Senior Software Engineer - Product

About Us

Salient builds AI agents for regulated financial services. Our agents automate loan servicing, compliance, collections, recovery, insurance claims, and disputes for banks, captives, and specialty lenders.

We are:

• Backed by a16z and Y Combinator, with $75M raised in Series A funding

• Cash flow positive and profitable, with mid eight figure ARR achieved in under two years

• Already serving more than 20% of the auto lending industry

• Processing millions of real customer calls and transactions every day

• Fully deployed in production with major financial institutions

• Actively expanding into new financial services segments

• Building together in person in San Francisco

We are deeply integrated with our customers, own the full technology stack, and move quickly to bring modern AI into regulated industries where precision, reliability, and performance matter.

About the Role

We're seeking a Sr Software Engineer, Product to help us reshape how millions of loans are serviced through artificial intelligence. As a Product Engineer at Salient, you'll build and enhance our AI platform that automates and improves every aspect of loan servicing - from payment processing to fraud prevention to customer support. You will be responsible for both the 0→1 MVP development and the 1→10 growth and scaling of a product. You'll work directly on features that help lenders better serve their customers while improving compliance and reducing risk.

Responsibilities

• Develop complete features across both frontend and backend layers of our application

• Write clean, maintainable, and efficient code with appropriate test coverage

• Troubleshoot and debug complex issues across the technology stack

• Optimize application performance and scalability

• Own both product manager and software engineer responsibilities

• Balance technical considerations with user needs and business goals

• Incorporate customer feedback into product and features

Requirements

• 4+ years of software engineering experience

• Strong Python proficiency

• Proven track record of shipping user-focused products

• Excellence in cross-functional collaboration and communication

• Deep empathy for user needs and passion for user experience

• Enjoy being hacky - getting something out to the customer as soon as possible

• Experience building scalable systems

• We’re hiring for full stack and backend roles

• Ability to work 4 days a week from our San Francisco office (open to candidates willing to relocate)

Nice to Have

• Experience in highly regulated industry

• Combination of both big tech and start-up experience

• Knowledge of auto loan servicing

At Salient, we’re building at the edge of AI - fast, focused, and with real ownership. Sprints and major launches move quickly, and we look for people who are energized by that pace. Our team typically works around 60 hours per week, beginning at 8:00 AM, with four days spent collaborating in person at our San Francisco office.

We also offer a benefits package designed to support our full-time employees: medical, dental, and vision coverage, a generous 401(k), and catered lunches.

By applying, you acknowledge that your personal information will be processed in accordance with our Privacy Policy.