Full-Time

Machine Learning Scientist

Financial Scoring

Lendbuzz

Lendbuzz

201-500 employees

Auto loans via data-driven credit assessment

Compensation Overview

$170k - $200k/yr

Boston, MA, USA

Hybrid

PhD

Category
AI & Machine Learning (1)
Required Skills
Scikit-learn
Python
Neural Networks
Data Structures & Algorithms
Machine Learning
Data Engineering
Pandas
NumPy
Data Analysis

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Requirements
  • Ph.D in Computer Science, Statistics, Mathematics or a related field
  • 2+ years of relevant industry or postdoc experience
  • Solid understanding of computer science fundamentals, including data structures and algorithms and object oriented programming
  • Deep understanding of machine learning models and algorithms
  • Deep understanding of probability and statistics
  • Strong data analysis skills and experience working with messy real world data
  • Proficiency in python and familiarity with commonly used machine learning libraries such as numpy, pandas, torch, and scikit-learn
  • Excellent communication skills
Responsibilities
  • Build machine learning and deep learning models based on financial and other modalities like text
  • Collaborate closely with cross-functional teams to integrate machine learning models seamlessly into production systems
  • Conduct extensive analysis to better understand our continually evolving datasets and validate model performance
  • Design and develop robust, scalable pipelines and services using software engineering best practices
  • Implement end-to-end solutions, including architecture design, business logic, and deployment
  • Drive the adoption of rigorous testing practices, ensuring high-quality, reliable ML model releases
  • Stay updated with advancements in machine learning and related technologies to continuously improve our solutions

Lendbuzz provides auto loans in the U.S., focusing on international students and professionals with limited or no U.S. credit history. Borrowers apply online; Lendbuzz uses data analytics and machine learning to assess creditworthiness beyond conventional credit scores, then coordinates with the car dealership and completes the loan digitally. Unlike traditional lenders, it considers a broader mix of financial and personal data and offers an end-to-end online experience. Its goal is to expand access to auto financing for international students and immigrants by using data-driven credit assessments.

Company Size

201-500

Company Stage

N/A

Total Funding

$2.7B

Headquarters

Boston, Massachusetts

Founded

2015

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Simplify Jobs

Simplify's Take

What believers are saying

  • Lendbuzz closed its eleventh securitization on February 11, 2026, raising $246 million.
  • KBRA rated LBZZ 2026-1 notes up to AAA, supporting cheaper funding.
  • The company launched its 2026 IPO process, signaling growth and liquidity ambitions.

What critics are saying

  • The March 2026 IPO filing exposes Lendbuzz to market rejection and valuation reset.
  • A June 2026 arbitration loss or delay risk remains after McLean v. Lendbuzz Funding.
  • If ABS investors retrench, originations stop; securitization dependence threatens survival.

What makes Lendbuzz unique

  • Lendbuzz’s March 2026 S-1 highlights AI underwriting for thin-file car buyers.
  • The company targets international students and recent immigrants rejected by traditional auto lenders.
  • Eleven public ABS deals since 2021 prove repeatable funding execution at scale.

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Benefits

Dental & health insurance

401(k)

Company outings

Fitness center

Unlimited PTO

Stocked kitchen

Company issued hardware

Cool swag

Flexible working hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

1%
Business Wire
Feb 11th, 2026
Lendbuzz closes $246M asset-backed securitization for auto loans

Lendbuzz, an AI-based fintech company, has closed a $246 million asset-backed securitisation (LBZZ 2026-1) collateralised by auto loans secured by new and used vehicles. The transaction issued five classes of notes rated by Kroll Bond Rating Agency from K1+ to BBB-. J.P. Morgan Securities acted as lead bookrunner and structuring agent, with Goldman Sachs and RBC Capital Markets as joint bookrunners. Mizuho, MUFG and Regions Securities served as co-managers. This marks Lendbuzz's eleventh public securitisation since launching its programme in late 2021. The Boston-based company has completed over $2.4 billion in publicly syndicated asset-backed securitisations to date. Chief Financial Officer George Sclavos cited strong investor interest as evidence of confidence in the company's ABS programme.

Auto Finance News
Oct 8th, 2025
Lendbuzz founder, CEO Amitay Kalmar to join Auto Finance Summit 2025

Auto Finance News is pleased to announce that Amitay Kalmar, chief executive and founder of AI-based lender Lendbuzz, will join a discussion on subprime auto lending at Auto Finance Summit 2025, returning Oct. 15-17 at Bellagio Las Vegas.

Business Wire
Sep 12th, 2025
Lendbuzz Files Registration Statement for Proposed Initial Public Offering

BOSTON-(BUSINESS WIRE)-Lendbuzz Inc. ("Lendbuzz"), a financial technology company that utilizes artificial intelligence and machine learning algorithms to better assess consumer credit risk and expand access to credit when purchasing a vehicle, announced today that it has filed a registration statement on Form S-1 with the U.S. Securities and Exchange Commission (the "SEC") relating to the proposed initial public offering of its common stock.

Business Wire
Jul 3rd, 2025
Lendbuzz Completes $266 Million Asset-Backed Securitization

Lendbuzz, an AI-based fintech company that helps consumers obtain better access to credit when purchasing a vehicle, announced today that it has closed a $26...

AutoSuccess
Apr 28th, 2025
AI Auto Loan Approval for Fast Vehicle Financing

Lendbuzz announced the launch of Express Contract, an AI Auto Loan Approval offering for dealers financing borrowers with thin to no credit history.