Full-Time
Senior Software Engineer
Updated on 8/21/2026
Green Dot
1,001-5,000 employees
Fintech bank and prepaid card provider
Compensation Overview
$121.4k - $173.3k/yr
No H1B Sponsorship
San Francisco, CA, USA + 2 more
More locations: Los Angeles, CA, USA | Birmingham, AL, USA
Hybrid
Three days in the office per week are required. Candidates must currently reside in an approved location.
 Software Engineering (1) |
|---|
Get referred to Green Dot
See people who can refer or advise you
- At least 5 years of experience in software engineering, including at least 1 year in a technical leadership role.
- A strong portfolio demonstrating experience developing secure and standards-compliant code across multiple platforms.
- Fluency in several of C#, .NET, and SQL, with hands-on experience using cloud platforms, container technologies, and caching frameworks.
- Hands-on experience with Azure native services, including API Management, Azure SQL, Cosmos DB, and Key Vault.
- A solid understanding of RESTful API design, OAuth2, and OpenAPI specifications.
- Familiarity with event-driven and microservice-based architecture patterns, including Service Bus and Event Hubs.
- Hands-on experience implementing observability dashboards and platforms such as Datadog and Grafana.
- Ability to work in a fast-paced environment supporting iterative delivery of mission-critical, revenue-critical, customer-facing applications.
- Deep knowledge of Git, DevOps, Agile Scrum, security best practices in financial services, PCI DSS, and SOC 2.
- Ability to work in the United States without current or future sponsorship.
- Ability to meet the specified approved-location requirement.
- Design and develop APIs and microservices supporting BaaS onboarding and partner integration.
- Collaborate with product managers, architects, and other engineering teams to define technical requirements and deliver robust solutions.
- Support engineering excellence through code reviews, mentoring, and best practices in continuous integration and continuous delivery, testing, and observability.
- Ensure compliance with service-level agreement standards and contribute to monitoring and alerting systems.
- Contribute to incident response and root cause analysis to improve system reliability.
- Draft architectural and design documentation to support design-options analysis and decision-making.
- Evaluate emerging technologies from applicability and feasibility through adoption paths.
- Refactor and extend the existing codebase to fix defects and add features and functionality.
- Develop durable and flexible systems by designing for change and favoring configurability over customization.
- Prior experience in fintech or embedded finance platforms.
- Familiarity with partner-onboarding workflows and service-level agreement management.
- Contributions to open-source projects or technical publications.
Green Dot provides financial technology services by offering accessible banking products such as prepaid debit cards, checking accounts, and money management tools for individuals, small businesses, and enterprises. Its platform leverages technology to deliver user-friendly financial services, enabling customers to manage money digitally and on the go. Revenue comes from card transaction fees, account maintenance charges, and partnerships with other financial institutions. Unlike traditional banks, Green Dot emphasizes inclusive, easy-to-use banking and leverages partnerships to expand its offerings across diverse customer segments. The company aims to make banking more inclusive and efficient by reimagining how people interact with money.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Austin, Texas
Founded
1999
Get referred to Green Dot
See people who can refer or advise you
Simplify's Take
What believers are saying
- August 2026 results showed revenue up 17.8% year over year to $1.252 billion.
- Shareholders approved the CommerceOne split on June 23, 2026 with over 99% support.
- Varo launched fee-free Kroger cash deposits in August 2026 using Green Dot’s network.
What critics are saying
- Three New York lawsuits attacked the CommerceOne deal in May and June 2026.
- Federal Reserve, Alabama, and Utah approvals still block closing into third quarter 2026.
- Failed approvals strand Green Dot between shrinking consumer accounts and breakup costs.
What makes Green Dot unique
- Green Dot’s Arc network powers embedded-finance and cash-processing rails for Varo and retailers.
- CommerceOne’s 2026 split preserves the bank charter while Smith Ventures buys fintech assets.
- Green Dot combines regulated banking, retail cash access, and B2B payments in one platform.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Remote Work Options
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 0%2 year growth
↑ 0%Green Dot Corporation's Banking-as-a-Service segment is driving growth, with B2B Services revenues rising 28.6% year-over-year to $448.4 million in Q2 2026. Gross dollar volume increased 22% to $42.25 billion, whilst active accounts grew 9.4% to 1.98 million. However, Consumer Services revenues fell 9% to $84.8 million, with active accounts declining 12%. The segment faces pressure from lower acquisition activity and the shift from retail cards to digital banking. The stock trades at a forward price-to-earnings ratio of 8.05, below its sub-industry average of 18.55. Yet adjusted EBITDA fell 12% to $40.2 million, with margins contracting to 6.8% from 9.1%. Green Dot held $1.14 billion in cash and $3.03 billion in investment securities at end-June, providing financial flexibility.
