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Money Mart

Lends money and handles everyday payments

Financial Service Representative

Retail & Commercial BankingUpdated on Nov 14
Full-timeDownsview, North York, ON, CanadaCA$18 - CA$20.50 /hrIn-person

About the Job

Requirements

  • A high school diploma or equivalent is required.
  • At least one year of experience as a Retail Sales Associate, Sales Representative, or in a similar role is required.
  • At least one year of experience in customer service and cash handling is required.
  • Hands-on experience with point-of-sale transactions is required.
  • Proficiency in reading, writing, and speaking English is required.
  • Basic knowledge and experience with Microsoft Office software, including Excel, Word, and Outlook, is required.
  • Availability to work flexible shifts, including evenings and weekends, is required.
  • Candidates must complete the internal multi-week Ready to Work Alone certification before working independently.

Responsibilities

  • Provide friendly, professional, and accurate customer service by assessing customer needs, completing transactions, answering questions, and identifying opportunities to promote and cross-sell products and services.
  • Promote, recommend, and process loans, credit cards, cheque cashing, money transfers, money orders, bill payments, and other related products and services based on customer needs, financial circumstances, company policies, and regulatory requirements.
  • Identify cross-selling and referral opportunities during customer interactions to increase product awareness, meet customer needs, and achieve individual and branch sales goals.
  • Explain product and service features, benefits, fees, repayment terms, payment options, renewals, and refinancing options using approved marketing materials.
  • Collect, review, verify, and document customer identification, financial, application, and supporting information to process products and services, ensuring applications and transactions are complete, compliant, and accurately recorded.
  • Maintain complete and accurate customer information and records in required systems.
  • Contact customers with past-due accounts to discuss and negotiate payment arrangements within authorized guidelines.
  • Follow company policies and regulatory requirements, including Know Your Customer, Anti-Money Laundering and Anti-Terrorist Financing, privacy, recordable transactions, and fraud-prevention procedures.
  • Accurately process cash, point-of-sale transactions, and financial service transactions.
  • Reconcile the cash drawer at the end of each shift and follow cash-handling, safety, and security procedures.
  • Work with the branch team to maintain the branch's appearance, cleanliness, and customer-ready environment.
  • Support branch opening and closing procedures, including completing required paperwork accurately.
  • Complete other job-related duties as directed by management.

Desired Qualifications

  • A track record of achieving sales goals is preferred.
  • Current First Aid and CPR certification is considered an asset.

About the Company

Money Mart

Lends money and handles everyday payments

Money Mart runs branches and online services that lend money and handle everyday payments for people underserved by traditional banks. Customers use its personal and installment loans to cover everyday expenses with scheduled repayments, while its counters cash cheques, transfer money, exchange currencies and sell prepaid cards. The business combines an in-person retail network across Canada and the United States with digital applications, so customers choose how to apply and receive funds. It earns interest and lending fees, plus charges for services such as cheque cashing and currency exchange. Money Mart began in Alberta in 1982 and is based in Toronto, Ontario.

Company size
1,001-5,000
Company stage
Not listed
Total funding
Not listed
Headquarters
Sacramento, CA
Founded
1982

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