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The Hartford

Insurance provider for individuals and businesses

Claims Manager - Complex Claims Unit

Full-TimeUpdated on 10/4/2026
$112k - $168k/yr+ Short-term or annual bonuses + Long-term incentives
Senior
Bachelor's, Master's
Remote in USA+5 moreMore locations: Naperville, IL, USA | San Antonio, TX, USA | Lake Mary, FL, USA | Scottsdale, AZ, USA | Hartford, CT, USA
HybridOffice-based candidates must work on-site Tuesday through Thursday. Remote candidates must visit an office as business needs arise.

About the job

Requirements
  • A bachelor's degree is preferred; an advanced degree or a relevant professional designation such as JD, CPCU, AIC, or ARM is a plus.
  • At least 7 years of casualty claim experience within a property and casualty claim organization.
  • Significant experience handling environmental, toxic tort, asbestos, sexual molestation, latent bodily injury, or other complex long-tail liability claims.
  • Strong understanding of complex insurance coverage issues, including occurrence-based liability coverage, allocation, trigger theories, long-tail exposures, bankruptcy trust considerations, and multi-year claim analysis.
  • Ability to evaluate liability, coverage, damages, and litigation risks and develop effective claim resolution strategies.
  • Prior management experience, including direct leadership, employee development, mentoring, or project leadership responsibilities.
  • Ability to influence and collaborate across business functions and with senior stakeholders.
  • Ability to coach technical claim professionals and provide strategic recommendations to management.
  • Experience managing high-severity litigation and coordinating with outside counsel, experts, consultants, and other stakeholders.
  • Ability to prioritize competing demands and manage workload in a fast-paced environment.
  • Strong technical acumen and proficiency with Microsoft Office applications and AI-enabled technologies, including Microsoft Copilot, and ability to learn and use new systems and tools.
Responsibilities
  • Train, coach, and develop staff to enable them to perform their jobs and achieve individual and professional goals.
  • Lead a team responsible for investigating, evaluating, negotiating, and resolving complex environmental, toxic tort, asbestos, sexual molestation, and other long-tail liability claims.
  • Provide strategic oversight and direction on coverage, liability, damages, allocation, litigation management, and settlement strategies involving high-severity exposures.
  • Develop and implement innovative claim disposition strategies and pursue timely, effective claim resolutions.
  • Monitor claim performance, financial results, reserving accuracy, settlement outcomes, and key operational metrics; identify trends and implement appropriate actions.
  • Evaluate and communicate emerging industry developments, litigation trends, scientific developments, regulatory activity, and jurisdictional changes that may affect environmental and latent bodily injury exposures.
  • Partner with Coverage Counsel, Operations, Reinsurance, Underwriting, Actuarial, Product, Risk Control, brokers, agents, outside counsel, consultants, and senior leadership.
  • Oversee litigation strategy, including management of outside counsel, experts, consultants, and vendor partners.
  • Ensure consistent, high-quality claim handling and exceptional customer service across the team.
  • Build and maintain a high-performing, diverse, and inclusive team where individual strengths and perspectives are valued.
  • Identify opportunities to improve claim handling practices, operational effectiveness, and technological capabilities, including use of data analytics and AI-enabled tools.
Desired Qualifications
  • A bachelor's degree is preferred.
  • An advanced degree or relevant professional designation, including JD, CPCU, AIC, or ARM, is a plus.

About the company

The Hartford provides insurance protection for individuals and businesses and extends its role beyond policy terms to make a positive impact. It underwrites and issues risk coverage, including assessing risk, pricing premiums, and handling claims to help people recover from losses and manage uncertainty. The company differentiates itself by pursuing social impact and practical help that goes beyond a standard insurance contract—focusing on human achievement and community support as part of its mission. Its goal is to protect people and organizations and to improve lives through responsible risk management and community involvement, not just by selling insurance but by contributing to broader well-being.

Company Size

10,001+

Company Stage

IPO

Headquarters

Hartford, Connecticut

Founded

1810

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Simplify's Take

What believers are saying

  • July 23, 2026 Q2 revenue hit $7.26 billion and EPS reached $3.42.
  • Management expanded Columbus technology hiring and deployed AWS customer-experience tools on Sept. 10, 2026.
  • UConn and Berkeley partnerships target heat losses and data-center risks, opening niche insurance demand.

What critics are saying

  • Beth Bombara added reserve strength in general liability and commercial auto on Sept. 10, 2026.
  • Goldman Sachs and BofA flag soft P&C pricing; capital supply now pressures growth.
  • Long-tail asbestos and social inflation can trigger a reserve hit that crushes 2027 earnings.

