A

AIG

Underwrites insurance for businesses and individuals

Broker Director

Full-TimeUpdated on 10/23/2026
No salary listed
Expert
Houston, TX, USA
In PersonPrimarily office-based in Houston; regular travel to broker offices in the market and U.S. travel (~20–30%).
InsuranceInsurance Sales & Agency
Company Historically Provides H1B Sponsorship

About the job

Requirements
  • A strong sales background, negotiation skills, and presentation skills are required.
  • Strong business acumen, process and project management capabilities, and data orientation are required, along with the ability to handle sensitive and confidential information professionally and tactfully.
  • Relevant technical grounding and the ability to understand and articulate product strategies and differentiators are required.
  • Ten years of experience in broker and/or carrier relationship management, underwriting, or commercial insurance broking is strongly preferred.
  • Strong written and verbal communication skills are required to communicate directly with senior AIG leadership and dedicated broker relationships.
  • The role requires travel to U.S. locations approximately 20–30% of the time.
Responsibilities
  • Drive financial results and manage assigned retail brokers within a market by creating clear goals.
  • Promote profitable growth and/or retention and expand the desired mix of business.
  • Ensure AIG obtains insights, value, and results from consulting or data services purchased from retail brokers.
  • Support AIG's execution of local goals consistent with national commitments to and from retail brokers.
  • Use AIG platforms such as 360 and Salesforce to apply key performance indicators and measure success.
  • Develop and facilitate relationships with internal and external stakeholders.
  • Work with Distribution colleagues and Business Unit leaders to understand the portfolio, opportunities, and target accounts with assigned brokers.
  • Coordinate with the AIG International team to align management of applicable global business plans.
  • Own the broker performance scorecard, contribute to monthly and quarterly measurement reviews, and report broker relationship health using data to the North American Leadership Team.
  • Travel regularly to broker offices within the assigned market, with cadence and format determined with the Broker and Market Leader and Executive based on broker relationship health.
  • Hold regular meetings with broker partners and appropriate Distribution leadership to review results and adjust strategies and targets as needed.
  • Collaborate on and develop execution strategies for growth products with AIG Product teams.
  • Develop execution strategies and supporting key performance indicators with the Broker and Market Executive or Leader and Product leadership.
  • Ensure alignment with broker agreements and strategy.
  • Drive a growth culture with assigned brokers focused on product growth and retention.
  • Work with Distribution Analytics to develop market- and product-level target account initiatives and expand relationships.
  • Work with Distribution Analytics to drive local pipeline initiatives for assigned brokers.
  • Work with Distribution Analytics to distribute monthly results and key performance indicator reporting to appropriate Broker and Market executives and leaders and Product leaders, and use the data to drive alignment and profitable growth and retention strategies.
  • Oversee and manage approximately $200 million in gross premiums written across assigned brokers.
Desired Qualifications
  • Adaptability and active participation in AIG's learn-it-all culture.

About the company

AIG underwrites property and casualty insurance for businesses and individuals, covering losses from damaged assets, legal claims and personal accidents. Its commercial policies span risks such as cyberattacks, shipping losses and aviation accidents, while personal coverage includes accident and health insurance and protection for valuable homes. Brokers and agents connect clients with insurers that assess risks, set premiums and handle claims under each policy's terms. The group earns insurance premiums and investment income on assets held to meet future claims. Its operating roots date to Shanghai in 1919, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1919

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Simplify's Take

What believers are saying

  • Underwriting supports stability: AIG's August 2026 results reported $686 million in quarterly General Insurance underwriting income, up 10%.
  • Eligible U.S. staff receive career support: AIG lists tuition reimbursement alongside learning and development in its benefits package.
  • Early-career underwriters build skills: AIG's two-year Underwriting Program runs alongside its Insurance Academy.

What critics are saying

  • International commercial margins weakened: AIG's August 2026 results showed quarterly underwriting income down 33% despite 11% net-written-premium growth.
  • Employees face restructuring exposure: AIG explicitly lists outsourcing and workforce reductions among its operating-model tools.
  • Legacy claims complicate forecasting: AIG flags greater uncertainty in asbestos and pollution liabilities and related reinsurance recoveries.

What makes AIG unique

  • Cross-border servicing has scale: AIG coordinates coverage across over 200 countries and jurisdictions through local insurers.
  • Captive expertise runs deep: AIG manages customer-owned insurance companies through licensed operations in 12 domiciles.
  • Lexington tackles unusual risks: AIG's surplus-lines insurer has flexibility to tailor insurance prices and policy terms.

