Credit Review Buyback Analyst 1
About the job
- Knowledge of finance, accounting, consumer credit, and statistics is preferred.
- Competency with Microsoft Office, especially Excel and Access, is required.
- Ability to plan, execute, and improve work processes to achieve business objectives.
- Strong critical thinking and the ability to apply business knowledge to daily problem solving.
- Strong analytical judgment and logical decision-making skills.
- Ability to work discreetly with confidential information.
- Ability to multitask with minimal supervision while maintaining attention to detail.
- Ability to use artificial intelligence tools such as Microsoft Copilot to support daily work.
- Ability to evaluate artificial intelligence outputs for accuracy, compliance, and bias.
- Experience integrating artificial intelligence into workflows to improve efficiency or insights.
- Familiarity with artificial intelligence-assisted research, summarization, and content generation.
- Understanding of responsible artificial intelligence use, including ethics and data protection.
- Zero to two years of relevant work experience is required.
- A high school diploma is required.
- Build effective working relationships with other departments and external parties to accomplish departmental and corporate strategic business goals and objectives.
- Educate internal and external parties on the GM Financial Dealer Agreement and violations of the dealer agreement.
- Prepare clear and concise legal documentation on behalf of GM Financial.
- Recognize and recommend improvements to the buyback process.
- Host regularly scheduled meetings with Dealer Services Regional Sales Managers to discuss buyback resolution strategies.
- Provide payment posting instructions when buyback monies are received.
- Manage collateral on repossession hold, including coordinating its return to dealerships or wholesaling units.
- Manage the recourse process by monitoring accounts placed on recourse and escalating them as buybacks when triggers are breached.
- Represent Credit Review in business segment meetings as needed.
- An associate or bachelor's degree is preferred.
- A master's degree is preferred.
- Excellent interpersonal, verbal, written, and communication skills.
- Self-motivation and strong problem-solving capabilities, including the ability to provide recommendations.
About the company
GM Financial provides auto loans and vehicle leases through General Motors’ network of dealerships to individual buyers and commercial clients. As the captive finance arm, its financing options are tied to GM vehicle sales to help customers purchase GM brands like Chevrolet, Buick, GMC, and Cadillac. The company earns revenue from interest on loans and leases and related service fees, and it offers prime and subprime lending as well as dealer floorplan financing for dealership inventories. Its goal is to support GM’s sales by offering financing that makes it easier for buyers and dealers to complete vehicle purchases.
Company Size
5,001-10,000
Company Stage
Debt Financing
Total Funding
$3B
Headquarters
Fort Worth, Texas
Founded
1992
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Simplify's Take
What believers are saying
- Second-quarter 2026 net income reached $432 million, with $33.3 billion liquidity.
- GM Financial Brasil issued its first R$300 million debenture, broadening funding sources.
- GM's 2026 finance incentives, including 0% APR offers, support dealership-originated loan volume.
What critics are saying
- NACA sued GM Financial on May 19, 2026 over pay-to-pay fees.
- June 2026 delinquencies rose to 3.4% and charge-offs hit 1.3% annually.
- GM sales weakness or captive strategy changes would directly shrink originations and earnings.
What makes GM financial unique
- GM Financial finances Chevrolet, Buick, GMC, and Cadillac through captive dealer channels.
- It serves super-prime through subprime borrowers, plus dealer floorplan financing and fleet lending.
- GM integration creates embedded distribution, pricing power, and tied-in customer acquisition economics.
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Benefits
Hybrid Work Options
Professional Development Budget
Growth & Insights and Company News
6 month growth
↑ 6%1 year growth
↑ 6%2 year growth
↑ 6%Worth Credit Union names Brandon Soltwisch Vice President of enterprisestrategy Delivery. October 1, 2026 DALLAS-FORT WORTH, Texas - Worth Credit Union has named Brandon Soltwisch Vice President of Enterprise Strategy Delivery. He will lead the teams and processes that help turn the credit union's strategic priorities into results, including enterprise strategy, project and program management, process improvement, organizational change management, and internal communications. General Reference Soltwisch joins Worth Credit Union from GM Financial, where he served as Principal of Organizational Effectiveness. In that role, he partnered with executive leaders on business transformation, organizational design, change management and strategic execution across a global financial services organization. Soltwisch previously served 20 years in the U.S. Army, holding leadership roles in operations, strategic initiatives, program management, and talent development. "Brandon brings a strong record of guiding complex work and helping teams turn plans into results," said Michael Massey, president and CEO of Worth Credit Union. "As Worth grows, his leadership will help us stay focused on the improvements that matter most to our members and the communities we serve." Soltwisch holds a Master of Arts in Social-Organizational Psychology from Columbia University. Beyond his professional work, Soltwisch is active in his community, where he enjoys volunteering on various community boards, as a youth sports coach, and with the Boy Scouts of America. - Advertisement - * Discover more Geographic Reference Nonprofit organization features Local News About Worth Credit Union Worth Credit Union is a member-owned financial cooperative dedicated to helping individuals and families achieve financial success. Serving communities throughout North Texas, Worth Credit Union provides a full range of financial products and services while remaining committed to delivering friendly service, innovative solutions, and meaningful community impact. Guided by its promise to help members "Find Friendly. Find Easy. Find Your Worth.," the credit union continues to invest in its people, technology, and communities to create lasting value for members. General Reference - Digital Sponsors -
GM Financial reported net income of $432 million for the second quarter of 2026, down from $510 million in the same period last year. For the first half of 2026, net income totalled $946 million, compared to $1.0 billion in the previous year. Retail loan originations reached $10.0 billion in the quarter, up from $8.3 billion in the previous quarter but slightly above the $9.5 billion recorded in Q2 2025. Operating lease originations were $4.1 billion, down from $5.4 billion year-on-year. The company's delinquency rates increased, with accounts 31-60 days past due rising to 2.4% from 2.1% year-on-year. Annualised net charge-offs also climbed to 1.3% of average retail finance receivables from 1.1% in the prior year period.
