PalmPay

Fintech platform enabling transfers, payments, credit

Sales Agents - Buy Now Pay Later

Field SalesConfirmed live in the last 24 hours

Full-timeNGN70k - NGN90k /mo

About the Job

Requirements

A minimum of OND, NCE, or an equivalent qualification is required.
Prior experience in sales, field marketing, retail banking, or telecom product sales is advantageous.
Strong communication, persuasion, and negotiation skills are required.
The candidate must be able to work in a fast-paced retail environment with daily customer interaction.
Basic understanding of consumer lending and mobile phone markets is preferred but not required.
Computer literacy and the ability to use smartphones or digital onboarding tools effectively are required.
A result-driven mindset focused on meeting and exceeding sales targets is required.
Customer service mindset, confidence and resilience, ability to build rapport quickly, accountability and professionalism, and goal-oriented follow-through are listed as key competencies.

Responsibilities

Approach and engage walk-in customers at 3C HUB retail locations to promote Flexi MFB’s mobile installment financing product.
Explain product features, payment plans, eligibility criteria, and financing terms clearly and professionally.
Assist customers with onboarding, application submission, and required documentation.
Provide accurate information, answer customer inquiries, and address concerns to ensure a seamless experience.
Work with store staff and Flexi MFB operations teams to support efficient loan processing and approvals.
Track daily leads, applications, conversions, and other assigned sales metrics.
Follow up with pending customers to support application completion and final approvals.
Comply with Flexi MFB sales guidelines, customer verification processes, and Know Your Customer requirements.
Represent the Flexi MFB brand professionally while maintaining customer satisfaction and service standards.

Desired Qualifications

Basic understanding of consumer lending and mobile phone markets is preferred but not required.
Training, coaching, and growth opportunities are offered.

SALES AGENTS

Work Mode – Fully Onsite (M0nday – Saturday)

About the Role

Flexi Microfinance Bank is expanding its Mobile Installment product nationwide and seeking enthusiastic, customer-focused Sales Agents to join our team. In this role, you will be stationed at designated 3C HUB retail outlets, engaging walk-in customers, promoting our phone financing solution, and guiding them through the onboarding and application process.
This role requires strong communication skills, persuasive selling ability, and a passion for helping customers access mobile devices through flexible payment plans.

Key Responsibilities:

Actively approach and engage walk-in customers at 3C HUB retail locations to promote Flexi MFB’s mobile installment financing product.
Explain product features, payment plans, eligibility criteria, and financing terms in a clear and professional manner.
Assist customers with onboarding, application submission, and required documentation.
Provide accurate information, answer customer inquiries, and address concerns to ensure a seamless experience.
Work closely with store staff and Flexi MFB operations teams to ensure efficient loan processing and approvals.
Track daily leads, applications, conversions, and other assigned sales metrics.
Follow up with pending customers to ensure completion of applications and final approvals.
Ensure compliance with Flexi MFB sales guidelines, customer verification processes, and KYC requirements.
Represent the Flexi MFB brand professionally while maintaining strong customer satisfaction and service standards.

Requirements

Minimum of OND, NCE, or equivalent qualification.
Prior experience in sales, field marketing, retail banking, or telecom product sales is an added advantage.
Strong communication, persuasion, and negotiation skills.
Ability to work in a fast-paced retail environment with daily customer interaction.
Basic understanding of consumer lending and mobile phone markets (preferred, but not required).
Computer literacy and ability to use smartphones or digital onboarding tools effectively.
Result-driven mindset with a focus on meeting and exceeding sales targets.

Key Competencies

Customer service mindset
Confidence and resilience
Ability to build rapport quickly
Accountability and professionalism
Goal-oriented with strong follow-through

Compensation & Benefits

Competitive guaranteed monthly basic salary of N70,000 – N90,000, transportation – N20,000
Unlimited bonuses based on phone installment sales (N1,000 per phone sold)
Training, coaching, and growth opportunities
Performance incentives and rewards

PalmPay Limited Talent Acquisition Privacy Notice

About the Company

PalmPay

Fintech platform enabling transfers, payments, credit

PalmPay is a fintech platform in Africa that provides digital financial services through a mobile app and a wide agent network. It lets users perform money transfers, pay bills, and access credit and insurance, aiming to make financial services easy to use and accessible even in remote areas. The service works by combining a mobile app with a network of over one million agents and merchants, plus partnerships with smartphone brands, to reach users who lack traditional banking. It uses technologies like artificial intelligence and big data analytics to tailor services and improve security for users. PalmPay differentiates itself with its expansive agent footprint, strong focus on financial inclusion, and strategic partnerships that scale across markets. Its goal is to become a financial superapp that covers a broad range of needs for its growing user base across Africa and into new markets.

Company size: 1,001-5,000
Company stage: Series A
Total funding: $240M
Headquarters: Lagos, Nigeria
Founded: 2018

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