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Germania Insurance

Texas home, auto, liability, life insurer

Underwriting Specialist

UnderwritingConfirmed live in the last 24 hours
Full-timeUnited StatesNo salary listedHybrid

About the Job

Requirements

  • A high school diploma or equivalent is required; additional education or insurance coursework is preferred.
  • Strong analytical and problem-solving skills and close attention to detail are required.
  • Excellent written and verbal communication skills are required.
  • The candidate must be able to balance multiple priorities and work collaboratively.
  • Proficiency with Microsoft Office and readiness to learn company systems are required.
  • An interest in or foundational knowledge of risk analysis and insurance principles is required.

Responsibilities

  • Process policy changes, reinstatements, cancellations, renewals, and non-renewals within assigned authority.
  • Support core underwriting functions, including property inspections, driver discovery surveys, and agency transfers.
  • Use approved artificial intelligence and technology tools to analyze risk information, identify potential exposures or inconsistencies, and support efficient, informed underwriting assessments and decisions.
  • Partner with agents and policyholders to collect details, resolve issues, and clearly communicate underwriting decisions.
  • Maintain accurate records and ensure compliance with company procedures and service standards.
  • Collaborate with team members and departments to address underwriting questions and advance departmental goals.
  • Participate in ongoing training and development to enhance underwriting expertise.

Desired Qualifications

  • Additional education or insurance coursework is preferred.

About the Company

Germania Insurance

Texas home, auto, liability, life insurer

Germania Insurance provides home, auto, liability, and life insurance to Texans and is the largest farm mutual insurance provider in Texas. It is owned by its members, so policyholders have a voice in the company. The product works by offering standard insurance coverages (home, auto, liability, life) with underwriting and claims handling; it operates as a farm mutual, meaning members participate in governance and profit from the association. The company differentiates itself from competitors through its member-owned structure, strong Texas focus, community emphasis, and stable work environment that supports a variety of career paths. Its goal is to protect its members and communities with dependable insurance while growing as a trusted, community-focused organization.

Company size
201-500
Company stage
IPO
Headquarters
Brenham, Texas
Founded
1896

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