Varo Bank and Green Dot partner to turnKroger checkout lanes into cash deposit points. Varo Bank and Green Dot enable cash deposits at Kroger registers, turning retail lanes into vital financial hubs for digital banking customers. Curated by Financing Your Way from original reporting by Finextra - Lending. Summary is AI-assisted and editorially reviewed - see its editorial standards. This partnership between Varo Bank and Green Dot is a significant move for retailers looking to bridge the gap between physical cash and digital banking. By turning Kroger checkout lanes into cash deposit points, the initiative simplifies how customers move money into the digital ecosystem. For retailers and operators, this highlights a growing trend: the physical store is no longer just a place to buy goods. It is becoming a vital node in the financial services network. When customers can deposit cash at your register, it increases foot traffic and builds store loyalty. For the consumer financing industry, this is particularly relevant because it provides unbanked or underbanked shoppers with an easier way to fund digital accounts. Those accounts are often used to make payments on Buy Now, Pay Later (BNPL) plans or other consumer loans. If your customers deal heavily in cash, tools like this make it easier for them to qualify for and manage digital financing options. This move signals that the 'last mile' of banking is moving away from bank branches and directly into the retail environment. Retailers should keep an eye on these integrations as they can reduce friction for cash-heavy shoppers wanting to participate in the digital economy. Who else is covering this
Stablecoin clearing house Augustus clears hurdle to open national bank Augustus, previously known as Ivy, has received conditional approval from the Federal Deposit Insurance Corp. for deposit insurance. Augustus, which recently obtained similar clearance from the Office of the Comptroller of the Currency to form a national bank, is expected to become a clearing bank built on a stablecoin and an AI-native core. The FDIC is requiring the bank to have nearly $73.7 million in initial capital. Co-Founder Ferdinand Dabitz will serve as the bank's CEO. Greg Quarles, former CEO of Green Dot Bank, will serve as president.
Jacobs Asset Management LLC raises holdings in Green Dot Corporation $GDOT. July 26, 2026 Key points. * Jacobs Asset Management more than doubled its Green Dot stake in the first quarter, increasing holdings by 115.2% to 225,000 shares worth about $2.5 million. The stock now represents 1.5% of the fund's portfolio. * Institutional ownership remains very high, with 92.56% of Green Dot shares held by hedge funds and other institutional investors. Several other firms also recently added to or initiated positions in the company. * Green Dot reported better-than-expected quarterly results, posting EPS of $1.12 versus the $0.88 estimate and revenue of $652.03 million versus forecasts of $597.39 million. Analysts currently have a consensus rating of "Hold" with a price target of $16.12. * MarketBeat previews top five stocks to own in August. Jacobs Asset Management LLC raised its stake in shares of Green Dot Corporation (NYSE:GDOT - Free Report) by 115.2% during the first quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutional investor owned 225,000 shares of the financial services provider's stock after purchasing an additional 120,464 shares during the quarter. Green Dot comprises 1.5% of Jacobs Asset Management LLC's holdings, making the stock its 25th biggest position. Jacobs Asset Management LLC owned approximately 0.40% of Green Dot worth $2,524,000 as of its most recent filing with the Securities and Exchange Commission. Other hedge funds have also modified their holdings of the company. Steel Partners Holdings L.P. acquired a new position in Green Dot in the 4th quarter worth approximately $48,332,000. No Street GP LP boosted its holdings in Green Dot by 150.0% during the third quarter. No Street GP LP now owns 4,000,000 shares of the financial services provider's stock worth $53,720,000 after buying an additional 2,400,000 shares in the last quarter. Western Standard LLC boosted its holdings in Green Dot by 196.8% during the fourth quarter. Western Standard LLC now owns 1,977,500 shares of the financial services provider's stock worth $25,332,000 after buying an additional 1,311,170 shares in the last quarter. CenterBook Partners LP boosted its stake in shares of Green Dot by 406.7% during the 4th quarter. CenterBook Partners LP now owns 1,233,176 shares of the financial services provider's stock worth $15,797,000 after acquiring an additional 989,823 shares in the last quarter. Finally, Oberweis Asset Management Inc. acquired a new stake in Green Dot in the third quarter valued at approximately $13,031,000. 