Liquidity Risk Lead - Vice President
About the job
- A Master's degree in Business Administration, Economics, Finance, Mathematics, or Engineering, or a Chartered Accountant qualification, from a reputed institute is required.
- Understanding of regulations, governance, and practices related to interest rate risk in the banking book.
- Strong understanding of bank balance-sheet items and central-bank monetary-policy actions, with the ability to follow market news, macroeconomic and political developments, and asset prices closely.
- Ability to recommend strategic and tactical investment avenues across asset classes and geographies and challenge portfolio managers' market positions and views.
- Understanding of financial instruments at various levels in the capital structure.
- Understanding of governance and controls surrounding risk monitoring, including Earnings at Risk, Economic Value of Equity, stress testing, and return measures, with experience in stress construction.
- Ability to work effectively and independently across different businesses and functional areas.
- Ability to work under pressure.
- Strong technical skills in Excel, PowerPoint, Visual Basic for Applications, and Bloomberg.
- Assess structural interest-rate risk arising from asset-liability mismatch through investment securities and interest-rate derivatives.
- Identify, analyze, and assess the impact of specific market events or trends on the current and projected balance sheet and income statement of the bank.
- Assist in developing Net Interest Income strategy and optimizing Net Interest Income for the Chief Investment Office and Treasury.
- Track JPMorgan's interest-rate risk profile and the effects of current and forecast macroeconomic trends on that profile.
- Monitor Economic Value of Equity and Earnings at Risk measures for interest-rate risk in the banking book.
- Identify, assess, and monitor liquidity risks related to the firm's banking and non-banking balance-sheet activities.
- Analyze sources and uses of liquidity at firm-wide and legal-entity levels, including an understanding of the firm's businesses and products.
- Conduct deep-dive reviews of specific legal entities, lines of business, products, or market moves to analyze potential risks.
- Perform regulatory recovery, resolution, and Volcker-related reviews of JPMorgan legal entities and lines of business.
- Review regulatory requirements for the Liquidity Coverage Ratio and Net Stable Funding Ratio.
- Develop and implement liquidity-risk governance policies and procedures focused on stress testing, scenario design, and liquidity-risk measurement.
- Contribute to risk-policy, procedure, and governance definitions for business-as-usual and stressed conditions.
- Oversee monitoring and evaluation of existing risk limits.
- Provide independent reviews of regulatory and internal stress scenarios, including analytical reviews of market and behavioral assumptions, and manage ad hoc analysis.
- Support the development and execution of stress-testing and back-testing processes.
- Conduct in-depth analysis and create presentations for senior-management meetings and the Asset-Liability Committee.
- Monitor the existing funds-transfer-pricing framework regularly.
- Assist with regulatory requests regarding model updates and migrations.
- Partner with other departments within CTC Risk and other lines of business to support consistent risk oversight and stakeholder engagement.
- The Chartered Financial Analyst, Financial Risk Manager, or another relevant quantitative, finance, or risk certification is preferred.
- Strong understanding of balance-sheet analysis and funds-transfer-pricing analysis for banks, including traditional banking and complex non-banking products, is preferred.
- Understanding of liquidity norms and requirements under Basel III is preferred.
- Experience in liquidity-risk management across quantitative, financial, and risk-management techniques and systems is preferred.
About the company
JPMorgan Chase runs the largest bank in the United States, which serves households and small businesses as Chase and large companies, governments, and investors as J.P. Morgan. During the 2008 financial crisis it bought the failing investment bank Bear Stearns and lender Washington Mutual, and in 2023 it took over First Republic Bank after regulators seized it. Chase takes deposits and earns interest on credit cards, mortgages, and car loans, while the investment side earns fees for advising on mergers, raising money for companies, trading stocks and bonds, and managing wealth. Formed in a 2000 merger, JPMorgan Chase traces its roots to 1799 and is based in New York City.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1799
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Simplify's Take
What believers are saying
- Growth is broad-based: every JPMorgan division posted record revenue in the June 2026 quarter, and trading jumped 35%.
- Stock grants gained value: shares rose 21% in three months, valuing JPMorgan at $965 billion in August 2026.
- Tech teams are well funded: JPMorgan's nearly $20 billion yearly tech budget is the largest in banking.
What critics are saying
- AI is shrinking some teams: Dimon said in July 2026 that AI cut up to 40% of certain roles.
