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Upstart

Runs an AI lending marketplace for consumers

People Programs Manager

Full-TimeUpdated on 10/23/2026
$138k - $200k
Senior
Remote in USA
RemoteRemote within the U.S.; team operates across East/West Coast time zones. Onsites usually occur once or twice per quarter for 2–4 consecutive days.
People & HR
Company Historically Provides H1B Sponsorship

About the job

Requirements
  • At least 6 years of experience in People or HR programs, employee experience, enterprise program management, organizational change, internal communications, or a related field.
  • Experience leading complex, cross-functional programs with multiple workstreams, dependencies, milestones, and stakeholders.
  • Experience managing at least one enterprise People program, such as performance management, employee listening, AI or technology adoption, change management, or another company-wide employee initiative.
  • Ability to translate broad direction into integrated workplans, clear ownership, decision points, and coordinated execution.
  • Experience using quantitative and qualitative data to measure program effectiveness and inform practical improvements.
  • Strong written and verbal communication skills, including the ability to deliver clear, concise, executive-ready updates and recommendations.
  • Ability to influence without formal authority and create accountability across teams, functions, and levels.
  • A hands-on working style and willingness to own both strategic coordination and detailed final-mile execution.
Responsibilities
  • Lead planning and delivery of the mid-year and year-end performance review cycles, coordinating timelines, systems readiness, communications, stakeholder inputs, launch activities, and cross-functional dependencies to create a clear and effective experience for employees and managers.
  • Manage the Pulse program in partnership with People Analytics, HRBPs, and senior leaders, coordinating survey readiness, launch, response tracking, results distribution, action-planning logistics, and follow-through.
  • Serve as the central program manager for AI Acceleration, translating executive direction into coordinated workstreams, milestones, decision points, and measurable progress.
  • Partner across Internal Communications, Learning and Development, Technology, and the broader People Team to support employee-facing AI adoption, communications, enablement, experimentation, and change management.
  • Create integrated program plans and operating rhythms that establish clear ownership, surface dependencies and risks, support timely decisions, and keep cross-functional partners moving toward shared outcomes.
  • Continuously improve program systems, playbooks, and processes using employee feedback, program data, and lessons learned to make future cycles more coordinated, measurable, and effective.
  • Support additional high-priority, nontechnical People programs as capacity and business needs allow.
Desired Qualifications
  • Experience supporting performance review cycles, employee listening or engagement surveys, AI adoption, or enterprise change initiatives.
  • Experience supporting employee adoption or behavior change related to AI, technology, or new ways of working.
  • Ability to translate employee feedback, program data, and lessons learned into clear recommendations and practical improvements.
  • Familiarity with employee survey platforms, performance management systems, project-management tools, or modern knowledge and collaboration platforms.
  • Demonstrated fluency with GenAI tools and an interest in helping organizations adopt AI thoughtfully and effectively.
  • Experience working in a remote-first, technology, fintech, rapidly evolving, or regulated environment.

About the company

Upstart runs an online lending marketplace where banks and credit unions use its AI models to decide which consumers get loans and at what rates. In 2017, it received the first no-action letter issued by the Consumer Financial Protection Bureau, a statement that the regulator had no plans to act against its AI lending model. Borrowers apply through Upstart or a partner lender's website for personal loans, auto loans, home equity lines of credit, and Cash Line, a revolving line of credit. Lenders pay Upstart fees for referring and approving borrowers and for collecting payments, while partner lenders and investment funds put up most of the money lent. Upstart was founded in 2012 and is based in Burlingame, California.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Burlingame, California

Founded

2012

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Simplify Jobs

Simplify's Take

What believers are saying

  • Lending is surging: loans through Upstart jumped 50% from a year earlier to $4.2 billion in the June 2026 quarter.
  • Upstart is becoming a bank: in July 2026, a federal regulator conditionally approved Upstart Bank to take over its lending.
  • Work from almost anywhere in the U.S.: 79 of Upstart's 85 open roles in October 2026 were listed as remote.

What critics are saying

  • AI lending rival Pagaya is more profitable: it earned $45 million in the June 2026 quarter to Upstart's $16.5 million.
  • Job security leans on three lenders: they made 83% of Upstart's 2025 loans and paid 61% of its revenue.
  • Stock grants have shrunk: Upstart shares fell 45% from January to October 2026, more than peers SoFi and Pagaya.