RunBuggy + GM Financial: delivering secure, enterprise-grade access through SSO. Global finance companies operate in highly controlled environments where security, governance, and operational consistency are non-negotiable. Every platform must align with internal identity standards, cybersecurity policies, and identity lifecycle management processes - especially when working with third-party partners. That was the standard set by GM Financial. To meet it, GM Financial partnered with RunBuggy to implement a federated Single Sign-On (SSO) integration through its enterprise-grade identity platform. The result - seamless user access, centralized control, and enterprise-grade security - all without adding friction for business teams. This collaboration demonstrates what modern enterprise integration should look like. The business challenge: Extending enterprise identity to strategic partners. Large enterprises do not manage access on a system-by-system basis. They manage identity centrally - and every external application must operate within that framework. For GM Financial, that meant any third-party platform needed to integrate directly with its identity provider to ensure: * Centralized authentication and access governance * Enforcement of enterprise security controls, including Multi-Factor Authentication (MFA) * Consistent onboarding and offboarding of users * Reduced operational burden on IT and business teams Standalone credentials, custom login workflows, or fragmented access models were not acceptable. RunBuggy was a natural fit, functioning like any other trusted enterprise application - fully integrated into GM Financial's identity ecosystem. The solution: Federated SSO through GM Financial's environment. RunBuggy implemented a standardized federated SSO integration with GM Financial's security platform, allowing authentication to be handled entirely within GM Financial's existing identity infrastructure. Key elements of the solution included: * RunBuggy is provisioned within GM Financial's Identity Provider like any enterprise SSO application * Authentication is managed directly through GM Financial's security environment * MFA enforcement follows GM Financial's existing security policies * User access is governed through GM Financial-managed groups and lifecycle processes This approach ensures that identity, authentication, and access control remain fully under GM Financial's authority - while users experience seamless entry into the RunBuggy platform. Implementation: Alignment over customization. The integration was delivered through coordinated collaboration between GM Financial and RunBuggy teams, with a clear priority: align with existing enterprise identity standards rather than create new or specialized processes. The implementation followed a structured, high-level approach: * GM Financial defined identity, governance, and cybersecurity requirements * RunBuggy engineering prepared the platform for identity provider-based authentication * GM Financial's IT teams configured and tested the integration * Joint validation confirmed security, access control, and user experience By focusing on standard enterprise practices, both organizations ensured long-term scalability and maintainability. Cross-Functional collaboration. Enterprise identity integrations are never purely technical - they require coordination across security, IT, and business teams to succeed. At GM Financial, this effort involved collaboration among Consumer Services and the PMO, Cybersecurity Architecture, Identity and Access Management, as well as business stakeholders and end-user teams. On the RunBuggy side, Engineering, security leadership, and customer and technical stakeholders all played key roles. This cross-functional alignment ensured the solution met both operational and governance expectations. Results: Stronger security, simpler access, enterprise-ready scale. The results delivered stronger security, simpler access, and enterprise-ready scale. Authentication is fully managed within GM Financial's security platform, ensuring MFA enforcement remains consistent with enterprise policy while user access is centrally governed and auditable. Operational efficiency also improved, with users signing in using their existing enterprise credentials, reducing the need for manual administration through centralized identity management, and aligning onboarding and offboarding with standard lifecycle processes. At the same time, RunBuggy now operates like any other trusted enterprise application, with the platform fully supporting GM Financial's scale, governance, and security requirements. What this means for Global financial companies. For Global financial companies identity integration is not a convenience - it is a prerequisite for collaboration. By integrating RunBuggy with SSO, GM Financial achieved stronger security without increasing user friction, gained centralized visibility and control for IT and cybersecurity teams, and delivered a familiar, streamlined login experience for business users. The integration demonstrates how enterprise identity standards can extend across the supply chain, enabling secure collaboration while maintaining operational efficiency. About RunBuggy. RunBuggy is a technology platform that connects car shippers and haulers. RunBuggy allows shippers to seamlessly connect with their existing management systems to integrate car transportation services, reducing cost and improving time to deliver. For transporters, RunBuggy offers an alternative to expensive load boards and custom software solutions to better find and manage transportation loads.
GM Financial Brasil has completed its first financial debenture worth R$300 million (approximately $52 million). Crédit Agricole CIB acted as structurer, coordinator and senior investor, whilst VERT partnered on structuring, issuance and management. The debenture marks GM Financial's first floorplan financing issuance in Brazil's capital markets, diversifying funding sources and supporting wholesale operations growth. The issuance is backed by credit rights from these operations. According to Marcio Frazão, CFO of GM Financial Brasil, the operation opens a new alternative for automotive sector financing through securitisation structures. The debenture was structured using receivables as collateral. GM Financial, General Motors' wholly owned financing subsidiary, has operated in Brazil since 1930, offering financing, consortium, insurance and fleet management solutions.
GM Financial Secures $2 Billion in Funding Through Private Loan Sale DETROIT – GM Financial has completed a $2 billion private sale of auto loans, turning to non-public markets for…