Vice President – Liquidity Risk Oversight - Broker-Dealer
About the job
- Five to ten years of bank liquidity risk experience.
- Working knowledge of Microsoft Excel, PowerPoint, Visual Basic for Applications, and Copilot.
- Solid understanding of EPS (Regulation YY) and 2052a regulatory requirements.
- A bachelor's degree in business administration, finance, or a related field.
- Lead the independent review function's findings management.
- Maintain key policy and procedure documents for risk management and key stakeholders.
- Manage cash flow forecast, ILST, intraday, RRP, limits, and EWIs recalibration cycles and off-cycle adjustments.
- Oversee development of balance sheet construction and stress testing methodology.
- Monitor developments in regulatory guidelines, assess requirements, and implement compliant solutions.
- Prepare and present reports, committee packages, and supplemental information to senior management.
- Continuously develop and enhance the existing framework.
- Conduct ad hoc analysis to support various requests.
- An advanced degree is preferred.
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018). In the Americas, we’re 13,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We’re a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.
This is an in-office position. You will work at an MUFG facility an average of four days per week, with the remainder being worked remotely.
Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to medical and/or religious exemptions, if applicable. Should you be selected for an interview, your recruiter will provide additional information.
Job Summary:
The selected candidate would be responsible for various activities under company’s independent review function including findings management, reviewing and challenging aspects related to the company’s liquidity risk exposure on a day-to-day and long-term basis for various financial products with a deep understanding and focus on Broker-Dealer activities.
Major Responsibilities:
- Lead Independent Review Function findings management
- Maintain key policy & procedure documents for risk management and key stakeholders.
- Manage Cash Flow Forecast, ILST, Intraday, RRP, Limits and EWIs recalibration cycles and off-cycle adjustments
- Oversee development of balance sheet construction and stress testing methodology
- Monitor developments in regulatory guidelines, assess requirements and implement compliant solutions
- Prepare and present reports/committee packages and supplemental information to senior management
- Continuous development and enhancement of existing framework
- Ad-hoc analysis to support various requests.
Requirements:
- 5-10 years of bank liquidity risk experience
- Working knowledge of MS Excel, PowerPoint, VBA and Copilot
- Strong analytical, technical, communications, and interpersonal skills
- Solid understanding of EPS (Reg YY) and 2052a Regulatory Requirements
Education:
- Bachelor’s degree in business administration, finance or related field. Advanced degree preferred.
The typical base pay range for this role is between $145K - $209K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.
We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.About the company
MUFG is a global financial group that provides banking, trust services, securities, credit cards, and asset management to individuals and businesses. Its products work by offering loans, deposits, payments, investments, and asset management through a network of banks, digital platforms, and advisers. It differentiates itself by its large size, diversified offerings, and strong international footprint, including its U.S. expansion tied to the Morgan Stanley partnership. Its goal is to support economic growth worldwide by expanding its reach and promoting sustainable finance.
Company Size
10,001+
Company Stage
IPO
Headquarters
Tokyo, Japan
Founded
2006
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Simplify's Take
What believers are saying
- September 2026, MUFG completed nearly ¥100 billion buybacks, signaling capital discipline.
- FY2026 profits reached ¥2.427 trillion, lifting annual dividends to ¥86 per share.
- August 2026 on-chain JGB repo testing and June stablecoin launches modernize transaction infrastructure.
What critics are saying
- Private-credit partnerships with BlackRock and Morgan Stanley turn MUFG into a low-margin distributor.
- October 2026 Islamic banking, Labuan, MENA research, and Europe expansion multiplies compliance overhead.
- A sanctions or AML failure in 2026-2027 threatens U.S. correspondent banking and MUFG credibility.
What makes MUFG unique
- MUFG spans 50 countries, 2,300 locations, and 160,000 employees, unlike domestic Japanese rivals.
- January 2026, MUFG Securities Americas became a U.S. primary dealer, deepening dollar-market access.