What makes Upstart unique

  • Its loan model reads far beyond credit scores: over 3,000 variables, trained on 117 million monthly payments.
  • Software, not staff, handles most loans: as of June 2026, 91% needed no human involvement by Upstart.
  • Unsecured lending pays the bills: loans without collateral made 94% of fee revenue from April to June 2026.

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Benefits

  • Health Insurance
  • 401(k) Company Match
  • Employee Stock Purchase Plan
  • Life Insurance
  • Paid Vacation
  • Parental Leave
  • Flexible Work Hours
  • Wellness Program

Growth & Insights and Company News

6 month growth

0%

1 year growth

0%

2 year growth

0%
Kalkine Media
Oct 20th, 2026
Upstart secures $200M MUFG credit line to capitalise planned Upstart Bank

Upstart Network, a wholly owned subsidiary of Upstart Holdings, has secured a senior secured revolving credit facility of up to $200 million from MUFG Bank. The agreement was signed on October 16, 2026, and disclosed in a Form 8-K filing on October 20. The money will fund general corporate needs and the initial capitalisation of Upstart Bank, N.A. The bank's launch depends on regulatory approval. Borrowings accrue interest at Term SOFR plus 3.00%. The facility matures at the earliest of 364 days after closing, 45 days after the bank's initial capitalisation, or full repayment. Loans must be repaid with proceeds from affiliate loan sales to Upstart Bank, which are expected shortly after it opens.

Yahoo Finance
Oct 15th, 2026
Cohu and Upstart: two AI growth stocks to buy if the market falls from record highs

The S&P 500 hit a record high last week, but rising inflation, interest rate hikes, and AI stock volatility could trigger a correction. The index trades at a Shiller CAPE ratio of 41.8, its second-highest ever behind the dot-com peak in 2000. Two AI-linked stocks could be buys if the market falls. Cohu, which supplies chip testing equipment to Taiwan Semiconductor Manufacturing, Intel, and Samsung, is expected to grow revenue 35% to $612 million in 2026. Its stock is up 180% this year, with a forward price-to-earnings ratio of 34.5. Upstart Holdings uses AI to assess borrowers. In the second quarter, it approved loans worth $4.2 billion, up 50%, and revenue rose 42% to $364.7 million. Its price-to-sales ratio is 2, against a three-year average of 5.4.

American Banker
Sep 30th, 2026
Upstart Network raises $400 million from consumer loans

Upstart's grade E loans account for 47.1% of the collateral pool, compared with 43.3% in the UPST 2026-3, while the concentration of 60-month loans is also lower.

Yahoo Finance
Sep 30th, 2026
Upstart makes buy list while Adobe and Bandwidth fall short on growth metrics

Software companies have delivered strong returns, with the industry gaining 45.5% over six months, outperforming the S&P 500 by 24.4 percentage points. However, investors should be selective as AI threatens to commoditise many software products. Adobe faces challenges with average billings growth of just 11.9% over the past year and estimated sales growth of 9.4% for the next 12 months, suggesting slowing demand. Its operating margin failed to improve year-over-year. Bandwidth showed weak annual revenue growth of 11.9% over two years and a low gross margin of 37.2% compared to competitors. Its operating margin remained flat. Upstart, an AI-powered lending platform, appears more promising. The company uses over 2,500 data variables and machine learning to help banks assess borrower risk for various loan types.

Yahoo Finance
Sep 16th, 2026
Upstart poised for growth while Inter Parfums and Payoneer face headwinds

Upstart, an AI-powered lending platform using machine learning to assess borrower risk, stands out as a promising Russell 2000 investment opportunity. The company has seen loan originations surge by 54.3% over the past year, with revenue expected to grow 30.9% next year as it expands into new markets including credit cards. Free cash flow is projected to turn positive next year. Meanwhile, Inter Parfums and Payoneer face challenges. Inter Parfums, which manufactures fragrances under licenses including Kate Spade and Van Cleef & Arpels, shows weakening efficiency with operating margins declining 1.7 percentage points. Its estimated 2% sales growth signals slowing demand. Payoneer, a cross-border payment platform for SMEs, has struggled with profitability despite revenue growth, with earnings per share falling 5.2% annually over two years. Its 7.9% return on equity reflects difficulties finding profitable growth opportunities.