Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.

Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns.

Team

AI Enablement builds Raisin's internal AI platform. We make it easy and safe for every team, from engineering and product to business operations, to use AI in their daily work and in the products they build.

We provide the shared foundation for that: governed access to AI models and tools, the controls that keep data secure and usage auditable, and the visibility teams need to run AI reliably and cost-effectively. We also shape how Raisin builds software with AI, from AI-assisted coding to agentic workflows that support teams across the development lifecycle. Because Raisin operates in regulated financial services, security and compliance are core to how we design the platform.

The team is growing, and you will shape both what it builds and how it works.

Your Responsibilities

As Engineering Lead, you lead the engineers who build Raisin's internal AI platform and drive the company's AI-assisted engineering practices. You are accountable for the team's delivery, growth, and maintaining the AI platform users' trust.

You stay close to the technology, because in a field that changes this quickly, good leadership decisions depend on understanding the technical details.

Lead and grow the team

Hire, onboard, and develop engineers, and build a team that works autonomously across platform engineering, infrastructure, and AI.
Hold regular 1:1s, set clear expectations, and agree individual development plans with each engineer.
Give timely feedback, recognise strong performance, and address low performance early.
Create an environment of trust, open communication, and continuous learning, so the team keeps up with a fast-moving field without burning out.

Own delivery and operations

Own end-to-end delivery, from planning and estimation through implementation and release, balancing new capabilities with reliability and maintenance.
Make sure the platform runs well in production: on-call, incident handling, and service levels for the systems other teams rely on.
Spot risks and blockers early and resolve them, or escalate in time with a clear proposal.
Turn the AI strategy into quarterly goals and a roadmap the team commits to, together with your manager and stakeholders.

Run the platform as a product

Work with engineering, product, and business stakeholders to understand their needs and decide what the platform should offer next.
Measure adoption, reliability, cost, and impact, and use that data in planning and when reporting to leadership.
Manage the cost of AI usage and tooling, including budgets, licences, vendor relationships, and build-versus-buy decisions.

Shape the technical direction

Work with the team's tech leads on architecture and key technical decisions, and stay hands-on in design discussions, reviews, and selected implementation work.
Work with security, legal, and compliance colleagues to keep the platform and the company's use of AI secure and compliant.
Help engineering teams across Raisin adopt AI in their work through documentation, workshops, and direct support.

Your Profile

What you bring

3+ years leading engineers as an Engineering Manager, Engineering Lead, or Team Lead, including hiring and performance management.
7+ years in software engineering overall, with a background in backend, platform, infrastructure, or developer tooling.
Experience leading a team that builds for internal customers, such as a platform, developer tooling, or shared services used by other engineers.
A track record of delivering production systems that other teams depend on, including ownership of their reliability.
A practical understanding of modern AI integration, such as LLM APIs, AI coding assistants, and agentic workflows, deep enough to evaluate technical decisions and challenge the team. You use AI tools in your own work.
Clear communication with engineers, product, and business stakeholders, and fluency in English.

Nice to have

Experience with AI platform topics such as model access, governance, observability, rate limiting, or cost management.
You have driven adoption of new tools or practices across an engineering organisation.
Experience leading distributed or hybrid teams.
Experience in a regulated industry such as banking or fintech.

You don't need to tick every box. If you have led a platform or developer-tooling team and you are excited about what AI changes for engineering, we would like to hear from you.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

Employee Development Budget of €2,000 and four full training days per year.
Flexible working hours, home office and 30 vacation days.
A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.
Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
You are moving from another country or city to join us? We may support your relocation.

Raisin Applicant Privacy Policy

We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply.

We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.

About the company

Raisin runs a cross-border savings and investment marketplace that connects retail customers with banks across Europe and the United States. It uses a single platform where savers access products like fixed-term deposits, high-yield savings accounts, and money market accounts; Raisin Bank provides licensed infrastructure for KYC, accounts, and payments, while partner banks pay commissions for each deposit. The company differentiates itself with a pan-European network, open banking capabilities, and a Deposits-as-a-Service model enabled by Raisin DS, backed by scale from its merger and a large assets base. Its goal is to give people easy access to competitive savings and investment options across borders while helping banks fund deposits cost-effectively and letting partners embed the marketplace into their services.

Company Size

501-1,000

Company Stage

Late Stage VC

Total Funding

$302.6M

Headquarters

Berlin, Germany

Founded

2012

Get referred to Raisin

See people who can refer or advise you

Simplify's Take

What believers are saying

Italy launched in March 2026, expanding Raisin to eleven markets and new deposits.
U.S. partner-bank integrations with FIBT and Kotapay deepen distribution and speed onboarding.
2024 revenue rose 50% to €237 million, proving strong monetization beyond low-rate cycles.

What critics are saying

Raisin UK lost Steven Amos in 2026, signaling leadership instability during growth.
Raisin Bank still loses money, and persistent subsidiary losses can drag consolidated margins.
FCA, BaFin, and DORA compliance costs keep rising, threatening profitability if deposit growth stalls.

