cross-border funding friction. August 5, 2026 Nigerian fintech startup OneDosh has launched an instant wallet funding feature powered by Stripe, removing one of the biggest pain points in cross-border digital finance by allowing eligible users to fund their USD wallets with debit cards and begin transacting immediately. For years, the financial industry accepted friction as normal. Long bank transfers. Complicated funding methods. Failed transactions. Delays measured in hours or days. Endless steps before users could actually use their money. The industry adapted to the problem. OneDosh decided to solve it. Today, OneDosh announced the launch of its Stripe-powered instant onramping experience, fundamentally changing how eligible users move money into the OneDosh ecosystem. "The result is simple. Fund your wallet. Start transacting. No unnecessary complexity. No waiting. No friction," the company stated. Through OneDosh's partnership with Stripe, eligible users can instantly fund their OneDosh USD Wallet using their debit card and immediately access the full OneDosh ecosystem, including cross-border payments, virtual and physical cards, USD balances, international transfers, and other supported financial services. "This is more than a product launch. It is the removal of one of the last major barriers preventing millions of people from participating in the global digital economy. For decades, financial institutions built products around their infrastructure. OneDosh built infrastructure around people," it added. "We believe money should move as freely as humans. Every great product removes friction. Every breakthrough makes something difficult feel effortless. Onramping has remained one of the biggest obstacles in financial services. Today, that changes. Together with Stripe, we've built an experience that feels the way money should have always moved, instantly, intelligently, and without unnecessary barriers," said Jackson Ukuevo, co-founder and CEO of OneDosh. The launch dramatically reduces the time between account creation and a user's first successful transaction, allowing eligible customers to move from onboarding to participating in the global economy within minutes. "This is for freelancers, creators, entrepreneurs, businesses, families sending money across borders and everyone who believes moving money should be as simple as sending a message," Ukuevo posited. This launch represents another major milestone in OneDosh's mission to build the world's most connected financial platform, bringing together banking, payments, cards, foreign exchange, digital assets, and global money movement into one seamless experience. "The future of finance will not be defined by more products. It will be defined by fewer barriers. That future starts today," Ukuevo asserted.
Welcome to Stripe Tour Sydney 2026. Join Stripe on 19 August 2026 for Stripe Tour Sydney, where business leaders, developers, finance professionals, and digital innovators come together to explore the future of payments, financial infrastructure, and AI-powered commerce. As the pace of digital transformation accelerates, staying ahead requires more than keeping up with technology - it means rethinking how businesses accept payments, manage revenue, combat fraud, and scale globally. Stripe Tour Sydney brings together industry experts and Stripe leaders to share practical insights, customer success stories, and product innovations designed to help your business grow. Credit Cards What to expect. * Hear the latest product announcements and roadmap updates from Stripe. * Learn how leading businesses are using AI to optimise payments and customer experiences. * Discover strategies to improve conversion, reduce fraud, and increase operational efficiency. * Gain practical insights into expanding internationally with modern financial infrastructure. * Connect with peers, partners, and Stripe experts through networking opportunities. Whether you're building the next generation of digital experiences or optimising your existing payment ecosystem, Stripe Tour Sydney offers actionable insights to help you unlock new growth opportunities. Date: 19 August 2026 Time: 8.30am - 5.45pm Location: International Convention Centre (ICC), Sydney, Australia Discover more Mobile Payments & Digital Wallets Stripe look forward to welcoming you to an inspiring day of learning, innovation, and networking at Stripe Tour Sydney 2026. Get free weekly updates:
Mastercard profits rise 21%, beating Wall Street expectations. The company reported adjusted earnings of US$5.04 per share in the second quarter, driven by growth in its services beyond the traditional payments network. By Paige Smith July 30, 2026 | 09:59 AM Bloomberg - Mastercard Inc. (MA) reported a 21% increase in earnings, thanks to the company's expansion beyond traditional payment network services. Adjusted diluted earnings for the second quarter were US$5.04 per share, up from US$4.15 a year earlier, beating Wall Street analysts' expectations of US$4.77. Net income was US$4.39 billion, according to a statement on Thursday, above the estimate of US$4.23 billion. "These results, despite an uncertain geopolitical and economic environment, are proof of the resilience of our diversified business model and our continued focus on execution across both the payments network and value-added services and solutions," said Chief Financial Officer Sachin Mehra in a conference call with analysts. The company, based in Purchase, New York, restructured its management team during the quarter, appointing Ling Hai as chief financial officer and moving Mehra to the newly created role of chief business officer. Mehra has been CFO since 2019, and the change takes effect on August 3. Total spending volume on Mastercard's network reached US$2.88 trillion, beating expectations of $2.86 trillion. Cross-border transaction volume growth on a constant currency basis was 12%, down from 15% a year earlier. Analysts had estimated the figure would be 10.6%. Mehra said during the call that the effects of instability in the Middle East moderated during the quarter and were less severe than expected. "Looking ahead to the rest of the year, we estimate that the repercussions of the conflict in the Middle East will remain at levels similar to what we saw toward the end of the second quarter," Mehra said. Mastercard shares rose 3.1% to US$580.86 at 9:40 a.m. in New York. During the conference call, CEO Michael Miebach highlighted how the company has expanded its global presence in partnerships, mentioning, among others, an exclusive partnership with Saudi Arabia's new national airline, Riyadh Air. Like other traditional payment companies, Mastercard is investing in new technologies such as stablecoins. Along with rivals Visa Inc. (V) and Stripe Inc., Mastercard is one of many companies supporting a new US dollar-backed stablecoin that will be known as Open USD. Read more on Bloomberg.com
API-first bank Increase launches in the US. Announcing the launch of Increase Bank, bringing a modern bank core together with regulated banking services to help teams build the best financial products with greater speed, precision, and control. Founded in 2020, Increase's banking infrastructure and APIs enable companies like Gusto, Ramp, and Stripe to move, store, and lend hundreds of billions of dollars. With the addition of Increase Bank, an FDIC-member institution, fintech companies now have access to a bank engineered for their needs. "This is a bank built by a team of product-obsessed operators for ambitious companies that are just as obsessed with building the best possible products for their customers," said Darragh Buckley, founder of Increase. "It is programmable at scale and designed for reliability, speed, and flexibility." The idea for Increase was born out of Buckley's experience building Stripe from its earliest days, where he saw the need for banking infrastructure built with the same engineering depth as the fintechs relying on it. Since that time, the fintech industry has become one of the fastest-growing sectors in technology, generating over $650 billion in revenue in 2025 and growing at about 21 percent year over year. Increase now includes Increase Bank and a modern banking core with direct connections to the Federal Reserve, The Clearing House, and Visa. Increase's technology maintains the system of record for account balances and transactions and reconciles to the Federal Reserve in real time. This gives fintechs full control over accounts and enables them to operate with their bank at the same speed and scale at which they operate their business. "A fintech company's ability to scale often comes down to whether they have a banking partner that can move at their pace, build solutions to the edge cases they are solving, and give them direct access to payment rails," said Diede van Lamoen, former head of international at Stripe and advisor. "Increase was built by people who have first-hand experience with these challenges and a drive to support users from the first payment to their billionth." Increase's technology is trusted by some of the largest fintechs and software platforms in the United States, providing flexible, transparent, and reliable primitives for money movement, storage, and card issuance. "At Ramp, we are building AI for finance, and we must move fast to save our customers' most valuable resources - time and money. Increase provides the banking infrastructure we need to do just that. From the ability to open accounts synchronously, fully featured for every payment rail, from day one to the pace they ship new features, Increase just gets it," said Karim Atiyeh, Ramp's co-chief executive officer.