J

Jack Henry

Cloud-based core banking and payments platform

Senior Software Engineer

Full-TimePosted on 10/15/2026
No salary listed
Senior
Bachelor's
Allen, TX, USA
HybridOn-site at the Allen office one day per week.
Software EngineeringBackend Engineering
No H1B Sponsorship

About the job

Requirements
  • A minimum of 6 years of experience in software development.
  • Proficiency with modern Java (Java 11, 17, or 21+) including multithreading/concurrency and object-oriented programming.
  • Ability to write complex queries, joins, aggregations, and common table expressions.
Responsibilities
  • Participate in the technical design and implementation of new products or enhancements throughout the development cycle, including concept, technical design, prototype, code development, testing, release to quality assurance, and implementation.
  • Perform and may lead system analysis and programming activities, including research and delivery of software into production.
  • Perform and may lead technical/engineering support for new and existing applications from code delivery until application retirement.
  • Develop, test, and review applications based on business requirements and industry best practices.
  • Create and modify code using best practices and standard guidance, considering effects on end users and internal teams; review code created by less experienced team members as needed.
  • Collaborate with the quality assurance team to ensure timely delivery of high-quality products.
  • Work across teams as projects dictate and participate in or lead cross-functional meetings and discussions.
  • Work independently on critical tasks and deliverables, setting and updating expectations for size, scope, and timelines.
  • Create required technical documentation.
  • Stay updated with emerging technologies and industry trends, and recommend solutions to improve software development processes.
  • Adhere to documented departmental and corporate standards and participate in defining and documenting standards.
  • Lead unit and integration tests as needed to ensure the reliability, security, and performance of developed software.
  • Debug and troubleshoot issues and provide timely resolutions.
  • Contribute to product architecture as needed.
  • Perform other job duties as assigned.
Desired Qualifications
  • A bachelor's degree in Computer Science, Software Engineering, or a STEM field.
  • Knowledge of software development methodologies and the relevant domain and industry.
  • Awareness of business issues as they affect overall project plans.
  • Ability to lead complex and diverse projects.
  • Ability to use sound judgment to select methods and techniques for obtaining solutions.
  • Skills in software design and implementation; analysis and design at the multi-project level; research, analysis, and problem resolution; communication and interpersonal skills; and organization and time management.
  • Knowledge of all phases of the development cycle, including concept, technical design, prototype, code development, testing, release to quality assurance, and implementation.
  • Ability to manage and prioritize multiple tasks independently while remaining flexible to changing requirements.
  • Ability to provide task estimates, including effort and cost, and adjust estimates as needed.

About the company

Jack Henry & Associates provides software and payment processing for banks and credit unions. Its cloud-native platform on Google Cloud unifies core banking, digital banking, payments, loans, and deposits into one ecosystem and supports gradual migration from legacy systems. It differentiates itself with a long-standing, comprehensive banking technology suite delivered on a cloud-native platform that allows smaller institutions to access modern technology without a disruptive switch, plus an end-to-end set of services and managed payments. Its goal is to help financial institutions modernize operations, reduce risk, and improve the accountholder experience so they can compete with larger banks.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Monett, Missouri

Founded

2000

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Simplify Jobs

Simplify's Take

What believers are saying

  • Fiscal 2026 delivered record 58 competitive core wins, including 14 institutions above $1 billion assets.
  • Fiscal 2026 non-GAAP revenue reached $2.5 billion, up 7%, with 24% operating margin.
  • AI-security and automation partnerships with Google Cloud target faster sales and stickier workflows.

What critics are saying

  • Fiserv, FIS, and Temenos keep pressuring Jack Henry on core replacements and AI features.
  • Deconversion revenue hit $42.8 million in fiscal 2026, exposing churn from bank acquisitions.
  • If community-bank consolidation accelerates, Jack Henry's installed base shrinks faster than new wins replace it.

What makes Jack Henry unique

  • Jack Henry serves roughly 7,400 U.S. banks and credit unions with mission-critical core software.
  • Its Google Cloud partnership adds cloud-native security and AI tooling for regulated institutions.
  • Banno and the trifecta bundle core, digital, and cards into one sticky platform.