What makes Raisin unique

Raisin spans 11 markets, connecting savers to 38 partner banks and credit unions.
Its direct-bank marketplace model gives banks deposit funding without branch buildout.
Raisin Bank provides licensed infrastructure, enabling compliance-heavy savings distribution across Europe and America.

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Benefits

Remote Work Options
Flexible Work Hours
Paid Vacation
Professional Development Budget

Growth & Insights and Company News

6 month growth

1 year growth

2 year growth

The Edge Media Group

Oct 19th, 2026

Morgan Stanley enters UK savings market with Raisin partnership

Morgan Stanley enters UK savings market with Raisin partnership. 19 Oct 2026, 04:12 pm (Oct 19): Morgan Stanley is partnering with fintech platform Raisin UK to roll out savings accounts to individuals, following similar moves in Germany and the Netherlands. Starting this week, the Wall Street bank is offering fixed-term deposits at interest rates as high as 5.1%, with a minimum deposit of £1,000 (US$1,334), the company said in a statement Monday. Over time, Morgan Stanley will look at other potential partners and products, according to people familiar with the matter. The move is part of the bank's deposit-gathering strategy and doesn't reflect a wider push into UK consumer or retail banking, said the people, who asked not to be named as the details aren't public. "The UK is one of the world's largest and most established savings markets," Christopher Beatty, Morgan Stanley's chief operating officer for Europe, the Middle East and Africa, said in a statement. In the US, Morgan Stanley offers savings accounts to clients with brokerage accounts. In September, the bank entered the Netherlands via Raisin, following a similar partnership in Germany in 2025. The UK savings market has been dominated by high street lenders including Lloyds Banking Group Plc and Nationwide Building Society, though Wall Street firms have entered the market in recent years. JPMorgan Chase & Co opened Chase in the UK in 2021 before expanding into savings products, then moving into Germany earlier this year. Goldman Sachs Group Inc's retail bank Marcus started UK operations in 2018. Goldman has also begun hiring staff to assess the viability of launching Marcus in Ireland. Morgan Stanley's new offering compares to similar accounts at rivals such as Marcus, which offers a one-year fixed term account at 4.75%. Uploaded by Liza Shireen Koshy

BusinessCloud

Sep 22nd, 2026

Raisin UK names industry heavyweight as new CEO.

Raisin UK names industry heavyweight as new CEO. Former Goldman Sachs & OakNorth exec Jules di Mambro to succeed Steven Amos at Manchester FinTech - and establish London office Manchester FinTech Raisin UK has appointed Jules di Mambro as CEO following regulatory approval from the Financial Conduct Authority. The London-based executive succeeds Steven Amos, who leaves the firm after seven years including the last four as CEO. During his tenure, Amos played a key role in growing and scaling the UK business. Amos leaves Raisin UK to pursue new opportunities, writing on LinkedIn: "I want to extend my deepest thanks to the entire Raisin family (past and present), our board, our partners and of course our customers, for an unforgettable journey. "I am thrilled to pass the leadership to Jules di Mambro. I have no doubt that under his guidance, Raisin UK will continue to break new ground." Di Mambro brings more than 20 years of experience across financial services, corporate finance, and scaling high-growth businesses, with a track record spanning banking, FinTech, and strategic leadership. He joins Raisin UK following his role as head of corporate development and investor relations at OakNorth, where he led M&A, shareholder transactions, and strategic initiatives - including the FinTech's expansion into the US. Prior to OakNorth, di Mambro spent 15 years within Goldman Sachs's Financial Institutions Group, advising and financing banks across EMEA. During this time, he developed extensive experience working with financial institutions across the region and navigating complex financial and regulatory environments. As CEO, di Mambro will lead the next phase of Raisin UK's growth, building on the business's position in the UK savings market and overseeing its continued development. He will also lead the establishment of Raisin UK's new London office. "The UK is a key market for Raisin and we see significant opportunity to continue building our presence here," said Dr Tamaz Georgadze, CEO and co-founder at Raisin. "Jules brings an exceptional combination of financial services expertise, strategic acumen, and first-hand knowledge of scaling ambitious fintech businesses, making him ideally placed to lead Raisin UK through its next phase of growth. We're delighted to welcome him to the team." Di Mambro said: "Raisin has built a strong proposition in the UK savings market, and I'm excited to join the business at such an important point in its development. "There is a significant opportunity to build on the foundations already in place, further strengthen Raisin UK's position in the market, and continue connecting savers with a broad range of savings options. I'm looking forward to working with the team and our partners as we take the business into its next phase of growth."

FinTech Futures

Sep 21st, 2026

Jules di Mambro appointed Raisin UK CEO.

