Primary General Liability Underwriter

Crum & Forster Company Overview

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2025 Great Place to Work® Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion dollar organization.  For more information about Crum & Forster, please visit our website: www.cfins.com.

Job Description

Our Surplus & Specialty Lines (S&S) Division develops customized coverage solutions for complex exposures, difficult-to-insure risks and niche segments of the market. S&S has over 850 employees (including more than 250 based in India), 10+ locations in the United States and 2 locations in India. Our product reach includes Sharing Economy, Environmental, Energy, Transportation, Construction, Excess & Umbrella, Primary Special Risk, Security, and other industry segments. S&S is the second largest division within C&F at over $1.5 billion in annual gross written premium.

As an Experienced Primary General Liability Underwriter, you will be responsible for underwriting and pricing insurance policies written to cover primary general liability and liquor liability coverage for businesses in the manufacturing, habitational, real estate, and hospitality industries. You will evaluate new and renewal business submissions to determine risk and pricing levels, analyze loss data, and make recommendations for coverage and pricing.

This role is to be in our Chicago, IL office with potential for hybrid Office/Remote capabilities.  You will work exclusively with wholesale brokers.

What you will do for C&F:

• Evaluate and underwrite new business and renewal submissions for primary general liability coverage and liquor liability coverage, including analyzing applications, supporting documentation, and loss histories to determine acceptability of risk.
• Negotiate pricing and terms and conditions for new and renewal primary general liability and liquor liability business.
• Managing an assigned book of business, including conducting periodic reviews of client accounts to ensure adequate coverage and risk management practices.
• Collaborating with internal and external stakeholders, including brokers, claims adjusters, and risk engineers, to develop and maintain strong relationships and ensure excellent customer service.
• Staying up-to-date on industry trends, emerging risks, and regulatory developments, and making recommendations for underwriting guidelines and procedures.
• Attending industry conferences, trade shows, and networking events to promote our company's products and services, establish new connections, and strengthen existing relationships.

What you will bring to C&F:

• Bachelor’s degree or equivalent required and CPCU designation a plus.
• 3+ years of experience underwriting commercial casualty accounts with experience in the manufacturing, habitational, real estate, and hospitality industries preferred.
• Strong analytical and decision-making skills, with the ability to evaluate complex risks and make sound underwriting decisions.
• Excellent communication and interpersonal skills, with the ability to build and maintain strong relationships with internal and external stakeholders.
• Strong relationships with wholesale brokers, preferably in the Chicago area.
• Excellent organizational and time management skills, with the ability to handle multiple tasks and prioritize as appropriate.
• Demonstrated desire and commitment to continually learn, accept new challenges, and strive for personal improvement/growth utilizing internal and external continuing education avenues.
• Ability to travel as necessary to producer marketing visits and corporate meetings/seminars.

What C&F will bring to you

• Competitive compensation package
• Generous 401K employer match
• Employee Stock Purchase plan with employer matching
• Generous Paid Time Off
• Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
• A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
• A dynamic, ambitious, fun and exciting work environment
• We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

At C&F you will BELONG

If you require special accommodations, please let us know. We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know

 For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/  for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $55,800.00 to a maximum of $104,900.00. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

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