Full-Time
Head of Product
Consumer & Private Banking
Texas Capital Bank
1,001-5,000 employees
Texas-focused, full-service financial services bank
No salary listed
Company Does Not Provide H1B Sponsorship
Dallas, TX, USA
In Person
Bachelor's, MBA
 Product (1) |
|---|
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- A bachelor's degree in business, finance, accounting, economics, or a relevant field is required; an MBA is preferred.
- At least 10 years of experience in financial services product strategy, product management, or customer experience is required.
- Experience building scaled, market-leading products is required.
- Proven success managing product teams and partnering with cross-functional stakeholders is required.
- Experience working at fintech companies or leading fintech initiatives within traditional banking organizations is required.
- Knowledge of consumer trends, wealth technology, and emerging banking solutions is required.
- The ability to set product vision, develop long-term roadmaps, and execute product strategy for user-centric products is required.
- Knowledge of advanced market research and competitive intelligence is required.
- The ability to identify market opportunities and translate insights into product innovation is required.
- Strong financial acumen and understanding of profit and loss management are required.
- Advanced analytical skills focused on cost-benefit analysis and revenue optimization are required.
- The ability to recruit, mentor, and grow product teams and drive collaboration across technology, operations, compliance, and other internal partners is required.
- Develop and deliver the long-term vision for Consumer and Private Banking product lines and set roadmaps based on customer needs, market trends, and the competitive landscape.
- Identify distinct customer segments and tailor product offerings to their specific needs and financial goals.
- Own product features, pricing strategies, product positioning, and go-to-market strategies for new consumer products and enhancements to existing products.
- Assess competitive pricing and define pricing strategy based on deposits, customer portfolios, and the competitive landscape.
- Work with marketing, retail, operations, risk management, and technology teams to ensure seamless product launches and ongoing product management.
- Use data to understand product adoption, measure product performance, understand customer behavior patterns, and inform strategic decision-making.
- Own product-level profit and loss and assess the financial viability of new products; develop business cases with return on investment and revenue projections.
- Monitor products, pricing, and fees; identify optimization opportunities and partner on adoption enhancements.
- Monitor regulatory changes and ensure product offerings adhere to relevant banking laws and guidelines.
- Build collaborative relationships across design, engineering, and operations at team and organizational levels.
- Define and deliver consumer, retail, and private banking product roadmaps with clear success metrics and adoption targets.
- Management consulting experience is valued.
- An MBA is preferred.
Texas Capital Bancshares, Inc. acts as the parent company for Texas Capital Bank, providing a full range of banking and financial services in Texas. Its offerings cover commercial banking for businesses, consumer banking, investment banking, and wealth management, delivered through branches and digital channels across Austin, Dallas, Fort Worth, Houston, and San Antonio. The bank uses a mix of its own technology and selected third‑party platforms to support client needs and efficiency, enabling customized financial solutions throughout a client’s life cycle. Its goal is to strengthen its position in the Texas banking market by growing scale and expanding its regional presence while serving commercial, consumer, investment, and wealth clients.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Dallas, Texas
Founded
1998
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Simplify's Take
What believers are saying
- Q2 2026 revenue rose 8.3% to $335.5 million, beating estimates on July 22.
- Record wealth management, treasury product, and investment banking fees drove non-interest income 39% higher.
- Commercial loans grew 10% year over year; deposits climbed 11%, supporting balance-sheet expansion.
What critics are saying
- April 2026 breach exposed names and Social Security numbers for 86,067 customers.
- Q2 efficiency ratio hit 61.3% and net interest margin slipped to 3.3%.
- Multifamily CRE pressure and another cyber failure would crush deposits, lawsuits, and franchise trust.
What makes Texas Capital Bank unique
- Texas Capital owns a Texas-focused franchise across Austin, Dallas, Fort Worth, Houston, and San Antonio.
- MAP, launched May 18, 2026, packages mortgage financing, hedging, trading, and transfer workflows.
- Mo Jamous, hired July 13, 2026, brings AI, digital banking, and security leadership from U.S. Bank.
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Benefits
Health Insurance
Wellness Program
Life Insurance
Disability Insurance
401(k) Company Match
Paid Vacation
Paid Holidays
Unlimited Paid Time Off
Company News
Texas Capital Bancshares reported second-quarter results that exceeded Wall Street expectations. Revenue rose 8.3% year on year to $335.5 million, beating analyst estimates of $333.5 million. The regional banking firm posted adjusted earnings of $1.88 per share, surpassing consensus estimates of $1.86 by 1.3%. Net interest income reached $260.4 million, though this fell slightly short of analyst projections of $262.9 million. The company's net interest margin came in at 3.3%, missing estimates of 3.4%. Its efficiency ratio was 61.3%, compared with analyst expectations of 59.9%. Over the past two years, Texas Capital Bank has achieved annualised revenue growth of 12.6%, an acceleration from its five-year compound annual growth rate of 5.8%. Net interest income accounts for 84.1% of total revenue over the last five years.
Texas Capital Bancshares has appointed Mo Jamous as managing director and chief digital and information officer, effective immediately. Jamous will oversee the firm's technology strategy, including infrastructure, enterprise architecture, application development, data platforms, AI enablement, and information security. He joins from U.S. Bank, where he served as chief information officer for consumer, business banking, and AI/ML technologies. Previously, Jamous was head of global digital technologies at BBVA, leading the bank's digital transformation. Jamous will report to chairman, president, and CEO Rob C. Holmes and serve on the firm's operating council. Holmes said Jamous would strengthen the technology platform and drive innovation to support strategic objectives.
Texas Capital appoints Mo Jamous as Chief Digital and Information Officer. Published on Jul 13, 2026 DALLAS - July 13, 2026 - Texas Capital names Mo Jamous as Chief Digital and Information Officer to lead the firm's technology strategy and organization, including infrastructure, enterprise architecture, application development, data platforms, artificial intelligence (AI) enablement and information security.
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