- September 2026, MUFG opened private-credit talks with BlackRock and Morgan Stanley Investment Management.
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Benefits
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Disability Insurance
- Health Savings Account/Flexible Spending Account
- Unlimited Paid Time Off
- Paid Vacation
- Paid Sick Leave
- Paid Holidays
- Parental Leave
- Professional Development Budget
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Pattern of failure: rising ESG complaints expose the risk management gaps at Japanese megabanks. 8 October 2026 The sheer volume of complaints to various grievance mechanisms brought against Japan's megabanks, MUFG, SMBC, and Mizuho, can no longer be considered a set of isolated incidents. It represents a systemic failure. Over the past decade, civil society organizations, First Nations groups, and affected communities have repeatedly accessed grievance mechanisms to raise serious concerns about financing by the Megabanks. The acceleration of these complaints show the banks' underlying risk screening mechanisms are failing to catch (or are actively ignoring) operational, human rights, and environmental liabilities repeatedly creating reputational and legal risk for the megabanks and their shareholders. To safeguard vulnerable communities and long-term shareholder value, Japanese financial institutions must overhaul their internal governance by implementing an actionable risk escalation framework backed by mandatory board-director oversight. Description of each complaint: * Mozambique LNG, Mozambique - June 2026 - OECD complaint filed alleging severe human rights abuses, community displacement, militarization, and fueling regional conflict in Cabo Delgado alongside massive lifecycle greenhouse gas emissions. * Freeport LNG, USA - May 2026 - Complaints brought by Gulf Coast communities alleging harms resulting from major safety explosions and ongoing toxic emissions, including health impacts. * Papua LNG Equator Principles, Papua New Guinea - December 2025: Complaint on alleged violations of the Equator Principles, including biodiversity destruction in pristine ecosystems and inadequate consultation with local Papua New Guinea communities. * Funding to PLN, Indonesia - August 2025: Financing provided to Indonesia's state utility highlighted ongoing reliance on coal-fired power generation, alleging harm to human health, directly contradicting corporate net-zero pledges and transition finance commitments. * JSW and Jindal Steel, India - May 2025: Affected local communities launched complaints alleging forced land acquisition, pollution, loss of livelihoods, and human rights violations tied to steel plant operations and coal supply chains funded by megabanks. * Rio Grande, Texas LNG, and Rio Bravo Pipeline, USA - September 2024: Indigenous Carrizo/Comecrudo Tribe delegates and local community members traveled to Japan to challenge funding for LNG export terminals in Texas, alleging destruction of sacred lands and severe environmental justice concerns. * Barossa Gas project, Australia - November 2023: Allegations centered on the failure to secure Free, Prior, and Informed Consent (FPIC) from Tiwi Islands Traditional Owners, alongside imminent risks to marine biodiversity and the desecration of sacred sea country by offshore gas infrastructure. * Coal power in Vietnam - September 2018: Allegations centered on a lack of affected community consultation, air quality degradation, severe health impacts, and climate risk connected to financing coal-fired power plants (including Nghi Son 2 and Vung Ang 2) in Vietnam, breaching OECD Guidelines for Multinational Enterprises. Photos. Complaints regarding Rio Grande, Texas LNG, and Rio Bravo Pipeline, USA: photo credit: (C) Bekah Hinojosa / (SOTXEJN) (top center), (C) RAN / Masaya Nod (all others) Complaints regarding Freeport LNG, USA: photo credit: Max Schafer for Oil Change International Complaints regarding JSW and Jindal Steel, India: Villagers of Dhinkia observe a "Black Day" on 14 January 2025 to commemorate the 3-year anniversary of the Odisha police injuring hundreds of peaceful protestors opposing the JSW Utkal Steel project. photo credit: Mr. Susant Sekhar Swain and Gautam Das Why this pattern continues: * Due diligence appears to be a tickbox exercise: Environmental and social due diligence may be treated as an administrative milestone to pass prior to deal closing, rather than a continuous monitoring protocol. For example, when these issues are raised, the banks have routinely claimed that they comply with the laws of the countries they operate in. Nevertheless, regulatory compliance is not risk management, especially in countries with weak