Stripe

Stripe

Online payment processing solutions provider

About Stripe

Simplify's Rating
Why Stripe is rated
A
Rated A on Competitive Edge
Rated A on Growth Potential
Rated A on Differentiation

Industries

Fintech

Financial Services

Company Size

10,001+

Company Stage

Private

Total Funding

$10.6B

Headquarters

South San Francisco, California

Founded

2010

Overview

Stripe provides online payment processing solutions for internet businesses through a suite of payment APIs. These APIs enable businesses to accept and process payments easily over the internet. Stripe serves a diverse clientele, including small startups and large enterprises, across various sectors such as e-commerce, subscription services, and marketplaces. The company focuses on simplifying and securing online payments, charging fees based on the volume of transactions processed. Its offerings include core payment services, billing tools for subscriptions, solutions for managing payments in marketplaces, and additional services like fraud prevention, business financing, and identity verification. Stripe's goal is to make online transactions seamless and secure for businesses of all sizes.

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Simplify's Take

What believers are saying

  • Stripe's stablecoin accounts support 101 countries, enhancing global financial inclusivity.
  • Partnership with Ramp simplifies international transactions with stablecoin-backed corporate cards.
  • Stripe's AI model improves fraud detection, setting a new standard in payment security.

What critics are saying

  • Visa's 'Intelligent Commerce' platform poses a competitive threat to Stripe's AI solutions.
  • Regulatory scrutiny may impact the rollout of stablecoin-backed corporate cards.
  • Local financial regulations could challenge the adoption of Stripe's stablecoin accounts.

What makes Stripe unique

  • Stripe's AI foundation model enhances fraud detection and authorization rates significantly.
  • Stablecoin-backed corporate cards offer faster settlements and protection from currency volatility.
  • Stripe's Payments Foundation Model is trained on billions of transactions for superior performance.

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Funding

Total Funding

$10596M

Above

Industry Average

Funded Over

11 Rounds

Secondary funding comparison data is currently unavailable. We're working to provide this information soon!
Secondary Funding Comparison
Coming Soon

Benefits

Inclusive coverage - We provide a thoughtful and balanced set of benefits that allow Stripes to be their best selves and do great work. Whether that means offering comprehensive mental, physical, and medical health plans, supporting Stripes’ financial futures, providing fertility benefits and parental leave, or making sure Stripes have access to healthy food at the office, our robust programs put Stripes and their families first.

Growth by way of learning - We are voracious learners and teachers. Our Education team delivers an onboarding and product training curriculum for all new Stripes, and hosts expert-led courses on things like project management fundamentals and macroeconomics. Beyond the formal program, Stripes are constantly sharing knowledge with each other through conversation, documentation, reading groups, and informal talks.

A principled approach to food - The food program holds a special place in Stripe’s history and future. These Stripes come to our kitchen from a breadth of backgrounds and experiences, and focus on one proposition—respect. This is apparent not only in the local ingredients they work with or in the gracious, teamwork-driven buffet lines, but also in their approach to growing a global team through sustainable food practices and minimal waste.

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
Decrypt
May 8th, 2025
Stripe Unveils Stablecoin Payment Accounts, Ai Features During Annual User Event

In brief. Stripe says it will introduce stablecoin financial accounts in 101 countries. It has also launched an AI model trained on billions of transactions to improve performance

PYMNTS
May 8th, 2025
Stripe Launches Stablecoin Accounts And Ai Model For Payments

Stripe announced Wednesday (May 7) new product launches focused on leveraging artificial intelligence (AI) and stablecoins to support business growth. Among these, the company debuted an AI foundation model to improve fraud detection and authorization rates. Dubbed the Payments Foundation Model, it is trained on tens of billions of transactions and incorporates hundreds of “subtle signals” per payment, which it said specialized models cannot capture. The technology firm plans to deploy this model across its payments suite to improve performance in ways that were previously unattainable. Stripe stated that early results indicate the model’s effectiveness, particularly against card testing attacks, where it increased detection rates beyond the 80% reduction achieved over two years with previous models

Startup Ecosystem
May 8th, 2025
Stripe Unveils AI Foundation Model and Expands Partnership with Nvidia

Fintech giant Stripe has unveiled a new AI foundation model for payments during its annual Stripe Sessions user event.

One Stop Trending News
May 7th, 2025
Stripe unveils AI foundation model for payments, reveals 'deeper partnership' with Nvidia

Fintech giant Stripe announced Wednesday a slew of new product launches at its annual Stripe Sessions user event.

PR Newswire
May 7th, 2025
Ramp And Stripe Deepen Partnership To Accelerate Global Commerce Through Stablecoin-Backed Cards

NEW YORK, May 7, 2025 /PRNewswire/ -- Ramp , the fastest-growing corporate card and financial operations platform in the U.S., will expand its issuing partnership with Stripe , a programmable financial services company, to launch the industry's first stablecoin-backed corporate cards with fully integrated spend management software. Together, these companies are setting a new standard in global commerce by making cross-border transactions dramatically easier and faster.Businesses today face massive hurdles moving money internationally: Payments routinely take five or more business days to settle , each transaction can cost $50 or more in fees, and unpredictable currency swings — such as Argentina's peso losing nearly 50% of its value since late 2023 — create significant financial risk for companies with a global footprint. Additionally, issuing corporate cards internationally is notoriously complicated, with cumbersome country-specific regulations and payment rail variations causing delays and frustration.Eliminating Friction in Global FinanceRamp and Stripe's stablecoin-backed corporate cards eliminate these pain points, offering businesses dramatically faster settlements, lower costs, built-in protection from currency volatility, and seamless card issuance — enabling global growth without global headaches:Fund : Businesses can fund a wallet with Ramp using local currency, which is converted to stablecoin , or by depositing stablecoins directly.: Businesses can fund a wallet with Ramp using local currency, which is converted to , or by depositing stablecoins directly. Transact : Card purchases work as standard local payments. The cardholder simply pays in their local fiat currency, and the merchant receives fiat currency.: Card purchases work as standard local payments. The cardholder simply pays in their local fiat currency, and the merchant receives fiat currency

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Stripe is Hiring for 332 Jobs on Simplify!

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