92.56% of the stock is owned by institutional investors and hedge funds. Green Dot trading up 1.3%. Shares of NYSE GDOT opened at $13.27 on Friday. The company has a current ratio of 0.50, a quick ratio of 0.50 and a debt-to-equity ratio of 0.07. The stock has a market capitalization of $752.14 million, a PE ratio of -10.05 and a beta of 0.83. Green Dot Corporation has a twelve month low of $9.31 and a twelve month high of $15.41. The stock has a fifty day simple moving average of $13.08 and a 200-day simple moving average of $12.32. Discover more Market Cap Calculator EV Market Analysis Green Dot (NYSE:GDOT - Get Free Report) last posted its earnings results on Monday, May 11th. The financial services provider reported $1.12 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.88 by $0.24. Green Dot had a positive return on equity of 7.56% and a negative net margin of 3.25%.The firm had revenue of $652.03 million for the quarter, compared to analyst estimates of $597.39 million. On average, equities analysts forecast that Green Dot Corporation will post 1.33 earnings per share for the current year. Analysts set new price targets. Several brokerages have recently issued reports on GDOT. Zacks Research lowered shares of Green Dot from a "strong-buy" rating to a "hold" rating in a research report on Monday, July 13th. Weiss Ratings reissued a "sell (d-)" rating on shares of Green Dot in a research note on Friday, July 17th. One research analyst has rated the stock with a Buy rating, three have assigned a Hold rating and one has given a Sell rating to the company. Based on data from MarketBeat.com, the company presently has a consensus rating of "Hold" and a consensus price target of $16.12. About Green Dot. Green Dot Corporation NYSE: GDOT is a financial technology and bank holding company that provides prepaid debit cards, cash reload processing services and consumer banking products through its subsidiary, Green Dot Bank. The firm offers reloadable prepaid cards under its own brand and through partnerships with retailers, payments networks and banks. In addition to consumer-focused prepaid card accounts, Green Dot delivers payroll card services, government disbursement programs and B2B payment solutions that enable businesses to distribute funds digitally to end users. Founded in 1999 by Steve Streit and headquartered in Austin, Texas, Green Dot began as a prepaid MasterCard provider sold through retail outlets. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Green Dot, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Green Dot wasn't on the list. While Green Dot currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys. The AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. However, you don't have to wait to invest. This report shows seven AI stocks that you can buy today while the big model providers get ready to go public.
Legal aid for AI agents and other digital transactions news briefs from 6/24/26. * The American Arbitration Association, working with Integra Ledger and other companies, announced the launch of the Legal Context Protocol for agentic commerce. The participants say the protocol constitutes an open standard for legal terms, consent, and dispute resolution for transactions performed by AI agents on behalf of people and organizations. * Fraud prevention services provider Forter debuted Forter Agents, a suite of five services to aid agentic commerce practices. * Point-of-sale system maker and payments provider Toast Inc. released its 2026 U.S. tipping report that found tips at full-service restaurants averaged 19.3% and 15.8% at quick-service restaurants. * Alchemy Pay, a Hong Kong-based payments gateway that connects fiat and cryptocurrency, said it has secured a money-transmitter license in Illinois, the 18th state that has conferred the license on the company. * Blockchain.com, a technology provider for cryptocurrency transactions, said it has expanded its operations in Brazil with a service allowing local businesses to move and settle funds across borders. The company is based in London with U.S. offices in Miami and Dallas. * French processing giant Worldline said it is the first payments platform in Europe to offer click-to-pay capability for recurring payments. Having launched Click to Pay in 2019, the four U.S. card brands that developed it began their plans for global expansion in 2020. * Issuer processor Thredd said it has implemented Visa Cloud Connect in the Asia-Pacific region. The technology allows businesses to access VisaNet through cloud infrastructure. VisaNet is Visa Inc.'s global network. * Google said Google Wallet is the first digital wallet partner for the TSA PreCheck Touchless ID for travelers. * Payouts Network announced Jamison Jaworski has joined the company as chief revenue officer. Jaworski comes to the company from Green Dot Corp., where he served as a senior vice president, according to his LinkedIn profile. * Nonprofit association PayTech Women said Leslie Pearce, senior vice president and head of relationship and strategy at Fiserv Inc., and Erica Woods, head of U.S. state and local policy at Stripe Inc., joined its board of directors.