Asset Based Lending Sales Associate/Analyst
About the job
- A B.A. degree is required.
- Two years of experience in Commercial Lending and/or Asset Based Lending is preferred.
- Strong analytical and quantitative skills.
- A good understanding of financial statements.
- Strong Excel and basic modeling skills.
- Ability to access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers.
- Ability to perform work sitting or standing at a desk.
- Assist business development, underwriting, and relationship management teams in sourcing, underwriting, and managing bilateral and syndicated asset-based credit facilities of $10 million and above.
- Assist Origination and Underwriting teams by spreading financial statements, determining risk ratings using bank software or templates, and preparing projection models to help analyze and structure loans.
- Assist Origination and Underwriting teams by creating and updating loan requests in the Bank’s loan production software.
- Assist the Relationship team by monitoring and analyzing operating and financial performance and collateral trends using financial statements, field exams, appraisals, and borrowing bases.
- Assist the Relationship team by updating loan requests for existing customers in the Bank’s loan production software.
- Provide industry research and create and update prospect and client information in various proprietary databases.
- Complete required annual compliance training and New Employee Orientation.
- Travel as needed to visit customers and attend meetings.
- A degree in Finance, Accounting, or Business.
- Strong interpersonal skills.
- Attention to detail.
About the company
SouthState Bank provides personal and commercial financial services, including deposit accounts, loans, and wealth management, to customers across the Southeastern United States. These products work by pooling customer deposits to fund local lending and investment activities, which are managed through a network of physical branches and digital banking platforms. Unlike larger national competitors, the bank focuses on a relationship-based model that prioritizes local market knowledge and personalized service while maintaining the financial scale of a major regional player. The bank's goal is to support the financial health of its clients and communities by combining the resources of a large institution with the accessibility of a local community bank.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Winter Haven, Florida
Founded
1934
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Simplify's Take
What believers are saying
- Q2 2026 EPS reached $2.35, and net income hit $230 million.
- Dividend rose 10% in July 2026, signaling confidence and capital strength.
- Credit quality improved: non-performing assets fell 14%, and net charge-offs stayed 0.06%.
What critics are saying
- Cyber Incident litigation settled June 24 2026, proving operational vulnerability still monetizes.
- Net interest margin fell to 3.78% in Q2 2026 as deposit competition intensified.
- Government contractor banking depends on winning specialized teams before Truist and PNC respond.
What makes SouthState Bank unique
- SouthState spans nine states, pairing Southeast scale with local relationship banking.
- Its government contractor vertical, launched August 17 2026, targets defense-adjacent clients.
- Commercial lending discipline stands out: Q2 2026 loans rose 11% annualized.
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Benefits
- Remote Work Options
- 401(k) Retirement Plan
- Health Insurance
- Paid Vacation
- Wellness Program
- Flexible Work Hours
- Conference Attendance Budget
- Family Planning Benefits
- Fertility Treatment Support
- Professional Development Budget
- Stock Options
- Company Equity