Full-Time

AI and Automation Engineer

Braviant Holdings

Braviant Holdings

11-50 employees

ML-driven online credit for underbanked

No salary listed

No H1B Sponsorship

Dallas, TX, USA + 1 more

More locations: Addison, TX, USA

In Person

Residency in Texas required; commuting distance to the DFW metro area.

Category
Software Engineering (1)
Required Skills
LLM
Claude
Python
SQL
AWS
n8n
LangGraph
REST APIs
Zapier
Requirements
  • 2 to 4 years of software engineering experience with production Python and SQL; additional languages a plus
  • Hands-on experience building and shipping AI/ML or LLM-powered solutions in real production environments, not just coursework or personal projects
  • Practical experience with at least one agentic or LLM orchestration framework (Strands, LangGraph, CrewAI, AutoGen, LlamaIndex, or similar)
  • Experience integrating AI services via APIs and building tool-use or function-calling patterns with LLMs
  • Familiarity with AWS and cloud-native architecture patterns
  • Active daily use of AI-assisted development tools such as Claude Code, VS Code with Cline, Cursor, GitHub Copilot, or similar
  • Experience with prompt engineering and structured outputs; comfort iterating on prompts as a core part of building
  • Bachelor's degree in Computer Science, Engineering, or a related technical field, or equivalent practical experience
Responsibilities
  • Design and build AI agent workflows that automate or accelerate business processes across originations, credit risk, compliance, collections, and operations
  • Migrate manual and semi-automated processes into governed, production-grade agent pipelines with appropriate human-in-the-loop checkpoints, approval gates, and escalation patterns
  • Build with Strands Agents SDK as the preferred default framework; apply judgment to use CrewAI, LangGraph, AutoGen, LlamaIndex, Haystack, or other frameworks where better suited
  • Implement structured outputs, function calling, and tool-use patterns to connect LLMs with internal business logic and data
  • Manage, build, and maintain MCP (Model Context Protocol) servers and clients to give agents structured, governed access to internal APIs, databases, and third-party data providers
  • Develop skills, plugins, and tool integrations for Claude and other AI platforms used across the organization
  • Integrate AI capabilities with existing systems via REST APIs, event queues, and cloud-native AWS services
  • Evaluate and implement lightweight automation connectors (n8n, Zapier, Make) for business stakeholder workflows where full agent development is not warranted
  • Instrument every workflow you build with logging, tracing, and alerting so teams can audit agent behavior, debug failures, and measure outcomes
  • Implement guardrails and usage controls across AI deployments, covering autonomous, semi-autonomous, ad hoc, scheduled, event-driven, manually triggered, and human-review-gated workflows
  • Contribute to responsible AI documentation including runbooks, incident response playbooks, and acceptable use standards for AI-assisted processes in a regulated fintech environment, in partnership with the Technology Operations team
  • Stay current on agentic AI developments, vulnerability patterns, and compliance requirements relevant to consumer lending
  • Work directly with business stakeholders to translate process requirements into agentic workflow specs — you need to understand what the business does, not just what the framework supports
  • Contribute to shared frameworks, reusable agent components, and internal engineering standards developed by the Head of AI & Automation
  • Participate in design reviews, code reviews, and cross-team knowledge sharing
Desired Qualifications
  • Direct experience with Amazon Bedrock, Bedrock AgentCore, or the Strands Agents SDK
  • Experience building or consuming MCP servers and clients
  • Familiarity with skills and plugin development for Claude, Microsoft Copilot, or similar AI platforms
  • Experience with OpenClaw, Hermes Agent, HyperAgent, or similar open-source agent frameworks
  • Familiarity with workflow automation platforms such as n8n, Zapier, Make, or similar
  • Background in fintech, consumer lending, payments, or another regulated financial services environment
  • Familiarity with RAG architectures, vector databases, or knowledge graph approaches
  • Working knowledge of application security fundamentals: auth, secrets management, RBAC, and audit logging
  • Familiarity with observability and evaluation practices for AI systems: logging, tracing, prompt evaluation, and model monitoring

Braviant Holdings provides online credit solutions for underbanked consumers. It uses big data, machine learning, and custom models to assess creditworthiness and reduce the cost of credit through real-time underwriting and automated verification, enabling quick online loan origination. It differentiates itself by applying data-driven models to extend credit beyond traditional scores and by reducing friction in the lending process. Its goal is to expand access to affordable credit for non-prime borrowers and improve their financial outcomes by streamlining loan origination and repayment.

Company Size

11-50

Company Stage

Debt Financing

Total Funding

$240M

Headquarters

Chicago, Illinois

Founded

2014

Your Connections

People at Braviant Holdings who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • $145M revolving credit facilities closed April 2026 enhance origination scaling.
  • Forward flow facility renewal supports liquidation of $90M annualized defaulted balances.
  • Chad Hoyt hired as Director of Data Engineering strengthens machine learning platforms.

What critics are saying

  • CFPB crackdown forces higher provisions and compliance costs within 6-12 months.
  • Upstart captures 25% more non-prime share, starving Braviant originations in 12-24 months.
  • Rising delinquencies breach $145M facility covenants, halting funding in 3-9 months.

