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Full-Time

Senior Product Manager

Financial Platforms

Confirmed live in the last 24 hours

Affirm

Affirm

1,001-5,000 employees

Provides buy now, pay later financing solutions

Financial Services
Fintech

Compensation Overview

$169k - $240kAnnually

+ Equity Rewards + Monthly Stipends for Health + Wellness and Tech Spending

Mid, Senior

Remote in USA

Category
Product Management
Product Strategy
Product
Required Skills
Communications
Requirements
  • 4+ years of product management experience in finance, fintech, or payments-related industries, ideally with a focus on backend financial systems or loan products.
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
  • Experience in defining and driving product strategies for financial or data platforms in a heavily matrixed environment.
  • Proven track record of launching and managing high-impact platform and data products.
  • Exceptional cross-functional collaboration skills, capable of driving consensus across various business, financial, compliance, legal, and tech stakeholders.
  • Excellent communication skills, with the ability to present complex technical concepts to both non-technical stakeholders.
  • Highly analytical mindset, able to balance strategic thinking with a strong bias for action and hands-on problem-solving.
Responsibilities
  • Own and execute the product roadmap for the Loan Lifecycle team, managing foundational data systems like Loans Platform, Loans Ledger, and Financial Reporting, while ensuring efficient and accurate data flows between systems.
  • Partner closely with engineering leadership, accounting, finance, compliance, legal, and other cross-functional teams to support a range of long-term initiatives, ad-hoc requests and new product launches.
  • Lead efforts to enhance our platform's capabilities enabling expansion into new markets, new product launches, and the transformation of our reporting infrastructure.
  • Drive operational improvements across our loan systems to increase efficiency, stability, and scalability while maintaining a high standard of accuracy and compliance.
  • Serve as the internal subject matter expert, guiding product and business teams on best practices for working with our systems.

Affirm provides point-of-sale financing solutions as an alternative to traditional credit cards. Its main service is the "buy now, pay later" (BNPL) model, which allows consumers to make purchases and pay for them over time through installment plans, often without hidden fees. Affirm partners with merchants to integrate its payment solutions into both online and in-store shopping experiences, using user-friendly plugins and APIs. This integration requires minimal technical effort from merchants. Affirm generates revenue through interest and fees on the loans it offers to consumers, as well as fees from merchants who use its services. Additionally, it provides a merchant dashboard for transaction processing and marketing support, helping businesses increase conversion rates and enhance customer purchasing power. The goal of Affirm is to offer flexible payment options that benefit both consumers and merchants in the e-commerce and retail markets.

Company Stage

IPO

Total Funding

$2.9B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

4%

1 year growth

4%

2 year growth

-11%
Simplify Jobs

Simplify's Take

What believers are saying

  • Affirm's partnerships with major brands and events, like the Austin Marathon, enhance its visibility and consumer trust.
  • The company's IPO and subsequent market performance indicate strong investor confidence and growth potential.
  • Affirm's integration with Apple's new installment loan offerings could significantly expand its user base and market reach.

What critics are saying

  • New CFPB regulations could impose additional compliance costs and operational burdens on Affirm, affecting profitability.
  • Data breaches, such as the recent Evolve Bank incident, pose significant risks to consumer trust and data security.

What makes Affirm unique

  • Affirm's seamless integration with both online and in-store shopping experiences sets it apart from other BNPL providers who may focus solely on e-commerce.
  • The dual revenue stream from both consumer interest/fees and merchant fees provides a robust financial model, unlike competitors who may rely on a single revenue source.
  • Affirm's user-friendly plugins and APIs make it easier for merchants to adopt their payment solutions, reducing technical barriers to entry.

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.