Latam Fincrime Product Compliance and Risk Manager
Wise
Latam Fincrime Product Compliance and Risk Manager
Wise
Low-cost international money transfers with API
Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team.
In this Individual Contributor (IC), role you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams. Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls. You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect.
Your Mission
Enable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.
1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers.
Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite.
Key Responsibilities
Control Design & Product Innovation
Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.
Perform pre-launch and ongoing FinCrime risk assessments for new products and features.
Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.
Regulatory Risk & Advisory
Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).
Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.
Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.
Audit, Remediation & External Relations
Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.
Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.
External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity.
What this role offers
The chance to work at the heart of the product development cycle in one of the world’s fastest-growing Fintechs.
Direct impact on how millions of customers move and manage money in Brazil.
A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.
Technical Fluency: Ability to communicate effectively with Engineers and Product Managers, providing actionable recommendations rather than just quoting policy.
Problem Solver: A data-driven approach to compliance, using regulations to drive smart business decisions.
Ownership: A natural owner who drives projects from inception to completion with extreme attention to detail.
Bilingual: Fluent in English and Portuguese (mandatory).
Global Mindset: Comfortable working across time zones with a collaborative, "think outside the box" spirit.
Bonus Skills:
Experience with B2B partnership compliance.
Familiarity with CVM regulations or investment management compliance.
Proficiency in Jira, Confluence, or specialized Risk & Control software
*Please note, only resumes provided in English will be considered*
Our Benefits:
🚀 RSU’s in a rapidly growing company
💻 Flexible working model
💪 An annual self-development budget
🩺 Health and dental allowance for you and your dependents
💝 Company-paid: Life Insurance, and an EAP program
☀️ Paid time off: 30 days vacation + 3 “Me” days + 1 volunteer day, annually
🏝️ A paid 6-week sabbatical leave after four years
👶🏼 8-weeks of paid parental leave, after a year with us and child care assistance
🚌 Transportation vouchers
🍕 Food (730 BRL per month) and meal (1,188 BRL per month) vouchers
🏋️ TotalPass access to 3,500 gyms and studios throughout Brazil
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Compensation: 22000 to 28000 (BRL) (MONTHLY)
Wise enables international money transfers with lower fees by using a peer-to-peer model to match transfers across borders. It offers a multi-currency account for holding and managing money in different currencies and provides an API for businesses to integrate Wise transfers into their platforms. Unlike traditional banks that charge higher fees and poor exchange rates, Wise uses transparent, small-per-transaction fees and real-time exchange rates to reduce costs. Its approach differentiates it from competitors by emphasizing simplicity, cost transparency, and a broad API for business integration. The goal is to make cross-border payments cheaper, faster, and more transparent for individuals and businesses around the world.
Explore more opportunities at Wise