Full-Time

Lead Software Engineer

M&T Bank

M&T Bank

10,001+ employees

Full-service banking with mortgage, deposits, loans

Compensation Overview

$116.4k - $194k/yr

Buffalo, NY, USA

Hybrid

Four days on-site per week and one day working from home.

Bachelor's, Associate's

Category
Software Engineering (1)
Required Skills
Agile
Data Structures & Algorithms
.NET
Observability
Angular

Get referred to M&T Bank

See people who can refer or advise you

Requirements
  • An Associate's degree and a minimum of 7 years of systems analysis and/or application development work experience, or a Bachelor's degree and a minimum of 5 years of systems analysis and/or application development work experience.
  • In lieu of a degree, a combined minimum of 9 years of education and/or relevant work experience, including a minimum of 5 years of systems analysis and/or application development work experience.
  • Expert proficiency in at least one relevant programming language and professional proficiency in at least one additional relevant programming language.
Responsibilities
  • Develop and coach other team members while independently working on applications supporting customer account opening and credit card journeys within approved Software Development Lifecycle processes.
  • Lead technical execution for an Agile development team by providing mentorship, collaboration, and guidance on engineering best practices, solution design, and delivery priorities.
  • Partner with Product Owners, business stakeholders, and cross-functional teams to prioritize work, identify improvement opportunities, and deliver customer-focused enhancements.
  • Review and approve designs, technical proposals, and pull requests while overseeing execution and change management activities.
  • Design and promote peer review processes and coach team members on code quality, development standards, and continuous improvement.
  • Author organized, clean, efficient, and secure source code while guiding others on architectures, data structures, algorithms, and development patterns.
  • Serve as a hands-on Full Stack Engineer using .NET and Angular technologies.
  • Drive automation initiatives that improve operational efficiency, customer experience, and application reliability.
  • Develop a deep understanding of the customer journey and identify opportunities to improve online experiences, reduce application abandonment, and enhance conversion through the customer funnel.
  • Investigate production incidents and customer-impacting issues, use customer behavior and operational data to determine root causes, and drive sustainable solutions.
  • Contribute to fraud detection and prevention by identifying patterns that distinguish legitimate customer interactions from potentially scripted or automated fraudulent activity.
  • Drive adherence to performance, resiliency, observability, and optimization standards, including minimizing disruptions caused by downstream service dependencies.
  • Review testing methodologies and code coverage to ensure comprehensive testing practices across the team.
  • Support modernization efforts and cloud migration initiatives where applicable.
  • Review and approve requirement plans for completeness, accuracy, feasibility, and alignment with business priorities.
  • Participate in an on-call support rotation of approximately one week every six months to respond to critical production issues.
  • Adhere to the company's risk and regulatory standards, policies, and controls, and identify risk-related issues requiring escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain internal control standards, including timely implementation of internal and external audit findings and remediation activities.
  • Complete other related duties as assigned.
Desired Qualifications
  • Expert proficiency in .NET development and strong Full Stack engineering experience.
  • Experience building modern web applications using Angular.
  • Experience working in Agile development environments and partnering closely with Product Owners.
  • Experience leading technical initiatives while mentoring and collaborating with development teams.
  • Experience supporting customer-facing digital banking platforms.
  • Knowledge of customer acquisition, account opening, or credit card application processes.
  • Experience identifying and resolving production issues with a customer-first mindset.
  • Experience improving application resiliency and minimizing disruptions from downstream services.
  • Experience automating processes and implementing automated testing solutions.
  • Cloud migration or cloud modernization experience.

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

Get referred to M&T Bank

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue reached $2.52 billion, beating consensus and rising 4.9% year over year.
  • Q2 2026 net income hit $818 million, while net charge-offs declined to $80 million.
  • A July 2026 app update added smoother navigation, biometric login, and configurable alerts.

What critics are saying

  • Commercial real estate grew $1.1 billion in Q2 2026, increasing credit-cycle exposure.
  • CET1 fell to 10.19% after $1.25 billion buybacks and $465 million repurchases.
  • Fintech lenders and digital-first banks pressure fee income, deposits, and branch economics by 2027.

What makes M&T Bank unique

  • M&T pairs regional deposits with commercial lending across the Northeast and Mid-Atlantic.
  • Its 2026 mobile app refresh strengthens sticky retail relationships and daily transaction usage.
  • Decades of community banking and multilingual branch programs deepen local trust and cross-sell opportunities.

Help us improve and share your feedback! Did you find this helpful?

Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

10%

1 year growth

10%

2 year growth

10%
Business Wire
Sep 7th, 2026
Cari Raises Over $30 Million in First Tranche of Initial Funding Round, Backed Entirely by Banks

Cari, the bank-governed digital money network, today announced it has raised $32.5 million in the first tranche of its initial external funding round, with t...

Yahoo Finance
Aug 28th, 2026
M&T Bank beats Q2 revenue estimates by 1.9% as regional banks show mixed results

Regional banks delivered mixed second-quarter results, with revenues matching analyst expectations on average. M&T Bank reported revenues of $2.52 billion, up 4.9% year on year and exceeding consensus estimates by 1.9%. The bank also beat earnings per share projections and narrowly surpassed net interest income forecasts. Despite the strong quarter, M&T Bank's shares fell 1.3% following the announcement, trading at $238.67. The decline suggests investor expectations may have been higher than published Wall Street projections. Regional banks as a group have struggled, with share prices down an average of 1.5% since their latest earnings releases. These institutions face challenges including fintech competition, deposit outflows, credit deterioration, regulatory costs, and concerns about commercial real estate exposure following recent high-profile bank failures.

Pulse 2.0
Aug 7th, 2026
Charles River Associates expands credit facility to $400M with six-bank syndicate

Charles River Associates has expanded its credit facility to $400 million through a six-bank lending syndicate. The five-year agreement includes a $75 million term loan and a $325 million revolving credit facility, replacing a previous $300 million facility set to mature in August 2027. The revolving facility can be reduced to $250 million between 16 July and 15 January each year when working-capital requirements are lower. CRA will use proceeds to repay outstanding borrowings, support working capital, fund growth investments, and cover general corporate purposes. The lending group includes Bank of America, Citizens Financial Group, Eastern Bank, and Beacon Bank & Trust, with BMO and M&T Bank joining as new lenders. The expanded facility provides additional liquidity as the consulting firm invests in its global economic, financial, and management advisory operations.

CommercialSearch
Jul 22nd, 2026
Merritt Lands $621M for Mid-Atlantic Portfolio

Merritt Properties has secured a $621 million refinancing loan for a portion of its 58-asset Maryland Industrial Portfolio.

Simply Wall St
Jul 21st, 2026
Does M&T’s US$600 Million Preferred Offering and Buyback Shift the Capital Story for MTB?

M&T Bank Corporation recently completed a US$600 million callable preferred depositary share offering, sold in two tranches totaling 24,000,000 shares at US$25 each, with multiple major banks, including J.P. Morgan, BofA Securities and others, acting as co‑lead underwriters. Around the same time, M&T Bank reported higher second‑quarter 2026 net interest income of US$1,792 million and net income of US$818 million, while also reducing net charge‑offs to US$80 million and completing a US$465...