Deposit Product Analyst

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Regular or Temporary:

Regular

Language Fluency:  English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

This role is an office centric role and is required to be in the office four days per week in Charlotte or Atlanta.

The Deposit Product Analyst is responsible for developing solutions for deposit or debit products that increase revenue, increase efficiency, reduce risk and / or create strategic advantage for Truist. The role gathers business insights and provides analysis, validation, and proposes recommendations. Additionally, this role is responsible for working on strategic initiatives and critical day to day activities to implement recommendations across all aspects of deposit product management. The role will conduct competitive benchmarking performance monitoring. This role will interface broadly with the organization, so teamwork and organizational skills are critical.

Job Description 
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 
1.    Develop reporting and monitor performance related to sales production, balance growth, client acquisition, client retention, net interest income, fee revenue and overall revenue 
2.    Develop and apply subject-matter expertise related to deposit and debit products. 
3.    Execute product development initiatives and other projects by analyzing business and user needs, documenting requirements, measuring performance, and interpreting results to drive profitable growth, operational soundness, or regulatory compliance. 
4.    Partner in the execution of marketing, promotional and sales campaigns to drive client acquisition, deepening and retention for deposits and debit products. 
5.    Work with Channel Leaders, Complaints partners, and Enablement teams to research and resolve client issues and create product and process documents to assist in teammate training. 
6.    Build strong working relationships with key partners (Marketing, Legal, Risk, Compliance, Distribution, Servicing, Operations, Analytics, Technology, etc.). 
7.    Work effectively as a part of cross-functional teams to drive successful strategic outcomes. 
8.    Partner with analytics teams to conduct analysis around client behavior and needs. 
9.    Perform research into competitor products. 
 
QUALIFICATIONS 
Required Qualifications: 
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 
1.    Bachelor’s degree in a business-related major with a strong academic record, or equivalent education and related training  
2.    Two to four years of work experience within Banking -or Financial Services, with a focus on business analytics, project management or product management. 
3.    Strong partnership-building and collaboration skills. 
4.    Strong analytical skills - ability to generate recommendations based on analytics. 
5.    Demonstrated success working within cross-functional teams without formal authority 
6.    Excellent written and verbal communication skills.  Ability to clearly convey insights and conclusions to peers and managers. 
7.    Ability to successfully handle multiple priorities based on senior management direction 
8.    Ability to initiate strategic analytics, work independently and as a member of a team, and quickly adapt to new responsibilities 
9.    Demonstrated ability to follow risk management guidelines and procedures and to identify and escalate risks. 
10.    Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. 
11.    Ability to travel, occasionally overnight 
 
Preferred Qualifications: 
1.    At least two years of experience in consumer or small business deposits, debit card, or payments. 
2.    Understanding and experience on client interaction and client management 
3.    Experience working with data analytics partners. 

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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