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PNC Financial Services

Runs a national bank for people and businesses

Public Finance Associate Treasury Management Officer

Full-TimeUpdated
$75k - $150k+ Performance-based incentive
Junior
Bachelor's
Washington, DC, USA+7 moreMore locations: Cleveland, OH, USA | Tampa, FL, USA | Dallas, TX, USA | Charlotte, NC, USA | Pittsburgh, PA, USA | Atlanta, GA, USA | Baltimore, MD, USA
In PersonIn-office position; based in one of the listed cities.
Finance & BankingRetail & Commercial Banking
No H1B Sponsorship

About the job

Requirements
  • The role typically requires a university or college degree and at least 2 years of relevant professional experience; a comparable combination of education, job-specific certifications, and experience, including military service, may substitute for a degree.
  • Demonstrate knowledge, skills, and abilities appropriate to the role.
  • Demonstrate customer focus by understanding values and practices that prioritize customer needs and satisfaction in business decisions and using that information to create customized customer solutions.
  • Assess and effectively manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.
Responsibilities
  • Perform or assist in banking activities, including relationship management and/or product suite activities, under supervision and with potentially limited approval and exception authority.
  • Identify and appropriately mitigate regulatory, reputational, and operational risks; manage risk and help ensure quality for new and existing clients; and assist in preparing offerings and scorecards.
  • Analyze information and apply critical thinking to design and execute client solutions, including taking transactions from request to booking and moving selling conversations from proposal to closed business, driving fee income through internal and external relationship management, and considering policies, regulatory requirements, and client needs.
  • Interact with internal and external clients to gather or clarify information and expand existing client relationships; develop the skills to independently generate revenue and deepen share of wallet; respond to client servicing and product inquiries with recommendations; and analyze, evaluate, and mitigate risk using fundamental knowledge of internal policies.
  • Participate in social learning by identifying and networking with business representatives and peers and taking part in mentoring, job shadowing, and community outreach to build foundations in credit, product, and sales.
  • Participate in formal learning recommended by the business to develop skills in treasury product knowledge, industry benchmarking, and solution positioning.
Desired Qualifications
  • Experience with a book of business.
  • Client relationship-building skills.
  • Customer engagement skills.
  • Decision-making skills.
  • Financial analysis skills.
  • Ability to identify sales opportunities.
  • Accuracy and attention to detail.
  • Business acumen.
  • Customer experience management.
  • Critical thinking.
  • Effective communication.
  • Flexibility and adaptability.
  • Industry knowledge.
  • Ability to manage multiple priorities.

About the company

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PNC Financial Services

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PNC Financial Services runs one of the largest banks in America, serving households and businesses of every size through branches, apps, and corporate bankers. Acquisitions turned it from a regional lender into a coast-to-coast bank, notably its purchases of National City during the 2008 financial crisis and BBVA USA in 2021. Consumers keep checking and savings accounts, such as Virtual Wallet with its built-in budgeting tools, and take out mortgages and credit cards, while companies borrow and manage cash through PNC. It earns most of its money on the gap between loan interest and deposit costs, and the rest from fees. PNC traces its roots to a savings bank founded in 1845 and is based in Pittsburgh, Pennsylvania.

Company Size

10,001+

Company Stage

IPO

Headquarters

Pittsburgh, Pennsylvania

Founded

1845

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Simplify Jobs

Simplify's Take

What believers are saying

  • Lending income hit a record: interest earned minus deposit costs rose 16% to $4.1 billion in the June 2026 quarter.
  • Expansion creates jobs: in November 2025, PNC set a goal of 300-plus new branches and 2,000-plus hires by 2030.
  • Owning PNC stock has paid: shares rose 19% in the year to October 2026, nearly double JPMorgan's 10%.

What critics are saying

  • Mergers bring cuts: PNC set 777 layoffs, mostly back-office jobs at acquired FirstBank in Colorado, starting June 2026.
  • Expect five office days a week: PNC ended hybrid work in May 2026, calling itself an in-office company.
  • Chase is outbuilding PNC: in February 2026 it planned 160 new branches that year, nearly triple PNC's 55.

