Head of CRE Origination & Structuring

End Date

Wednesday 25 November 2026

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

Job Title:  Head of CRE Origination & Structuring

Location: London

Hours: Full time

Working Pattern: Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our London office.

What you’ll be doing:

This is an opportunity to take a leading role in shaping our Commercial Real Estate (CRE) financing business, setting the origination strategy and leading the team responsible for some of our largest and most complex transactions.

As Head of CRE Origination & Structuring, you’ll sit on the Real Estate and Housing Leadership team and lead a 15-person Origination & Structuring team. You’ll have overall responsibility for origination performance and execution, ensuring our approach responds to changing market opportunities while supporting the Bank’s broader strategy.

Working closely with the Head of Coverage, Credit and Risk, you’ll turn our CRE appetite into a clear origination strategy, determining where we focus our time and the transactions, structures and risk-adjusted returns we pursue.

You’ll lead the structuring of our most complex CRE debt transactions across investment and development, including larger underwritten and whole-loan structures. You’ll also set and embed structuring standards across the team, combining strong commercial judgement with disciplined credit stewardship, portfolio management and capital efficiency.

Just as importantly, you’ll lead and develop a team of senior originators and structurers, building capability, managing performance and developing future talent.

Why join us?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone, make change happen and challenge the status quo. Sound like you?

What we’re looking for:

• An established profile in the UK Commercial Real Estate financing market, with strong senior client relationships and an outstanding track record of originating secured senior CRE debt across investment and development transactions.
• Extensive experience of structuring complex underwritten CRE transactions, including whole-loan structures, back leverage and partnership solutions, with the credit judgement to lead the most complex transactions undertaken by the business.
• Proven experience working with Credit and Risk to develop CRE appetite and translate it into an origination strategy that reflects market opportunity, client demand, relative value and portfolio considerations.
• Strong credit stewardship and commercial judgement, balancing new business opportunities with underwriting discipline, portfolio concentrations, risk-adjusted returns, fees, ancillary income and capital efficiency.
• Significant people leadership experience, including leading senior originators and structurers, managing performance, developing talent and supporting succession.
• Strong senior stakeholder management skills, with experience working effectively across Coverage, Credit, Risk and product partners.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Like what you hear? Join us!

This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks

As a certified colleague your details will be published on the FCA’s Financial Services Register

This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook

The Person(“P”) performs the client-dealing FCA certification function for a firm if:(1)P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2)those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.

If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.