Lead Software Engineer - AI-Driven Development
About the job
- An Associate's degree and a minimum of 7 years of systems analysis and/or application development work experience, or a Bachelor's degree and a minimum of 5 years of systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 9 years of education and/or relevant work experience, including a minimum of 5 years of systems analysis and/or application development work experience.
- Expert proficiency in a minimum of one relevant programming language and professional proficiency in a minimum of one additional relevant programming language.
- Hands-on production experience using artificial intelligence coding assistants as part of a normal delivery workflow, with the judgment to know when to accept, correct, or reject generated output.
- Develop and coach other team members while working independently on applications within approved Software Development Life Cycle processes, including identifying and recommending metrics to solve business needs and minimize risks through clean and resilient code.
- Lead the team's adoption of approved AI-driven development tooling and define appropriate usage patterns and evidence requirements before AI-assisted code enters production.
- Author and maintain shared AI development assets, including repository instruction files, reusable prompts, skills, agent definitions, and Model Context Protocol server configurations, as reviewed and version-controlled code.
- Review and approve pull-request designs and proposals, including AI-assisted and AI-generated changes, and oversee change-management execution through production deployment.
- Design the peer-review process and coach others on code reviews, code quality, improvements, and AI-specific failure modes.
- Author clean, efficient, and secure source code at the expert level in one programming language and moderate proficiency in another, while coaching team members on data structures and algorithms.
- Oversee source-control-management inclusions from team members and merge code developments into the production deployment path.
- Review team testing methodology and code coverage, coach improvement areas, and use AI tooling to expand test coverage and generate regression cases while validating that generated tests assert real behavior.
- Drive adherence to performance-testing, resiliency, and optimization patterns and practices.
- Apply AI-driven development to large-scale refactors, framework and dependency upgrades, legacy-code comprehension, documentation generation, incident analysis, and log analysis, and measure outcomes.
- Review and approve team requirement plans with delivery partners and ensure requirement completeness, accuracy, and feasibility.
- Ensure AI-tool usage complies with data-classification, privacy, third-party, and model-usage policies; prevent exposure of confidential data to unapproved services and escalate exceptions.
- Partner with other groups and suggest cross-organizational process improvements when technical or architectural concerns require them.
- Contribute technical requirements for delivery and maintenance solutions, including requirements for AI-enabled application features where appropriate.
- Communicate architecture, progress, challenges, AI usage, and applied controls to business and technical stakeholders.
- Contribute to application architecture, engineering practices, and pattern changes, and present at architecture peer-group and architecture-review-board meetings.
- Present team work at internal meetings and author internal blog posts sharing AI-driven development practices, measured results, and failure cases.
- Adhere to company risk and regulatory standards, policies, and controls, and identify risk-related issues requiring escalation.
- Promote a culture of belonging consistent with the M&T Bank brand.
- Maintain internal control standards, including timely implementation of internal and external audit points and applicable regulatory issues.
- Complete other related duties as assigned.
- Expert analytical skills specific to application development.
- Experience leading a team's adoption of AI-assisted development tooling, including standards, guardrails, and enablement.
- Experience with agentic tooling, Model Context Protocol integrations, prompt and context engineering, or evaluation of model output quality.
- Familiarity with artificial intelligence governance in a regulated industry, including data classification, model risk, third-party review, and audit evidence.
- Experience working in a team environment.
- Ability to work autonomously.
- Ability to multitask on multiple complex projects.
- Strong organizational skills.
- Strong time-management skills.
- Advanced verbal and written communication skills.
- Experience driving project milestones and delivery dates.
- Proven experience leading a project or initiative.
- Experience partnering with and presenting to multiple stakeholders in technology and business departments.
About the company
M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.
Company Size
10,001+
Company Stage
IPO
Headquarters
Buffalo, New York
Founded
1993
Get referred to M&T Bank
See people who can refer or advise you
Simplify's Take
What believers are saying
- On July 15, 2026, M&T reported record quarterly EPS of $5.32.
- Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
- M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.
What critics are saying
- Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
- Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
- A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.
What makes M&T Bank unique
- M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
- Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
- The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.
Help us improve and share your feedback! Did you find this helpful?
Benefits
401(k) Company Match
401(k) Retirement Plan
Flexible Work Hours
Hybrid Work Options
Paid Vacation
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Growth & Insights and Company News
6 month growth
↑ 10%1 year growth
↑ 11%2 year growth
↑ 11%Constellation Brands has entered into a new term loan credit agreement worth up to $300 million with Manufacturers and Traders Trust Company and other lenders. The delayed draw facility, established on 18 September 2026, will be used for general corporate purposes, including potential debt repayment. The two-year term loans carry interest linked to Term SOFR or a base rate with rating-based margins. Unused commitments will incur a ticking fee beginning 30 days after closing. The agreement includes covenants that mirror the company's existing revolving credit facility. These impose limits on subsidiary indebtedness, liens, mergers, affiliate transactions, and sale-leasebacks, whilst requiring minimum interest coverage and maximum net leverage ratios. The structure is designed to reinforce Constellation Brands' financial flexibility and balance-sheet management.
M&T Bank Corporation has outperformed the Nasdaq Composite over recent periods, with shares gaining 18% year-to-date and 19.6% over the past 52 weeks, compared to the Nasdaq's 12.7% and 18.3% returns respectively. Over the past three months, the Buffalo-based bank's shares rose 2.6% against the Nasdaq's 1.2% gain. The outperformance follows strong second-quarter results reported in July, with record earnings per share of $5.32, up 25.5% year-on-year. Taxable-equivalent net interest income increased 4.8% to $1.80 billion, whilst total average loan balances grew 4.4%. Nonaccrual loans fell 23.2% to $1.2 billion, indicating improved asset quality. M&T Bank has a market capitalisation of approximately $34.6 billion.
Cari, the bank-governed digital money network, today announced it has raised $32.5 million in the first tranche of its initial external funding round, with t...
Regional banks delivered mixed second-quarter results, with revenues matching analyst expectations on average. M&T Bank reported revenues of $2.52 billion, up 4.9% year on year and exceeding consensus estimates by 1.9%. The bank also beat earnings per share projections and narrowly surpassed net interest income forecasts. Despite the strong quarter, M&T Bank's shares fell 1.3% following the announcement, trading at $238.67. The decline suggests investor expectations may have been higher than published Wall Street projections. Regional banks as a group have struggled, with share prices down an average of 1.5% since their latest earnings releases. These institutions face challenges including fintech competition, deposit outflows, credit deterioration, regulatory costs, and concerns about commercial real estate exposure following recent high-profile bank failures.
Charles River Associates has expanded its credit facility to $400 million through a six-bank lending syndicate. The five-year agreement includes a $75 million term loan and a $325 million revolving credit facility, replacing a previous $300 million facility set to mature in August 2027. The revolving facility can be reduced to $250 million between 16 July and 15 January each year when working-capital requirements are lower. CRA will use proceeds to repay outstanding borrowings, support working capital, fund growth investments, and cover general corporate purposes. The lending group includes Bank of America, Citizens Financial Group, Eastern Bank, and Beacon Bank & Trust, with BMO and M&T Bank joining as new lenders. The expanded facility provides additional liquidity as the consulting firm invests in its global economic, financial, and management advisory operations.