- Plan on five office days a week: JPMorgan ended hybrid schedules for all staff in early 2025.
- It is fighting the president in court: Trump sued JPMorgan for $5 billion in January 2026 over his closed accounts.
What makes JP Morgan Chase unique
- It ranks first in investment banking: JPMorgan earned 9.3% of global deal fees in the first half of 2026.
- It trains future CEOs: 10 Fortune 500 chiefs were JPMorgan alumni in September 2025, fifth-most of any employer.
- Its payments arm is a hidden giant: JPMorgan says it processes $12 trillion a day across 160-plus countries.
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Benefits
Health Insurance
Flexible Work Hours
Paid Sick Leave
Paid Holidays
Growth & Insights and Company News
6 month growth
-9%1 year growth
-4%2 year growth
-4%Tenable, the exposure management company, has entered a credit agreement for a $400 million senior secured revolving credit facility. The facility is initially undrawn and gives the company more flexibility in how it allocates capital. Together with the convertible note financing announced in September, it completes the refinancing of Tenable's prior credit agreement, which included a Term Loan B facility. It also replaces the revolving credit facility that matured in July. The new loans mature on October 13, 2031, subject to a springing maturity date of 91 days inside the maturity of other material indebtedness. JPMorgan Chase Bank acted as administrative agent, and Cooley LLP advised Tenable.
Four of the biggest US banks reported higher third-quarter profits on Tuesday, but warned that higher interest rates and inflation could hurt consumers and the economy. JPMorgan Chase, the largest US bank by assets, earned $15.3 billion, or $5.57 a share, up from $14.4 billion a year earlier. It missed analyst forecasts of $5.93 a share, its first miss in nearly three years. Goldman Sachs posted a profit of $5.29 billion, up from $4.1 billion, as equities revenue jumped 72%. Wells Fargo earned $5.95 billion and beat forecasts, while Citigroup's profit rose 40%. JPMorgan chief executive officer Jamie Dimon cited "large fiscal deficits, sticky inflation, elevated asset prices, rising interest rates and geopolitical conditions.
US stock futures were mixed on Tuesday as investors weighed a wave of earnings reports. Dow futures rose 0.9%, S&P 500 futures slipped 0.1%, and Nasdaq futures fell 0.7%. Memory stocks fell for a second day after a Chinese chipmaker, CXMT, said it had made a breakthrough in memory chip production. Roundhill Memory ETF fell more than 5% in premarket trading. UnitedHealth rose more than 2% after it earned an adjusted $4.69 per share on $112.69 billion in revenue, beating estimates. It raised its full-year earnings outlook to at least $20.50 per share. Goldman Sachs gained more than 3% on strong results. JPMorgan Chase, Wells Fargo, and Citigroup fell short in parts of their reports. Johnson & Johnson fell 2% after $25.40 billion in sales narrowly missed estimates, though it raised its full-year forecasts.
Accelevation Holdings Corp. (Nasdaq: ACCV) has signed a new $650 million senior secured credit agreement. It replaces the credit facilities the company set up before its initial public offering. The deal includes a $400 million revolving credit facility and a $250 million Term Loan A, both maturing in 2031. Pricing is Term Secured Overnight Financing Rate (SOFR) plus 1.50% to 2.50%, down from SOFR plus 4.50% to 5.25%. "The new facilities extend our maturity profile, reduce our borrowing costs, and provide flexibility to continue investing in our business," said chief financial officer Ken Krause. Bank of America, N.A. acted as administrative agent and collateral agent. The Miamisburg, Ohio-based company designs, manufactures, and installs systems for mission-critical infrastructure.
i3 Verticals announced on 9 October 2026 that its subsidiary, i3 Verticals, LLC, secured a $350 million senior secured revolving credit facility with JPMorgan Chase Bank as administrative agent. The agreement replaces a previous credit facility dated 8 May 2023. The facility includes an accordion feature allowing additional commitments up to $100 million or 100% of consolidated EBITDA. Interest rates are based on either base rate or Term SOFR Rate, with margins ranging from 0.50% to 1.50% for base rate loans and 1.50% to 2.50% for Term Benchmark Loans. The borrower must maintain a consolidated interest coverage ratio of at least 3.00 to 1.00 and a consolidated total net leverage ratio not exceeding 4.00 to 1.00. All obligations are guaranteed by i3 Verticals and its material wholly owned domestic subsidiaries.