Amar Bank

Digital-first bank offering unsecured personal loans

Credit Reviewer Intern

Risk ManagementPosted on Nov 11

InternshipJakarta, IndonesiaNo salary listedIn-person

About the Job

Requirements

Be a final-year student with no active classes or a fresh graduate in Finance, Accounting, Economics, Business, or Management, or a related field.
Have a good understanding of basic financial statements and analysis.
Be proficient in Microsoft Excel.
Be detail-oriented, organized, and comfortable working with data.
Have a strong interest in credit risk and banking.
Be able to conduct structured research and summarize information clearly.
Have good written and verbal communication skills and be willing to learn and work collaboratively with the team.
Be able to commit to a full-time internship for a minimum of six months.

Responsibilities

Support periodic post-loan monitoring of commercial and corporate borrowers.
Review financial statements and bank statements against established monitoring parameters.
Monitor SLIK information, repayment behavior, and other credit risk indicators.
Conduct research on borrowers, industries, and potential risk indicators.
Maintain monitoring trackers, early warning systems, covenant records, and supporting documents.
Support monitoring reports and follow-ups, and improve monitoring tools.

Join our Credit Reviewer & Quality Assurance team to support Post-Loan Monitoring of existing commercial and corporate borrowers. You will help monitor borrowers’ financial performance and credit risk through financial statements, bank statements, SLIK data, and industry research.

Responsibility

Support periodic Post-Loan Monitoring of commercial and corporate borrowers.

Review financial statements and bank statements against established monitoring parameters.

Monitor SLIK information, repayment behavior, and other credit risk indicators.

Conduct research on borrowers, industries, and potential risk indicators.

Maintain monitoring trackers, EWS, covenant records, and supporting documents.

Support monitoring reports, follow-ups, and improvement of monitoring tools.

Requirements

Final-year student (No active classes) or fresh graduate in Finance, Accounting, Economics, Business, Management, or related fields.
Good understanding of basic financial statements & analysis.
Proficient in Microsoft Excel.
Detail-oriented, organized, and comfortable working with data.
Strong interest in credit risk and banking.
Able to conduct structured research and summarize information clearly.
Good written and verbal communication, also willing to learn and work collaboratively with the team.
Able to commit to a full-time internship for a min. of 6 months

About the Company

Amar Bank

Digital-first bank offering unsecured personal loans

Amar Bank is a digital-first bank in Indonesia focused on financial inclusion for the unbanked and underbanked, offering digital lending, mobile banking, and embedded finance. Its Tunaiku platform uses big data and predictive analytics to process unsecured personal loans, often within 24 hours, for individuals and MSMEs. The bank launched Senyumku, a cloud-based, mobile-only app built with Google that uses AI to help customers manage money and build savings, and it provides an embedded banking SDK for partners to offer payments and loans. Originating as PT Anglomas International Bank and later rebranded after a 2014 acquisition by the Tolaram Group, Amar Bank aims to expand access to affordable financial services through technology, partnerships, and a stock-market-backed growth path.

Company size: 501-1,000
Company stage: IPO
Headquarters: Surabaya, Indonesia
Founded: 1991

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