Q

Q2

Digital banking platform for community institutions

Intermediate Software Engineer

Full-Time
No salary listed
Mid
Bachelor's
Bengaluru, Karnataka, India
In Person
Software Engineering

About the job

Requirements
  • A bachelor's degree in Computer Science, Engineering, or a related field with 3+ years of relevant experience.
  • Strong proficiency in Python and SQL.
  • Solid experience in web and tool development and backend service development.
  • Strong debugging and troubleshooting skills.
  • Familiarity with Large Language Models and modern artificial intelligence workflows.
  • Understanding of the full software development life cycle and service-oriented or microservices architectures.
  • Experience working in an Agile/Scrum development environment.
  • Strong analytical thinking, problem-solving, and communication skills.
  • Occasional availability for on-call or emergency support and ability to work flexible hours.
  • Fluent written and oral communication in English.
Responsibilities
  • Design, implement, integrate, and test software solutions of moderate complexity across the Q2 platform.
  • Develop and maintain backend services and data processing workflows, including ETL pipelines.
  • Deliver reliable solutions in live production systems, working both independently and collaboratively.
  • Support and maintain custom features, including debugging, performance tuning, and root-cause analysis, with occasional on-call availability.
  • Apply debugging skills to identify, troubleshoot, and resolve complex production and data issues.
  • Ensure adherence to security, availability, confidentiality, and privacy policies.
  • Contribute to data analysis and model-driven features, including exploratory data analysis and machine learning integration.
  • Collaborate on artificial-intelligence-powered and agent-based solutions using modern large-language-model frameworks and tooling.
  • Assist and mentor teammates by sharing best practices, conducting code reviews, and providing technical guidance.
Desired Qualifications
  • ETL fundamentals and experience building or maintaining data pipelines.
  • Hands-on experience with Python machine-learning and data libraries, including NumPy, Pandas, Scikit-learn, and XGBoost.
  • Experience performing exploratory data analysis to derive insights and support data-driven features.
  • Working knowledge of machine-learning concepts and model-lifecycle integration.
  • Exposure to or experience with agentic artificial intelligence architectures, MCP tools, and artificial-intelligence orchestration frameworks.
  • Understanding of secure, scalable, and production-ready artificial-intelligence and machine-learning system design.

About the company

Q2 provides a suite of digital banking tools to regional and community financial institutions (RCFIs), alternative finance and leasing companies (Alt FIs), and FinTechs. Its offerings include digital banking, banking as a service, lending, and leasing services that enable end users to transact anytime, anywhere, and on any device. The platform is sold to financial institutions, which in turn use the tools to strengthen their digital brands, attract and engage customers, and expand their services. Unlike generic fintechs, Q2 emphasizes serving community banks and credit unions, helping them stand out, grow smart, and scale beyond traditional boundaries. The company’s goal is to build stronger, more diverse communities by supporting the financial institutions that serve them.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2004

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Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $216.5 million, up 14%, with record bookings.
  • Q2 repurchased $97.2 million of shares in Q1 2026 and retained debt-free flexibility.
  • Second Quarter Assistant and Treasury Fulfillment broaden monetization across support, onboarding, and fraud operations.

What critics are saying

  • Synovus and Pinnacle integration dependencies expose Q2 to large-bank merger churn through 2026.
  • Stablecoin and AI launches face scrutiny from bank compliance teams and regulators in 2026.
  • Fintech rivals like Alkami and NCR Voyix pressure pricing as banks consolidate vendors.

What makes Q2 unique

  • Q2 embeds banking workflows with Innovation Studio, now used by over 90% of customers.
  • Q2 Code and Second Quarter Assistant turn regulated banking workflows into governed AI products.
  • Q2 combines digital banking, fraud, treasury fulfillment, and ecosystem integrations in one platform.