enforcement or conflict. * Risk governance is siloed from-decision making: Sustainability and ESG teams are often isolated from the frontline deal-origination teams, meaning commercial targets can override red flags of longer-term risk in favour of closing the deal. Moreover, boards of directors, which act as the ultimate arbiter of risk appetite, are not invited into the decision-making, leading to systematic approval of high-risk transactions. * Banks appear unwilling to engage in escalation: When affected communities raise early red flags (before ground-level impacts trigger formal public complaints), banks lack clear internal pathways and incentives to halt disbursements or require corrective action plans from borrowers. How do Market Forces change the pattern: * Board-Level Escalation Framework for high-risk projects: Establish a direct mandate requiring material environmental and social risks (such as OECD complaints or lack of FPIC) to be escalated directly to the Board Risk/Audit Committee. Independent directors must hold explicit power to freeze fund disbursements or reject transactions. * Binding Threshold Triggers & Contractual Covenants: Pre-define non-negotiable triggers that automatically halt project financing (e.g., formal OECD complaint acceptance, unresolved human rights allegations, or active litigation regarding Indigenous consent) embedded directly into financing contracts as conditions precedent and covenants, granting the bank the explicit right to temporarily freeze disbursements pending independent due diligence and requiring an approved corrective action plan before any further funding is released. * Disclose active risk management: Board must report on (omitting confidential information) incidents which were escalated to the Audit/Risk Committee for review and include actions that were taken to manage risk. Without structural escalation and genuine director oversight, Japanese megabanks will continue to face compounding reputational, legal, and financial liabilities across their global portfolios, risks that can be passed on to their investors and other stakeholders.
MUFG appoints Dylan Roy as Head of G10 Rates (ex-Japan). October 7, 2026 New York, October 6, 2026 - MUFG today announced the appointment of Dylan Roy as Head of G10 Rates (ex-Japan). In his new role, Dylan will be responsible for leading MUFG's G10 Rates (ex-Japan) business, partnering closely with clients and colleagues across regions to further build the Global Rates franchise and support the bank's long-term growth ambitions. Dylan Roy joins MUFG with almost three decades of experience across global fixed income, rates, foreign exchange and credit markets in New York and London. Over the course of his career, he has built and led high-performing international trading businesses with extensive expertise in business strategy and risk management. Most recently, Dylan served as Global Co-Head of Fixed Income Trading at UBS Investment Bank, where he co-led teams in the Americas, Europe and Asia and was responsible for business strategy, risk management and resource allocation across the global fixed income franchise. Prior to that, he was Head of FX, Rates & Credit for the Americas and a member of the division's executive committee. Michael Yarian, Head of Global Markets Sales & Trading (ex-Japan): "We are exceptionally pleased to welcome Dylan to lead such a strategically important asset class for MUFG. Dylan's leadership skills, strategic perspective and client focus will be invaluable as we continue our growth journey with our Rates franchise and deliver long-term value to our clients. The appointment reflects MUFG's continued investment in its global markets platform and its focus on building market-leading capabilities for clients across regions and asset classes." Dylan Roy, Head of G10 Rates (ex-Japan): "I am excited to be joining MUFG at such an important time for the business. MUFG has a clear growth ambition and an increasingly important position within global markets. I look forward to working with colleagues across the organisation to build on that momentum, deepen client relationships and further enhance our G10 Rates offering worldwide." About MUFG Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,300 locations in more than 50 countries. The Group has about 160,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to "be the world's most trusted financial group" through close collaboration among its operating companies and flexibly respond to all of the financial needs of its customers, serving society, and fostering shared and sustainable growth for a better world. MUFG's shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https://www.mufg.jp/english.