What makes The Hartford unique

  • AI-driven underwriting cuts small-business quotes without humans, per Beth Bombara on Sept. 10, 2026.
  • Employee Benefits ranks number one in fully insured disability and paid family leave.
  • Business Insurance delivered 8% growth with an 88.5% underlying margin in 2025.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Vacation

Paid Holidays

Hybrid Work Options

Remote Work Options

Tuition Reimbursement

Company News

Associated Press
Jul 15th, 2026
The Hartford appoints former AssuredPartners CEO Randy Larsen to board

The Hartford has appointed Randy Larsen to its board of directors, effective 1 September. He will serve on the Finance, Investment and Risk Management Committee and the Nominating and Corporate Governance Committee. Larsen spent 13 years with AssuredPartners, a large insurance brokerage firm, serving as chief executive officer from 2023 until Gallagher acquired the company in 2025. During his tenure, he oversaw significant business growth through organic initiatives and acquisitions whilst leading operational transformation efforts. Prior to AssuredPartners, Larsen spent 14 years with insurance brokerage Schifman Remley & Associates, which AssuredPartners acquired in 2012. He earned a bachelor's degree in finance from Nebraska Wesleyan University.

Yahoo Finance
May 16th, 2026
Hartford beats revenue estimates by 40% but shares drop 2.6% on disappointing earnings

Hartford reported Q1 revenues of $7.23 billion, up 6.1% year on year, exceeding analyst expectations by 40%. Despite the top-line beat, the multi-line insurance company missed analysts' book value per share and earnings per share estimates. The Hartford, recognisable by its stag logo dating to 1810, provides property and casualty insurance, group benefits and investment products across the United States. The company delivered the largest analyst estimate beat among multi-line insurance stocks tracked this quarter. However, investors appeared dissatisfied with the results. Hartford's stock has declined 2.6% since reporting and currently trades at $132.15. The multi-line insurance sector overall saw revenues beat consensus estimates by 8.6%, though share prices have declined an average of 2.8% following earnings.

Business Wire
Apr 14th, 2026
The Hartford and UConn partner on worker safety and energy innovation research

The Hartford and the University of Connecticut have launched a collaboration focused on business resiliency, worker safety and energy innovation. The partnership includes two key initiatives: The Hartford Laborer Safety Fund and The Hartford Sustainability Research Fellowship. The Hartford will invest in UConn's Korey Stringer Institute to research how extreme heat affects workers across industries, examining both short- and long-term impacts on health and productivity. The companies plan to pilot heat-management programmes with select business customers. The Hartford Sustainability Research Fellowship, established within UConn's College of Engineering, will examine evolving energy needs of data centres and emerging risks related to onsite generation, battery storage and renewable energy. The research aims to provide insights into future insurance and risk-management needs for emerging technologies.

Yahoo Finance
Mar 23rd, 2026
Hartford Insurance targets cluster around $150 amid underwriting strength and P&C cycle concerns

Hartford Insurance Group has drawn price targets from several research firms clustering around US$150, aligning with a model fair value estimate of US$150.85. Goldman Sachs, Keefe Bruyette, Wells Fargo, Cantor Fitzgerald, Citi, Morgan Stanley and UBS have raised targets to the US$150-160 range, citing confidence in Hartford's underwriting and pricing execution. However, concerns remain about softening property and casualty market conditions. Goldman Sachs and BofA flag increased capital supply and competition pressuring growth, whilst BofA notes loss costs may be rising faster than prices in some lines. Hartford recently joined Centro Benefits' digital quoting ecosystem, opened a technology hub in Columbus, Ohio, and repurchased 3 million shares for US$400 million between October and December 2025.

Yahoo Finance
Feb 1st, 2026
Hartford Insurance reports Q4 core earnings of $1.1B, plans to boost quarterly buybacks to $450M

The Hartford Insurance Group reported fourth-quarter core earnings of $1.1 billion ($4.06 per share) and a full-year core earnings return on equity of 19.4%. Business insurance written premium grew 8%, whilst personal insurance showed improved combined ratios and employee benefits maintained solid margins. Net investment income rose 17% to $832 million in the fourth quarter. The company repurchased approximately $400 million of stock and plans to increase quarterly buybacks to $450 million. It also boosted catastrophe protection coverage to $1.9 billion and expects roughly $2.9 billion in net dividends from operating companies in 2026. Management is pursuing an "AI-first" strategy across claims, underwriting and operations. The company is rolling out its Prevail platform across agency and direct channels, with 10 states currently live and approximately 30 launches planned by early 2027.