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Wells Fargo

Nationwide banking and financial services

Community Mortgage Bank Sales Consultant

Full-TimeDeadline 10/26/26
No salary listed
Junior
Chino Hills, CA, USA+7 moreMore locations: Rancho Cucamonga, CA, USA | Upland, CA, USA | Temecula, CA, USA | Claremont, CA, USA | San Bernardino, CA, USA | Fontana, CA, USA | Ontario, CA, USA
In PersonWillingness to travel and reliable transportation are required.

About the job

Requirements
  • At least 2 years of sales experience, or equivalent experience demonstrated through work experience, training, military experience, or education.
  • Compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations.
  • Meeting Loan Originator requirements under Regulation Z.
  • Meeting Consumer Financial Protection Bureau qualification requirements and Wells Fargo policies, including applicable financial responsibility, character, general financial fitness, criminal background, and ongoing regulatory standards.
  • SAFE registration at the time of employment; Wells Fargo will initiate the registration process after the employment start date.
  • Willingness to travel.
  • Reliable transportation.
  • Ability to work nights, weekends, or holidays as needed or scheduled.
Responsibilities
  • Sit within assigned bank branches and originate mortgage loans.
  • Collaborate with branch leadership and participate in branch huddles.
  • Mentor and coach employees to increase knowledge of mortgage products and processes.
  • Conduct outbound calls to existing and prospective customers regarding mortgage loan products and complete associated tracking activities.
  • Interact with customers to understand their needs and provide high-quality customer service.
  • Inform prospective and existing customers about Wells Fargo Home Mortgage programs.
  • Analyze and offer mortgage loan products based on clients' needs.
  • Process loan applications for mortgage transactions and review rates and terms within guidelines.
  • Maintain high client satisfaction and quality through timely and proactive customer communication.
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies, procedures, and underwriting requirements.
  • Adhere to policies, underwriting requirements, compliance requirements, and loan procedures.
  • Collaborate with fulfillment partners throughout the origination process to meet client needs.
  • Stay informed about mortgage industry trends and developments in the assigned market.
  • Develop and maintain visibility for Wells Fargo Home Mortgage in the marketplace.
Desired Qualifications
  • At least 2 years of mortgage retail sales experience.
  • Expertise in general lending products and overall mortgage industry experience.
  • Experience with retail residential mortgages and purchase fundings over the past 12 months referred primarily from established local or external sources.
  • Established relationships with diverse realtor organizations and affordable lending nonprofits in the assigned market.
  • Experience with community loan products, including specialized LMI mortgage solutions, lender-paid assistance programs, and third-party assistance programs.
  • FHA, VA, and conventional loan experience.
  • Knowledge of sales prospecting and generating referrals.
  • Experience educating clients on mortgage purchase programs.
  • Experience developing and cultivating professional relationships.
  • Customer service experience.
  • Basic Microsoft Office skills.
  • Verbal, written, and interpersonal communication skills.
  • Ability to provide leadership through coaching, training, and mentoring.
  • Bilingual Spanish/English speaking proficiency.

About the company

Wells Fargo provides banking, investment, and payment services to individuals, businesses, and institutions. Its products include checking and savings accounts, loans, credit cards, wealth management, and payments, accessible through branches, online and mobile platforms, and full payment rails. The company combines a wide national footprint with a long history and a business model that integrates banking, investment, and payments, supported by a large network of branches and ATMs. Its goal is to help customers manage money, grow wealth, and move funds safely and reliably.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 9% and net income reached $6.4 billion.
  • First-half 2026 loans grew 12%, driven by credit cards, autos, and commercial lending.
  • March 2026 Fed termination of its enforcement action freed Wells Fargo's growth trajectory.

What critics are saying

  • Two OCC orders still linger in 2026, keeping compliance scrutiny and remediation costs alive.
  • July 2026 layoffs in Iowa passed 300 jobs, signaling relentless cost cuts and morale damage.
  • A revived fee-driven growth model recreates misconduct incentives if sales pressure outruns controls.