Jules di Mambro appointed Raisin UK CEO. Di Mambro succeeds Steven Amos, who steps down as CEO having led the fintech's UK arm for four years. September 21, 2026 Raisin UK, the regional subsidiary of the German deposit fintech, has appointed Jules di Mambro as its new CEO following regulatory approval from the Financial Conduct Authority (FCA). Di Mambro takes over from Steven Amos, who has led Raisin UK as CEO for the past four years. Prior to his CEO promotion, Amos also served as chief commercial officer and commercial managing director. "After an amazing seven-year journey with Raisin UK, and having had the honour of leading the company as CEO for the last four years, it is time for me to pass the baton," says Amos in a LinkedIn post announcing his departure. In a separate statement, Raisin says di Mambro will oversee the company's development in the UK. He will also lead the establishment of a new office in London. Di Mambro joins Raisin from OakNorth, where he spent the past five years leading corporate finance, and corporate development and investor relations divisions. Prior to that, he spent close to 15 years at Goldman Sachs, rising through the ranks to become executive director in 2013. Commenting on the new leadership hire, Dr Tamaz Georgadze, CEO and co-founder at Raisin, says that di Mambro's "first-hand knowledge of scaling ambitious fintech businesses" makes him the ideal candidate to "lead Raisin UK through its next phase of growth". Launched in 2018, Raisin UK offers access to savings accounts and fixed-term deposits from multiple UK and European banks. In January, Cetin Duransoy stepped down as CEO of the fintech's US division to join Revolut as CEO of its recently conditionally approved US bank. Reporter, FinTech Futures Francis Bignell is a reporter at FinTech Futures with a keen interest in all things fintech, especially in the Latin America region. Writing in the industry for four years, he has moderated webinars and podcasts as well as interviewed executives from a wide range of sectors.

ARTEMEON

Apr 20th, 2026

Raisin expands its partnership with ARTEMEON!

Raisin expands its partnership with ARTEMEON! ARTEMEON Management Partner GmbH is delighted that Raisin is expanding its successful partnership with ARTEMEON. In addition to VAM@ARTEMEON - which has been in productive use since 2025 - Raisin is now implementing three additional modules from its AGP@ARTEMEON software suite: * BCM@ARTEMEON - Business continuity management in accordance with DORA and BSI IT-Grundschutz. * ISMS@ARTEMEON - Information security and information risk management in accordance with DORA, ISO/IEC 27000, and BSI IT-Grundschutz. * GDPR@ARTEMEON - Data protection management in accordance with GDPR. With this step, Raisin is relying on an integrated platform for holistic non-financial risk management. BCM@ARTEMEON enables structured Business Impact Analyses and BCM Risk Analyses, as well as the efficient creation and maintenance of recovery strategies, emergency plans, and emergency manuals - ensuring operational resilience and regulatory compliance. ISMS@ARTEMEON provides a comprehensive platform for managing information security risks: From mapping information domains and assessing protection needs to gap analyses and structured risk evaluation - aligned with ISO/IEC 27000, DORA, and BSI IT-Grundschutz. GDPR@ARTEMEON enables efficient and audit-proof data protection management - from records of processing activities and data subject rights to the management of data protection risks and reporting processes in accordance with GDPR. In combination with the already established VAM@ARTEMEON (third-party, contract, and outsourcing management in accordance with EBA, DORA, and MaRisk), Raisin will be leveraging four core AGP@ARTEMEON modules on one platform - intelligently interlinked, regulatory-compliant, and sustainable to operate. ARTEMEON Management Partner GmbH sincerely thank Raisin for the continued trust and look forward to its ongoing successful collaboration!

Tech.eu

Mar 5th, 2026

Revolut makes fresh bid for US banking licence

Revolut makes fresh bid for US banking licence. The filing for a US banking licence comes as Revolut still awaits the verdict on its UK banking licence. Revolut is making a fresh attempt to secure a US banking licence, it said today, as it scaled up its ambitions on the US market. Revolut, valued at $75bn, hailed the filing for the US bank charter with the US Office of the Comptroller of the Currency and Federal Deposit Insurance Corporation as a "major milestone". It comes as Revolut, seen as the crown jewel of UK fintech, looks to rapidly expand in the US, where it has over one million customers. The filing also comes as Revolut, which has over 70m customers in over 40 markets, still awaits a verdict on whether it has won a full UK banking licence. The US banking market has proved a tough nut to crack for European challenger banks. German challenger bank N26 abandoned the US market in 2021, while another UK challenger bank, Monzo, withdrew its application for a US banking licence around a similar time. Revolut submitted a draft application for a US banking licence in 2021, but did not apply for a full licence. However, President Trump's administration is seen as more open to new entrants in the US banking market. Should it win a US banking licence, it would not only give Revolut the cachet of a US banking licence, but it would mean Revolut would be able to offer personal loans and credit cards itself. It would allow it to operate across all 50 US states, under federal oversight. Revolut currently partners with US bank Lead Bank to offer some services in the US. Revolut co-founder and CEO, Nik Storonsky, said: "The United States is a key pillar of our global growth strategy. Filing for a national bank charter is a major milestone toward our vision of building the world's first truly global banking platform. "This charter will give us the direct control needed to innovate faster and deliver the Revolut experience to millions more Americans as we move toward our goal of 100 million customers." Additionally, Revolut has appointed former Visa, Capital and Raisin executive Cetin Duransoy as its new US CEO, replacing Sid Jajodia who remains at the company as Revolut's global chief banking officer.

Raisin

Engineering Lead - AI Enablement

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