MUFG launches Green Deposit offering for EU businesses. MUFG Bank announced today the launch of its Green Deposits offering in the EU, aimed at enabling corporate clients to allocate funds to environmentally sustainable projects. Introduced in the U.S. in 2021, and in the UK in 2023, MUFG's Green Deposit solution allow clients to place term deposits with the bank, which are in turn used to effectively finance assets that align with MUFG's Green Deposit Framework. Developed with support from ESG ratings, data, and research provider Morningstar Sustainalytics, the framework covers a broad range of eligible sustainable activities, including renewable energy, energy efficiency, clean transportation, biodiversity, sustainable land-use and natural-resource management, sustainable water and wastewater management, green buildings, eco-efficient and circular-economy products, technologies and processes, and climate-change adaptation initiatives. Mamoru Shibata, Head of Transaction Banking EU/EEA at MUFG Bank (Europe) N.V., said: "Across the European market, sustainability continues to be an important priority for businesses, and we see strong value in extending this offering to the EU, providing clients with a solution that delivers both financial and non-financial value." Alongside the launch, MUFG also announced Subaru Europe as the first client to place funds through the new Green Deposits product. Keigo Ino, Vice President, Subaru Europe said: "We are pleased to be first to join an initiative that creates meaningful environmental benefits and contributes to a more sustainable future for our customers in Europe."
SkyDrive launches eVTOL Feasibility study in Western Japan. October 6, 2026 SkyDrive, a leading compact eVTOL (*1) aircraft manufacturer based in Japan, announced that it has launched a joint initiative with leading enterprises in the Kansai region - including MUFG Bank Ltd. ("MUFG Bank") and key industry leaders across transportation, aviation, infrastructure, energy, tourism and financial services - to evaluate and advance the commercial deployment and operational framework for eVTOL aircraft in Western Japan. Background and objectives. Driven by its mission "taking the lead in the once-in-a-century mobility revolution" and its vision of making daily air mobility a reality, SkyDrive continues to advance the development of compact eVTOL aircraft. During Expo 2025 Osaka, Kansai, SkyDrive successfully conducted demonstration flights of its SKYDRIVE (SD-05) eVTOL aircraft (*2). Following the Expo, advanced air mobility initiatives in Kansai are transitioning from technical validation to commercial integration. Practical steps to incorporate eVTOLs into daily urban transportation are accelerating rapidly across Osaka and the broader Kansai region, bringing commercial operations closer to reality. For example, under a Cabinet Office Super City research project, SkyDrive is collaborating with Osaka Metro and other partners to study converting existing rooftop emergency helipads ("H" marks) on urban buildings into vertiports (*3). In response to this momentum, leading corporations across aviation, infrastructure, energy, tourism, finance and insurance - led by MUFG Bank - recognized that establishing a sustainable business model requires cross-industry collaboration beyond passenger services to build next-generation transport infrastructure. This shared vision led to the creation of the "Kansai Air Transportation Network Concept," a collaborative framework designed to support the development of new industry and air mobility infrastructure originating in Kansai. In parallel with urban infrastructure planning in Osaka, SkyDrive will leverage the strong backing of MUFG Bank and partner companies to accelerate the execution of this network concept and drive the mobility revolution across the Kansai region. Core focus areas. Under this joint initiative, participating companies will combine their industry expertise and operational foundations to address the following key areas: * Flight Network and Routes: Developing medium- and long-term flight networks and operational routes across the Kansai region * Infrastructure Development: Planning vertiports, maintenance facilities and supporting ground infrastructure * Operations and Safety Management: Establishing operational, maintenance and safety management frameworks * Demand Generation and Service Integration: Creating demand and developing mobility services integrated with regional transportation and tourism * Commercial Feasibility and Business Models: Evaluating commercial viability and building sustainable business models * Public and Community Engagement: Collaborating and maintaining ongoing dialogue with national government agencies, local municipalities and regional communities