Head of Capital-Light Savings & Retirement

This is an opportunity to lead the global strategy, commercial performance and development of Zurich’s capital-light Savings & Retirement business, including Unit-Linked, ensuring propositions remain competitive, relevant to customers and positioned for evolving insurance and asset-management markets. With a forward-thinking and results-oriented approach, you will mobilise teams across markets and functions to turn strategy into execution.

What you will do

• Own the global commercial and performance agenda, including net flows, assets under management, margin, profitability and customer outcomes.
• Define the global strategy and proposition roadmap, determining where Zurich should build, scale, adapt, partner or exit.
• Anticipate market and customer developments, particularly the convergence of insurance, investments and asset management.
• Develop compelling end-to-end customer propositions across accumulation, financial planning, protection, retirement transition and decumulation.
• Accelerate product innovation, distribution and customer engagement across bank, agent, broker and direct channels.
• Use data, digital platforms and AI to improve personalisation, investment solutions, customer engagement and efficiency.
• Build strategic partnerships with asset managers, banks, platforms, reinsurers and fintechs where they accelerate capability or growth.
• Establish effective Group and Business Unit governance and decision rights across Investments, Distribution, Risk, Finance, Technology, Operations and Compliance.
• Lead a small central team while mobilising execution across Business Units and functions.

What you bring

• Significant financial-services experience across multiple markets, ideally spanning life insurance, investments, wealth or capital markets.
• Demonstrable ownership of commercial outcomes in a sizeable savings, pensions, wealth or investment business.
• Strong understanding of capital markets, portfolio construction and retail investment structures, including funds, ETFs and other investment solutions.
• Experience designing, scaling and managing propositions across multiple markets and through the full product lifecycle.
• Strong understanding of distribution across bank, agent, broker and direct channels.
• Sound understanding of customer, conduct, regulatory, tax, capital and value-for-money considerations.
• A track record of using digital, data, AI or platforms to transform savings, wealth or retirement businesses.
• Strong strategic, commercial and technical judgement, with the ability to translate strategy into execution.
• An entrepreneurial, hands-on player-coach who can operate effectively in a complex global matrix and influence without direct authority.
• Excellent communication, collaboration and influencing skills. German, Spanish and/or Italian would be advantageous.

You belong here. 

Imagine working in one of the world’s most sustainable workplaces. At Quai Zurich Campus, you’ll enjoy an environment designed to help you thrive, with benefits that support your well-being and impact, and opportunities to perform at your best, surrounded by top talent and supportive colleagues.  

You’ll have access to healthy food options, fitness facilities, and bright, collaborative spaces that spark creativity. Located in the heart of Zurich on the shores of Lake Zurich, the campus offers excellent public transportation links, making your commute simple. 

Grow with us through access to learning resources, on-the-job development, and continuous empowerment and support. Be part of a team that is creating a brighter future together. 

About Us 

Zurich is a leading multi-line insurer, serving over 82 million customers in more than 200 countries and territories with more than 65,000 employees.
For over 150 years, Zurich has been transforming insurance – offering not just protection, but also prevention services that promote well-being and climate resilience.
Guided by our purpose to ‘create a brighter future together,’ we aim to be one of the most responsible and impactful businesses in the world. 

We look forward to receiving your online application today!

Information for recruitment agencies

Zurich does not accept any applications from recruitment agencies for this position. We refuse any responsibility for unsolicited applications, as well as any associated fees. 

Why Zurich

At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking What can go right? 

We are an equal opportunity employer who knows that each employee is unique - that’s what makes our team so great! 
Join us as we constantly explore new ways to protect our customers and the planet.
 

• Location(s):  CH - Zürich 
• Remote working: Hybrid
• Schedule: Full Time
• Recruiter name: Grace Cunningham