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Benefits

  • Remote Work Options

Company News

PR Newswire
Oct 16th, 2026
Jack Henry is first core provider to bring tokenized deposits to banks via Google Cloud ledger

Jack Henry (Nasdaq: JKHY) expanded its collaboration with Google Cloud to help banks and credit unions offer tokenized deposits. It will be the first core banking technology provider to integrate with Google Cloud Universal Ledger (GCUL), announced October 16, 2026. GCUL is a fully managed, distributed ledger service that lets financial institutions tokenize and transfer money and assets on a shared, real-time record with 24/7 settlement. Jack Henry says the tie-up will help community and regional institutions keep deposits and compete with large banks and fintechs. The two companies first partnered in 2022. "Tokenized deposits have the potential to reshape how money moves across the financial ecosystem," said chief technology officer Ben Metz.

Yahoo Finance
Sep 24th, 2026
Jack Henry & Associates falls 18.7% YTD, underperforms Dow despite strong Q4 results

Jack Henry & Associates, a financial technology company with a $10.4 billion market cap, has underperformed the Dow Jones Industrial Average over the past year. The stock declined 1.1% over 52 weeks, whilst the Dow gained 11.3%. Year-to-date, shares fell 18.7%, compared to the Dow's 7.2% return. However, the stock has shown recent strength, rising 18.4% over three months and trading above its 50-day and 200-day moving averages since late June. Shares jumped 6.5% following better-than-expected Q4 results on 18 August, with earnings per share of $1.57 and revenue of approximately $644 million. Despite the underperformance, analysts remain cautiously optimistic. The stock has a consensus "Moderate Buy" rating from 20 analysts, with a mean price target of $188 representing a 26.7% premium to current levels.

Yahoo Finance
Sep 21st, 2026
Jack Henry & Associates shares fall 9% despite 12.5% earnings growth as investors flee software stocks

Fenimore Asset Management has defended Jack Henry & Associates, a financial technology company serving community banks and credit unions, against concerns about disruption risks. In its Q2 2026 investor letter, Fenimore stated that despite Jack Henry's earnings growing 12.5%, the stock declined as investors moved away from software firms. The investment manager said its in-depth research suggests the disruption thesis is incorrect. As of 18 September 2026, Jack Henry shares traded at $154.85, down 9.18% over the previous month but up 2.24% year-over-year. The company has a market capitalisation of $10.86 billion. According to Fenimore's database, 50 hedge funds held Jack Henry at the end of Q2 2026, up from 38 in the previous quarter.

Yahoo Finance
Sep 8th, 2026
Trust Stamp integrates ID verification tech with Jack Henry's Banno platform to combat AI-driven fraud

Trust Stamp has integrated its driver's licence verification technology with Jack Henry's Banno Digital Platform. The AI-powered identity solutions provider embedded its AAMVA Driver's Licence Data Verification system using the Banno Digital Toolkit API framework. The integration provides community and regional financial institutions access to real-time verification against official DMV records. This moves institutions from document authentication to data verification, addressing rising identity fraud driven by generative AI. Jack Henry's ecosystem includes over 1,000 fintechs serving more than 7,200 financial institutions. Trust Stamp president Andrew Gowasack said the integration enables banks and credit unions to deploy high-assurance protection directly into native banking experiences without adding friction for users.

PR Newswire
Aug 24th, 2026
GoGuardian CEO Richard Preece joins Jack Henry board of directors

Jack Henry & Associates has appointed Richard Preece to its board of directors, effective 20 August 2026. Preece will serve on the board's Human Capital & Compensation and Risk & Compliance committees. Preece, 51, is chief executive officer of Liminex, trading as GoGuardian, an education technology company supporting over 25 million students and 10,000 schools nationwide. Before joining GoGuardian in 2024, he was chief operating officer at LegalZoom.com from 2019 to 2024. He previously held various management positions at Intuit from 2002 to 2019, including US general manager for QuickBooks. The company also announced that director Wes Brown will not stand for reelection at its November annual meeting, in accordance with the company's retirement age policy. Brown has served on the board since 2015.