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Benefits

  • Health, dental, & vision coverage
  • Flexible Spending Accounts (FSA)
  • 401(k)
  • PTO
  • Commuter Expense Reimbursement Account

Company News

Kalkine Media
Sep 25th, 2026
AIG closes $1.3B dual-tranche euro senior note offering with 2031 and 2036 maturities

American International Group has completed a €1.125 billion euro-denominated senior note offering in two tranches. The company issued €625 million in 4.250% notes due 2031 and €500 million in 4.750% notes due 2036, both closing on 24 September 2026. The underwriting agreement, executed on 15 September, included Deutsche Bank AG London Branch, J.P. Morgan Securities, BNP Paribas, and Citigroup Global Markets as lead underwriters. The Bank of New York Mellon serves as trustee for both tranches. Sullivan & Cromwell provided a legal opinion confirming the validity of the notes. AIG filed the details with the SEC in a Form 8-K on 24 September.

Yahoo Finance
Sep 8th, 2026
Big Short' investor Steve Eisman backs AIG as analyst calls insurer 'really, really cheap

Steve Eisman, the investor known from "The Big Short", has disclosed that he owns shares in American International Group. His comments came during a podcast discussion with Cantor Fitzgerald analyst Ryan Tunis, who rates AIG as "really, really cheap". Tunis upgraded AIG to Overweight in July with a price target of $92, later trimmed to $90. This implies approximately 18% upside from the stock's recent $76.21 close, near its book value of $77.39 per share. The analyst highlighted AIG's restructuring efforts and improved underwriting operations. The insurer reported $686 million in second-quarter underwriting income, up 10% year-on-year. However, Tunis cautioned that the commercial insurance market is softening after seven years of strong pricing power. He noted that AIG's heavy exposure to large corporate accounts could face pressure as competitors chase business on price.

Yahoo Finance
Aug 16th, 2026
AIG launches parametric cyber cover for US cloud outage risks with Parametrix

American International Group has launched a parametric cloud outage cyber insurance product for US clients, developed with Parametrix. The solution covers business interruption risks from third-party cloud and software service provider outages. Claims are based on predefined outage triggers and external monitoring data, designed to accelerate the claims process. The product targets US businesses heavily reliant on cloud infrastructure and software platforms. AIG, a US insurance company with a market capitalisation of approximately $39.8 billion, aims to compete for larger cyber and professional liability programmes where cloud downtime recovery is crucial. The launch aligns with the company's focus on digitalisation and specialised products. Investors should monitor upcoming quarterly disclosures for cyber or parametric premium volumes and client uptake commentary to assess the product's market traction.

Yahoo Finance
Aug 12th, 2026
AIG Q2 revenue misses forecasts at $7.11B despite profit beat

AIG reported second-quarter revenue of $7.11 billion, missing analyst estimates of $7.27 billion despite 3.9% year-on-year growth. However, the insurance giant's non-GAAP earnings per share of $2 beat expectations by 3.7%. The revenue shortfall stemmed from deliberate contraction in North American property portfolios as management prioritised risk-adjusted returns amid increasing market competition. CEO Eric Andersen highlighted strong performance in accident and health products and high net worth personal lines. AIG is deploying artificial intelligence platforms to improve underwriting and claims processing whilst targeting expense ratio reductions below 30% by 2027. The company announced an acquisition of Everest Insurance's Colombia operations to expand in Latin American markets. Management maintains focus on balancing growth with profitability through disciplined underwriting and selective portfolio expansion.

Yahoo Finance
May 26th, 2026
AIG shares slip 9% YTD despite generating $3.2B net income, trading 10.9% below fair value

American International Group (AIG) shares currently trade at $77.05, down 9% year to date despite rising 3% over the past month. The stock has delivered a 50.4% total shareholder return over three years. The most popular valuation narrative suggests AIG is 10.9% undervalued, with a fair value of $86.45. This assessment relies on the company's digitalisation and artificial intelligence initiatives across underwriting and claims, which could enhance operational efficiency and margins. AIG generated $26.7 billion in revenue and $3.2 billion in net income. However, the stock trades at 12.9 times earnings, above both the US insurance industry average of 11.3 times and its own fair ratio of 12.7 times. Key risks include climate exposure and claims inflation potentially pressuring margins.