Full-Time

Senior Data Scientist

Product Analytics

January

January

51-200 employees

Tech-enabled debt collection platform with ML

Compensation Overview

$180k - $200k/yr

New York, NY, USA

Hybrid

Category
Data & Analytics (1)
Required Skills
Python
Data Science
R
SQL
Data Analysis
Requirements
  • Have at least 2 years experience using SQL
  • Have used languages like Python or R to conducting statistical analysis
  • Have a medium to advanced understanding of statistics as they relate to experimentation
  • Are able to present data in a compelling way to empower our product and engineering teams to make better decisions.
  • Are able to think strategically and consider the impact of your work on January’s success as a whole
  • Are able to work independently: given context and some initial guidance, you’re able to do a deep dive and make insightful recommendations for the business.
Responsibilities
  • Act as a strategic partner to product managers at January, enabling them to continuously make data-driven decisions, run experiments, and evaluate how our most important success metrics are changing over time.
  • Become a subject matter expert in our data, making impactful recommendations to improve our product and processes.
  • Contribute to building January’s reputation as a data-focused collection agency that operates with sophistication and intentionality.
  • Work closely with the operations team, ensuring that our client success managers are informed and equipped to answer any question and handle any client conversation with ease.

January is a debt collection platform that serves creditors (banks and financial institutions) and borrowers (individuals or businesses who owe money). It uses a tech-enabled approach to improve debt recovery by applying machine learning to optimize collection strategies while prioritizing compliant, respectful interactions. The platform automates adherence to federal, state, and local regulations and increases recovery rates for creditors, reducing legal and reputational risk. Its key differentiator is combining data-driven autorecovery optimization with a personalized, human-centric approach, treating borrowers with dignity instead of treating them as numbers. The business earns revenue by charging creditors for using the platform, based on the improved recovery outcomes and lower risk. The goal is to raise recovery rates, lower risk, and set a higher standard for ethical debt collection in the financial services industry.

Company Size

51-200

Company Stage

Series B

Total Funding

$28M

Headquarters

New York City, New York

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • January serviced $10B+ debt, handling more accounts than top-10 banks excluding them.
  • January quadrupled revenues and clients post-Series A, raising $12M Series B in 2023.
  • January earns 4.8/5 Google stars and BBB accreditation since July 2019 for trust.

What critics are saying

  • Relief.app enables borrowers to settle debts independently, eroding January's recoveries.
  • TrueAccord's digital AI recovers 40%+ above averages, stealing bank clients from January.
  • Creditors adopt in-house AI from FIS and Experian, obsoleting January within 18-36 months.

What makes January unique

  • January's AI platform outperforms agencies by 30% in recoveries with hyper-personalization.
  • January guarantees compliance via incentive-aligned software and full interaction records.
  • January achieves 92% payment plan completion, 120x more efficient than traditional methods.

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Benefits

Hybrid and remote work policy

Pet-friendly offices

Unlimited PTO

Flexible work hours

Generous New Parent Leave

Equity

Annual learning and development stipend

401k

Gym membership reimbursement

Medical, dental, and vision

Commuter benefits

Fun team events

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

2%

2 year growth

2%
Holland FinTech
Dec 6th, 2023
Weekly Funding Highlights - 6 December 2023

January Technologies, Inc. has secured $12m in Series B financing in a funding round led by IA Ventures.

FinSMEs
Dec 4th, 2023
January Closes $12M Series B Funding

January Technologies, a NYC-based fintech company humanizing debt collection, raised $12M in Series B funding

Cision
Nov 29th, 2023
Fairplay Partners With January To Redefine Fairness In Collections

"By joining forces, we can further our goal of making the financial system work more effectively and humanely for both borrowers and lenders."—Jake Cahan, January founder and CEO. .

TechCrunch
Mar 30th, 2022
January raises $10M to be a ‘tech-enabled debt collector’

January is a tech-enabled debt collections agency