V

Visa

Runs a global network for digital payments

Software Engineer

Full-TimeDeadline 12/21/26
$86.5k - $134.4k/yr+ Bonus + Equity
Mid
Bachelor's
Denver, CO, USA
HybridAt least three days in the office per week are required.
Software EngineeringBackend Engineering
No H1B Sponsorship

About the job

Requirements
  • A bachelor's degree or at least three years of relevant work experience.
  • At least two years of work experience in technologies, software systems, application development, platform engineering, or a directly related field.
  • At least two years of experience developing or implementing web-based applications, backend services, RESTful APIs, or service integrations.
  • Experience with AI-enabled software solutions, such as LLM integrations, AI-assisted workflows, automation, or agentic frameworks.
  • Experience debugging software issues, participating in code reviews, applying coding standards, and using developer tools for code creation and maintenance.
  • Experience building, testing, deploying, and supporting enterprise-scale frontend, backend, web, or platform services.
  • Experience developing backend applications using Java, Python, Go, JavaScript/TypeScript, or similar languages.
  • Experience with developer platforms, CI/CD, test frameworks, release automation, cloud services, databases, APIs, systems integration, and observability tools.
  • Familiarity with AI/LLM patterns such as RAG, prompt engineering, tool/API integration, agentic workflows, evaluation, security controls, and human oversight.
Responsibilities
  • Design, develop, test, deploy, and maintain web applications, backend services, APIs, integrations, and reusable platform components.
  • Build developer enablement solutions, including CI/CD integrations, test automation, release automation, and engineering self-service capabilities.
  • Develop AI-enabled solutions such as code and test assistance, knowledge retrieval, workflow automation, and agentic frameworks.
  • Participate in technical design, code reviews, debugging, production support, and continuous improvement of reliability, performance, and security.
  • Collaborate with stakeholders to translate requirements into practical technical solutions and identify risks, dependencies, and delivery concerns.
Desired Qualifications
  • At least two years of work experience.

About the company

Visa runs a global payment network that connects banks, merchants and consumers so card purchases and money transfers move between financial institutions. Its VisaNet system handles authorization, clearing and settlement, linking the bank behind a buyer's card with the bank that accepts a merchant's payment. The company earns fees from payment activity, transaction processing and international transactions, and sells fraud prevention tools, payment software and consulting services to businesses. Banks and other partners issue Visa branded cards and use its technology to build their own payment products. Visa traces its roots to a Bank of America card program launched in 1958 and is headquartered in San Francisco.

Company Size

10,001+

Company Stage

N/A

Total Funding

$24.2M

Headquarters

San Francisco, California

Founded

1958

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Simplify's Take

What believers are saying

  • Visa demand keeps growing: July 2026 results showed quarterly revenue up 14% to $11.6 billion.
  • Advisory staff get structured training: Visa University has over 50 learning modules for its consulting and analytics teams.
  • Visa is capturing stablecoin activity: September 2026 settlement volume exceeded a $20 billion annualized run rate.

What critics are saying

  • Visa must pay partners more: July 2026 results showed client incentives up 18%, faster than revenue.
  • Visa faces pressure on its debit contracts: the Justice Department seeks restrictions on alleged anticompetitive practices.
  • Technology and product jobs face cuts: Visa announced about 2,600 planned layoffs in July 2026.

What makes Visa unique

  • Visa reaches everyday checkout at scale: its cards are accepted at over 175 million merchant locations.
  • Visa avoids consumer lending exposure: it bears no cardholder credit risk.
  • Visa Direct extends beyond cards: it reaches approximately 12 billion bank account, wallet and card endpoints.

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Benefits

  • Health Insurance.
  • Life Insurance.
  • Dental Insurance.
  • Disability Insurance.
  • Accidental Death & Dismemberment Insurance.

Company News

Fortune
Oct 26th, 2026
AI is giving cybercrime a makeover, and this startup just raised $15 million to fight back | Fortune

Overwatch’s CEO says AI is merging fraud, hacking and money laundering into one threat.

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.