What makes PNC Financial Services unique

  • Businesses are its main borrowers: commercial loans made up 72% of PNC's $368 billion loan book in June 2026.
  • It owns a merger adviser: Harris Williams, bought in 2005, helped lift deal fees 80% to $577 million in mid-2026.
  • A Pittsburgh bank leads Denver: buying FirstBank in January 2026 gave PNC 20% of the city's retail deposits, the most.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Company Equity
  • Paid Vacation
  • Paid Sick Leave
  • Wellness Program
  • Professional Development Budget

Growth & Insights and Company News

6 month growth

0%

1 year growth

0%

2 year growth

0%
PR Newswire
Oct 28th, 2026
PNC and ADP embed payroll, HR and benefits into banking platform for small businesses

ADP and PNC Bank have announced a partnership to bring payroll and HR tools into PNC's digital banking platform. The new offering, PNC Payroll by ADP, targets small businesses. Customers will manage payroll, HR, time tracking, insurance, and retirement plans alongside PNC's cash management and payment tools. They will get digital self-service and 24/7 support from ADP payroll experts. The offering draws on ADP's experience serving more than 900,000 small businesses. "Small businesses want technology that works together seamlessly," said Matt Farwell, president of Small Business Services at ADP. The deal expands ADP's embedded payroll offerings.

MarketScreener
Oct 26th, 2026
Phillips Edison & Company Closes $350 Million Three-Year Unsecured Term Loan

CINCINNATI, Oct. 26, 2026 -- Phillips Edison & Company, Inc. , one of the nation’s largest owners and operators of high-quality, grocery-anchored neighborhood shopping centers, today announced...

Kalkine Media
Oct 23rd, 2026
PNC completes $1.5B senior notes offering due 2029 in two tranches

The PNC Financial Services Group completed a public offering of $1.5 billion in senior notes on October 23, 2026, according to a Form 8-K filing. The notes mature on October 23, 2029. The offering has two parts: $1.2 billion of 5.463% Fixed Rate/Floating Rate Senior Notes and $300 million of Senior Floating Rate Notes. PNC Capital Markets, Citigroup Global Markets, and Morgan Stanley acted as underwriters under an agreement dated October 20, 2026. The Bank of New York Mellon is the trustee.

Sina Hong Kong
Oct 22nd, 2026
Watsco signs $750M five-year unsecured credit facility, extending existing revolver

Watsco, the largest distributor in the North American HVAC market, has signed a $750 million unsecured senior revolving credit facility. Bank of America led the deal, joined by JPMorgan Chase, PNC Bank, Wells Fargo, U.S. Bank and five other banks. The five-year facility amends and extends Watsco's existing credit line. An initial draw repaid $69.7 million owed under the prior facility. Further borrowings will fund working capital, acquisitions, dividends and other general purposes. The terms include more borrowing capacity, covenant flexibility and better fit with the seasonal nature of Watsco's working capital needs. "A committed source of low-cost debt is an important building block of our growth strategy," said Barry S. Logan, executive vice president.

Kalkine Media
Oct 19th, 2026
Enerpac secures $850M credit facility with $300M term loan maturing in 2031

Enerpac Tool Group Corp. has signed a new credit agreement worth $850 million, replacing its 2022 facility. The deal, finalised on October 16, 2026, combines a $550 million revolving credit line and a $300 million term loan, both maturing on October 16, 2031. The Milwaukee-based industrial tools maker will use initial borrowings to repay debt under the old facility and cover fees. The previous deal included a $625 million revolver and a $200 million term loan due September 9, 2027. PNC Bank, National Association is administrative agent. Borrowings start at term SOFR plus 1.125%, with spreads of up to 1.875% depending on Enerpac's net leverage. The company may seek up to $425 million in additional loans. The term loan requires quarterly repayments from March 1, 2028, starting at $0.9375 million.