B

Bank of America

Runs a US consumer bank, brokerage and investment bank

Global Payments Senior Engineer

Full-TimeUpdated on 10/24/2026
No salary listed
Expert
Bachelor's
Charlotte, NC, USA
In PersonBank of America states an in-office culture; no role-specific remote or hybrid option is stated.
Software EngineeringBackend Engineering

About the job

Requirements
  • Architecture and engineering experience in payments orchestration, microservices, middleware, scalable platform design, and architecture governance.
  • Advanced Java and Spring Boot skills, plus experience with Python, Go, Bash, Mule, Oracle, MongoDB, and CockroachDB.
  • Experience with AWS, Azure, or GCP; OpenShift, Docker, Kubernetes, Helm, cluster lifecycle management, and multi-tenancy.
  • Experience with continuous integration and continuous delivery (CI/CD), GitOps, GitHub Actions, ArgoCD, Flux, and infrastructure as code using Terraform.
  • Knowledge of monitoring, logging, tracing, alerting, security guardrails, policy as code, Grafana, and OpenTelemetry.
  • Knowledge of Linux, TCP/IP, DNS, load balancing, service mesh, and role-based access control.
  • Experience managing multiple initiatives, applying Agile and software development lifecycle (SDLC) practices, mitigating risk, and delivering against business outcomes and timelines.
  • Ability to communicate across business and technology teams, simplify technical concepts, produce clear documentation, and mentor engineers.
  • Typically 15 or more years of relevant engineering and technology delivery experience.
Responsibilities
  • Lead the architecture, design, and engineering of enterprise-scale payment orchestration capabilities in alignment with platform strategy, regulatory requirements, and business objectives.
  • Design and develop scalable, resilient, and secure microservices for high-volume payment processing workloads.
  • Define and implement cloud-native engineering solutions using OpenShift, Kubernetes, Docker, Helm, and multi-tenant platform capabilities to improve deployment velocity and operational efficiency.
  • Establish and drive engineering standards, architecture patterns, and best practices to ensure solution maintainability, scalability, and consistency.
  • Lead proof-of-concepts, technology evaluations, and architecture reviews to identify innovative solutions and continuous improvements for application modernization initiatives.
  • Partner with architecture, product, delivery, and engineering teams to define technical requirements, solution roadmaps, and implementation strategies that support critical business outcomes.
  • Implement and maintain platform observability, monitoring, logging, tracing, and alerting using tools such as Dynatrace, Grafana, and OpenTelemetry to improve reliability and production support.
  • Design and enforce security controls, policy-as-code frameworks, and governance standards to meet enterprise security and risk management requirements.
  • Ensure the design and engineering approach for complex features is consistent with the larger portfolio solution.
  • Define the technology tool stack for the solution and evaluate and adapt new testing tools, frameworks, and practices for teams.
  • Enable teams and applications with CI/CD capabilities and engage with technical stakeholders to support efficient CI/CD pipeline operation.
  • Guide and influence teams on design and best practices for high code performance, including pairing and code reviews.
  • Provide end-to-end delivery of complex features, including automation, for one or multiple teams at program level.
  • Conduct research, design prototyping, and exploration activities, including evaluating new toolsets and components for release management, CI/CD, and features.
  • Work with stakeholders to establish high-level solution needs and with architects to define technical requirements.
  • Model an inclusive environment for employees and clients aligned with company goals.
  • Demonstrate process knowledge, operational excellence, and innovation through simplicity, data-based decision-making, and continuous improvement.
  • Communicate enterprise decisions, purpose, and results, and connect them to team strategy, priorities, and contributions.
  • Ensure appropriate risk discipline, controls, and culture to identify, escalate, and debate issues.
  • Provide inspection, coaching, and feedback to motivate, differentiate, and improve performance.
  • Actively manage expenses and budgets in alignment with objectives and make sound financial decisions.
  • Assess talent and build bench strength for roles across the organization.
  • Deliver business outcomes by prioritizing, inspecting, and appropriately delegating team work.
Desired Qualifications
  • A bachelor's degree in a technical field.
  • CISA or CISSP/CISM background.
  • Reporting, presentation, communication, Jira/Kanban, technology, and risk understanding, and ITIL process exposure.
  • Experience with ISO 20022, ACH, wire, SWIFT, RTP, cross-border payments, or payments hub platforms.
  • Familiarity with business resiliency processes and concepts, risk management principles, technology change management, and/or audit response and preparation methods.
  • Familiarity with patch deployment or management processes, CI/CD, and DevOps.
  • CISA, CISSP, or RHEL certifications.

About the company

Bank of America runs one of the largest US banks, serving consumers, small businesses, wealthy families, corporations and institutional investors. Alongside checking accounts, credit cards, mortgages and business loans, it owns the Merrill brokerage, a private bank for wealthy clients and a global investment bank that advises on deals and trades stocks and bonds. Customers reach it through thousands of branches and ATMs and its mobile banking app. It earns money mainly from the gap between what it charges on loans and pays on deposits, plus fees from advice, asset management, deal work and trading. It grew from a San Francisco bank founded in 1904 and is headquartered in Charlotte, North Carolina.

Company Size

10,001+

Company Stage

IPO

Headquarters

Charlotte, North Carolina

Founded

1904

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Simplify's Take

What believers are saying

  • Profits are climbing: net income rose 27% to $9.1 billion in the June 2026 quarter on trading and dealmaking.
  • Tech careers have budget behind them: $4 billion of Bank of America's $13 billion yearly tech spend funds new initiatives.
  • Cheap funding cushions profits: $530 billion of its $2.03 trillion in deposits paid no interest at June 2026.

What critics are saying

  • Falling rates pinch lending profit: lower rates partly offset its 9% rise in interest income in the June 2026 quarter.
  • AI is reshaping jobs: over 200,000 employees use AI tools, sending 400,000-plus prompts daily as of July 2026.
  • Succession remains open: CEO Brian Moynihan plans to stay through decade's end after a December 2025 executive shake-up.

What makes Bank of America unique

  • Small firms bank here: it serves 4 million small businesses and calls itself the top US small business lender.
  • Wealth management is a second engine: Merrill, its brokerage, and the Private Bank oversee about $4.9 trillion in client balances.
  • Customers use its chatbot at scale: virtual assistant Erica has logged over 3 billion client interactions since 2018.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Paid Vacation
  • Paid Sick Leave
  • Flexible Work Hours
  • Remote Work Options
  • Professional Development Budget
  • Conference Attendance Budget

Growth & Insights and Company News

6 month growth

6%

1 year growth

-1%

2 year growth

-1%
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