What makes Wells Fargo unique

  • June 2025 asset-cap removal lets Wells Fargo grow loans, deposits, and markets balance sheet.
  • Fargo passed 1 billion interactions by March 2026, proving scalable digital engagement.
  • Q2 2026 investment banking fees hit $939 million, showing credible capital-markets regain.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance

Company News

TipRanks
Oct 1st, 2026
Workday expands revolving credit facility from $1B to $1.5B

Workday has expanded its revolving credit facility from $1.0 billion to $1.5 billion under a new multi-bank agreement led by Wells Fargo. The facility, which entered into effect on 1 October 2026, replaces the company's previous credit agreement from April 2022. The new credit agreement runs until October 2031, with options for limited one-year extensions. It supports multi-currency borrowing in US dollars and approved foreign currencies, with no revolving loans outstanding as of the closing date. The facility features a maximum leverage ratio of 3.50 to 1.00, with flexibility up to 4.50 to 1.00 following certain qualified acquisitions. Interest and fee structures are tied to either Workday's consolidated leverage ratio or its senior unsecured debt ratings.

MarketScreener
Sep 30th, 2026
CTO Realty Growth closes $1B unsecured credit facility, extends debt maturities to 2029

CTO Realty Growth has closed a $1.0 billion unsecured credit facility, extending its debt maturity profile and increasing total commitments by $250 million. The Winter Park, Florida-based owner and operator of open-air shopping centres will use proceeds to repay outstanding borrowings under its previous $300 million revolving credit facility and two term loans. The new facility comprises a $400 million revolving credit facility due September 2030 and four term loans ranging from $150 million each, maturing between September 2029 and March 2032. The refinancing increases the company's weighted average debt maturity to 4.3 years from 1.6 years. Initial fixed interest rates on the term loans range from 3.4% to 5.3%, based on applied SOFR swaps. The facility was provided by a syndicate led by KeyBank National Association.

StreetInsider
Sep 29th, 2026
Tesla secures $30B in new credit facilities across three senior unsecured agreements

Tesla has secured $30 billion in new credit facilities through three agreements dated 29 September 2026. The package includes a $20 billion three-year delayed draw term loan facility with Citibank as administrative agent, plus an $8 billion five-year revolving credit facility and a $2 billion 364-day revolving credit facility, both administered by Wells Fargo Bank. The delayed draw term loan permits up to ten withdrawals within 18 months, with available commitments stepping down over time. The revolving facilities support borrowings in US dollars, pounds sterling, or euros, and can be expanded by up to $4 billion. Tesla may use proceeds for general corporate purposes. No amounts were drawn as of 29 September, and the company does not plan to draw on the facilities in 2026. Tesla terminated its existing $5 billion revolving credit agreement with no outstanding borrowings or penalties.

Yahoo Finance
Sep 29th, 2026
Wells Fargo upgrades S&P 500 Industrials to favourable on AI infrastructure demand

Wells Fargo Investment Institute has upgraded the S&P 500 Industrials sector from neutral to favourable, reversing a downgrade made in July 2026. Since that downgrade, Industrials underperformed the broader S&P 500 Index by approximately 7.8% through 24 September 2026. The firm cited the sector's positioning at the centre of several investment cycles. AI infrastructure continues driving demand for power generation, grid equipment, electrical systems, and construction machinery. Existing backlogs provide visibility into early 2027 for shorter-cycle equipment and into 2030 or later for power-generation markets. Wells Fargo expects increased infrastructure and defence spending, manufacturing reshoring, and commercial aerospace demand to broaden participation beyond early AI beneficiaries. The analysts noted strong pricing power and extended backlogs should help leading companies absorb near-term cost pressures.

Yahoo Finance
Sep 22nd, 2026
Fed hikes rates to 3.75-4%, boosting Wells Fargo's NII outlook amid higher loan yields

The Federal Reserve raised interest rates by 25 basis points to 3.75–4% on 16 September 2026, its first increase since July 2023. The move could support Wells Fargo's net interest income (NII), as higher rates typically allow banks to earn greater yields on loans and interest-earning assets. Wells Fargo's NII rose 5.2% year-over-year in the first half of 2026, driven by lower deposit costs and stronger loan balances. The Fed's removal of the bank's asset cap in June 2025 has given Wells Fargo additional flexibility to expand lending. However, higher deposit costs and potential credit demand weakness may limit gains. Wells Fargo expects 2026 NII of $50 billion.