Underwriting Undergraduate Intern

Company :

United Concordia Dental

Job Description : 

Applicants must be authorized to work in the U.S. independently. At this time, we do not offer visa sponsorship for this role.

The Summer 2027 Underwriting Undergraduate Internship at United Concordia Dental (UCD) provides students with an opportunity to gain practical, hands-on experience within the underwriting function while developing business, analytical, and professional skills in a dynamic healthcare environment. This internship is designed to support the development of the next generation of diverse business professionals through direct exposure to underwriting operations, financial analysis, risk assessment, pricing strategies, and process improvement initiatives.

As a member of the Underwriting team, the intern will work closely with underwriting professionals and cross-functional business partners to support day-to-day underwriting activities and strategic projects. Participants will gain valuable insight into how underwriting supports business growth, customer retention, profitability, and operational decision-making through data-driven analysis and evaluation.

The program provides hands-on training and exposure to a variety of career opportunities within underwriting, actuarial services, finance, analytics, healthcare administration, and business operations. Interns will contribute to meaningful projects while developing technical, analytical, and communication skills that prepare them for future careers in quantitative and business-focused disciplines.

In addition to traditional underwriting responsibilities, the intern will have opportunities to participate in process improvement initiatives and support the implementation of emerging technologies, including AI-powered automation tools, designed to enhance operational efficiency and business outcomes.

Typical responsibilities include providing support for the day-to-day operating objectives of the underwriting department, participating in projects and programs aligned with business needs, assisting with the planning and implementation of initiatives, conducting research and analytical reporting, supporting automation efforts, and developing recommendations that contribute to informed business decisions. The role offers the opportunity for in-person collaboration at the Camp Hill office for candidates located within commuting distance.

SUMMARY OF JOB RESPONSIBILITIES 

This job has the goal of providing the opportunity to acquire practical experience through direct exposure to the related business line(s) and to develop the next generation of diverse business professionals.  To that end, the program will provide hands-on training and experience in the business line, expose the various career opportunities in the business line and related areas, and prepare participants for positions in the business.

Typical responsibilities include, providing services to the day-to-day operating objectives of the assigned area, participating in projects and programs appropriate to the needs of the assigned area, participating in the planning and implementation of projects and initiatives, conducting research and reporting including recommendations or proposals for action.

REQUIRED QUALIFICATIONS 

• Full or part-time enrollment in an accredited college or university baccalaureate program.

PREFERRED QUALIFICATIONS 

• Pursuing a degree in Mathematics, Actuarial Science, Finance, Business, Computer Science, Artificial Intelligence/Automation, Data Analytics, or another quantitative discipline.

ESSENTIAL JOB FUNCTIONS 
1. Communicate effectively while interacting directly with colleagues, clientele, and/or other internal or external constituencies in the planning of assignments and the resolution of day-to-day operational problems. 

2. Under supervision, provide entry-level professional services as appropriate to the day-to-day operating objectives of the area.  Receives guidance, training, and mentoring from senior personnel in planning and carrying out activities and assignments.

3. Undertake and/or participates in projects and programs designed to develop professional skills and expertise appropriate to the needs of the organization. 

4.  Participate in the planning and implementation of unit projects and initiatives within area of expertise and ability. 

5. As specifically requested by management, conduct research and reporting inclusive of recommendations or alternative proposals for action. 

6. Undertake related studies or enrichment programs as appropriate to the specific objectives of the operating unit. 

7. Perform miscellaneous job-related duties as assigned. 

Disclaimer: The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job.

Compliance Requirement: This position adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies

As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company’s Handbook of Privacy Policies and Practices and Information Security Policy. Furthermore, it is every employee’s responsibility to comply with the company’s Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements. 

Pay Range Minimum:

Pay Range Maximum:

Base pay is determined by a variety of factors including a candidate’s qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations.  The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets.

Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law.

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