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Benefits

  • Hybrid Work Options
  • Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

2%

2 year growth

1%
Associated Press
Aug 6th, 2026
Over 90% of Q2 digital banking customers now use Innovation Studio SDK and fintech ecosystem

Q2 Holdings announced that over 90% of its digital banking customers now use Q2 Innovation Studio, five years after launch. The SDK-powered platform enables financial institutions to deploy fintech solutions from an ecosystem of more than 215 integrated partners. More than 450 banks and credit unions use the ecosystem, with the average institution running five partner integrations and some using up to 20. Partners address areas including payments, fraud prevention, and artificial intelligence. Chartway Credit Union, a $3.2 billion institution, achieved 6% organic deposit growth, a 10% increase in digital banking transactions, and a 40% reduction in manual fraud review volume using the platform. Q2 recently introduced Q2 Code, an AI development environment enabling users to build experiences using natural language prompts. The tool is purpose-built for the Q2 Digital Banking Platform.

Yahoo Finance
Jul 16th, 2026
Wall Street sets ambitious targets for Monolithic Power Systems and FTAI Aviation, warns on Q2 Holdings

Wall Street analysts have set ambitious price targets for several stocks, but their forecasts warrant scrutiny due to institutional pressures that can lead to overly optimistic projections. Q2 Holdings, which provides cloud-based digital solutions for financial institutions, faces challenges despite a consensus price target implying 37% upside. The company's billings growth of 11% underwhelmed over the past year, and its estimated sales growth of 9.5% suggests slowing demand. Its gross margin of 55.6% lags competitors significantly. Conversely, Monolithic Power Systems shows strong fundamentals with exceptional 25.9% annual revenue growth over five years. The analogue and mixed-signal chipmaker's earnings per share growth of 27.7% outpaced revenue performance. FTAI Aviation, specialising in aircraft engine services, received a consensus price target suggesting 65.8% upside potential.

Benzinga
May 28th, 2026
OCA Foods wins $100K Austin FC Dream Starter competition for Brazilian-inspired snacks

OCA Foods, an Austin-based Brazilian-inspired snack company, has won the 2026 Austin FC Dream Starter Competition presented by Q2 Holdings. The company will receive $100,000 in funding to accelerate its business. OCA produces a cleaner, preservative-free version of Paçoca, a traditional Brazilian peanut bite, using simple ingredients. Founded by Renato Raposo, the company aims to honour heritage and create community connections through its products. The competition, which combines Q2's mission with Austin FC's community inclusivity pillar, supports local entrepreneurs by providing resources to build profitable, high-growth companies. Five finalists competed in a pitch contest on 27 May at Q2 Stadium, evaluated by representatives from Austin FC, Q2 Holdings and the Austin entrepreneurial community. OCA will be honoured during halftime at the Austin FC versus Seattle Sounders match on 22 July.

Yahoo Finance
May 5th, 2026
Q2 Holdings reports $216.5M Q1 revenue, up 14% YoY, with record bookings and $97.2M share buyback

Q2 Holdings reported $216.5 million in revenue for Q1 2026, a 14% year-over-year increase. GAAP net income rose to $26.6 million from $4.8 million in the prior-year quarter, whilst adjusted EBITDA reached $60 million. Subscription annualized recurring revenue grew to $802.3 million. The digital banking solutions provider achieved record first-quarter bookings, including nine Enterprise and Tier 1 contracts and its largest-ever fraud deal. The company repurchased approximately 1.8 million shares for $97.2 million during the quarter. Q2 Holdings updated its full-year 2026 guidance, projecting total revenue between $875 million and $882 million and adjusted EBITDA between $237 million and $242 million. Management remains focused on advancing its AI strategy across digital banking and fraud prevention.

Business Wire
Apr 28th, 2026
Q2 launches Treasury Fulfillment to automate commercial client onboarding for banks

Q2 Holdings has launched Q2 Treasury Fulfillment, a solution designed to streamline how banks and credit unions onboard commercial clients for treasury services. The platform automates the fulfillment process by connecting front-office intake with back-office systems, eliminating redundant data entry and reducing errors. Unlike traditional onboarding solutions focused on workflow management, Q2 Treasury Fulfillment automates the actual delivery of treasury services. The solution is embedded within the Q2 Digital Banking Platform, providing a unified experience across onboarding, fulfillment and ongoing servicing. Q2 Treasury Fulfillment forms part of Q2 Catalyst, a suite of commercial banking solutions aimed at helping financial institutions accelerate client onboarding and grow profitable relationships. The Austin-based company provides digital transformation solutions for banks, credit unions and fintechs globally.