What makes Braviant Holdings unique

  • Proprietary machine learning models outperform traditional credit scores for non-prime borrowers.
  • Real-time underwriting engine enables digital borrowing in 28 US states.
  • Bank partnership model facilitates installment loan originations with automated verification.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Sick Leave

Paid Holidays

Growth & Insights and Company News

Headcount

6 month growth

-4%

1 year growth

7%

2 year growth

2%
PR Newswire
Apr 7th, 2026
Braviant Holdings secures $145M in revolving credit facilities for non-prime lending expansion

Braviant Holdings, a Chicago-based consumer lending platform for non-prime borrowers, has closed two revolving asset-backed credit facilities totalling approximately $145 million in committed capacity. The facilities are secured by consumer loan receivables and provide revolving availability to fund new loan participations. The revolving credit facilities offer two-year revolving periods with extension options, followed by 12 to 18-month amortisation periods. They were secured at attractive capital costs and advance rates, subject to customary concentration limits and performance triggers. Braviant also renewed a forward flow facility to liquidate defaulted assets at predetermined prices, supporting the optional liquidation of over $90 million in annualised defaulted balances. CFO Jordan Olivier said the facilities enhance funding capacity and provide flexibility to scale originations whilst diversifying the company's capital structure.

PR Newswire
Jan 6th, 2026
Built In Honors BRAVIANT HOLDINGS in Its Esteemed 2026 Best Places To Work Awards

Built In honors BRAVIANT HOLDINGS in its esteemed 2026 Best Places To Work awards. News provided by. Jan 06, 2026, 09:09 ET Braviant Earns spot on Built In's Best Places to Work List: "BEST STARTUPS TO WORK FOR" CHICAGO, Jan. 6, 2026 /PRNewswire/ - Braviant Holdings, LLC, a leading national online provider of tech enabled credit solutions for underbanked consumers, today announced it has been recognized by Built In as one of the Best Places to Work in 2026. The annual awards honor employers across the U.S. whose benefits and compensation set the standard for today's workforce. Now in its eighth year, Built In's Best Places to Work program celebrates the companies shaping the future of work. In a rapidly evolving AI-first job market, recognition as a Best Place to Work helps employers stand out as trusted brands when candidates turn to tools like ChatGPT and Google AI Overviews to research where to work next. "Today's candidates discover the companies they want to work for using AI tools," said Maria Christopoulos Katris, Founder & CEO of Built In. "Earning a Best Place to Work award not only signals to candidates that you invest in your people, it's a lever to strengthen how AI search tools understand and represent your company's story." Braviant Holdings was honored on the "Best Startups To Work For" list. The awards reflect Built In's data-driven approach, evaluating companies based on compensation, benefits, and company-wide culture programs. Braviant approaches its company culture the same way it drives its business - People First. Braviant boasts a myriad of employee benefits including generous time-off packages, supportive parental leave policies, and continued education reimbursements. Additionally, Braviant is passionately driven by its vision and mission, striving to offer easy-to-use financial solutions to 50+ million underbanked Americans - an appealing attribute for many modern employees. "We're truly honored that Built In has named Braviant one of its Best Places to Work in 2026. This recognition belongs to our people - the compassionate, curious, and relentless team members who bring our mission of widening credit access to life every single day," says CEO, Kim Anderson. "Thank you to every Braviant Builder for building a culture where people feel valued and are inspired to serve their communities. We'll keep investing in that culture and in the work that matters." To learn more about Braviant, visit https://www.braviantholdings.com/. To learn more about Built In's 2026 Best Places to Work program and view all winners, visit https://employers.builtin.com/best-places-to-work/. ABOUT BRAVIANT: Founded in 2014, Braviant delivers tech-enabled consumer credit solutions, empowering consumers to take control of their personal finances. Braviant's proprietary decision models look well beyond traditional credit scores to more accurately assess a person's true ability and willingness to repay. Braviant's easy-to-use, customer-centric financial solutions help thousands of US consumers solve immediate financial challenges while graduating to lower rates and gaining improved access to credit.

PR Newswire
Jun 23rd, 2023
Ey Announces Stephanie Klein Of Braviant Holdings As An Entrepreneur Of The Year® 2023 Midwest Award Winner

Entrepreneur Of The Year celebrates ambitious entrepreneurs who are building a better worldCHICAGO, June 23, 2023 /PRNewswire/ -- Ernst & Young LLP (EY US) today announced that Stephanie Klein, CEO of Braviant Holdings, was named an Entrepreneur Of The Year® 2023 Midwest Award winner. The Entrepreneur Of The Year Awards program is one of the preeminent competitive awards for entrepreneurs and leaders of high-growth companies. Stephanie was selected by an independent judging panel made up of previous award winners, leading CEOs, investors and other regional business leaders. The candidates were evaluated based on their demonstration of building long-term value through entrepreneurial spirit, purpose, growth and impact, among other core contributions and attributes."I am truly honored to be named an Entrepreneur of the Year Midwest Award Winner," said Stephanie Klein. "This recognition highlights the incredible teamwork, innovation, and entrepreneurial spirit that drive Braviant forward. We are dedicated to transforming the financial landscape and empowering underserved borrowers with responsible financial solutions

Built In Chicago
Apr 4th, 2022
Braviant Holdings hires Chad Hoyt as director of data engineering

When Chad Hoyt joined Braviant as director of data engineering, he was motivated by the fact that the financial services organization “truly values data as an asset.”

PR Newswire
Mar 31st, 2021
Ervesun leaves Braviant Holdings as President and COO

Ervesun joins Alphaeon Credit from Braviant Holdings where he was the President and COO.