J

JP Morgan Chase

Runs a consumer bank and an investment bank

Vice President - Head of Balance Transfer Strategy

Full-Time
$133k - $215k/yr
Senior, Expert
Bachelor's, Master's
New York, NY, USA+1 moreMore locations: Wilmington, DE, USA
Remote
Business & StrategyCorporate Strategy
No H1B Sponsorship

About the job

Requirements
  • Minimum 8 years of experience in strategy, product management, consumer lending, credit cards, financial services, consulting, analytics, risk management, finance, or marketing strategy.
  • Demonstrated experience owning or materially influencing financial outcomes for a lending, payments, financial services, or customer growth business.
  • Strong executive communication skills, including the ability to simplify complexity, frame tradeoffs, and present clear recommendations.
  • Strong analytical skills, with the ability to interpret financial, customer, credit, and marketing data and translate insights into decisions.
  • Experience developing segmentation, targeting, pricing, offer, or channel strategies that drive measurable business outcomes.
  • Proven ability to influence senior stakeholders and lead cross-functional teams in a matrixed environment.
  • Customer-centered problem-solving skills that connect customer needs to operational realities and business performance.
  • Strong execution discipline, including prioritization, decision-making with imperfect information, and delivering to timelines.
  • Bachelor’s degree or equivalent practical experience.
  • Applicants must be authorized to work for any employer in the United States.
Responsibilities
  • Own the end-to-end balance transfer strategy, including growth priorities, offer design, pricing, targeting, segmentation, and eligibility.
  • Manage full business performance and financial outcomes, setting clear objectives and tracking results through disciplined reporting.
  • Build and run a test-and-learn agenda across segments, channels, lifecycle moments, and offer constructs to drive measurable impact.
  • Partner with product, marketing, risk, finance, analytics, operations, legal, compliance, and controls to evaluate tradeoffs and deliver outcomes.
  • Influence roadmap priorities by defining high-value opportunities, expected outcomes, and business requirements.
  • Translate customer needs, behavioral insights, portfolio trends, and macro dynamics into clear recommendations and business cases.
  • Produce executive-ready updates that simplify complex topics and support fast, high-quality decision-making.
  • Lead cross-functional execution from strategy through implementation with strong accountability and stakeholder management.
  • Develop and coach a high-performing team while sustaining strong governance, risk management, and controls.
Desired Qualifications
  • MBA or advanced degree in business, finance, economics, analytics, marketing, or a related field.
  • Experience with U.S. credit cards, unsecured lending, existing customer marketing, portfolio management, promotional financing, or balance transfer products.
  • Background in pricing strategy, credit risk strategy, segmentation, campaign optimization, marketing analytics, or digital product strategy.
  • Hands-on experience applying artificial intelligence or advanced analytics to targeting, pricing analysis, test design, performance diagnostics, or process automation.
  • Experience building materials for executive business reviews, investment forums, governance, or strategic planning.
  • Familiarity with regulatory, control, compliance, and governance expectations for consumer lending products.

About the company

JPMorgan Chase runs the largest bank in the United States, which serves households and small businesses as Chase and large companies, governments, and investors as J.P. Morgan. During the 2008 financial crisis it bought the failing investment bank Bear Stearns and lender Washington Mutual, and in 2023 it took over First Republic Bank after regulators seized it. Chase takes deposits and earns interest on credit cards, mortgages, and car loans, while the investment side earns fees for advising on mergers, raising money for companies, trading stocks and bonds, and managing wealth. Formed in a 2000 merger, JPMorgan Chase traces its roots to 1799 and is based in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1799

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Simplify's Take

What believers are saying

  • Growth is broad-based: every JPMorgan division posted record revenue in the June 2026 quarter, and trading jumped 35%.
  • Stock grants gained value: shares rose 21% in three months, valuing JPMorgan at $965 billion in August 2026.
  • Tech teams are well funded: JPMorgan's nearly $20 billion yearly tech budget is the largest in banking.

What critics are saying

  • AI is shrinking some teams: Dimon said in July 2026 that AI cut up to 40% of certain roles.
  • Plan on five office days a week: JPMorgan ended hybrid schedules for all staff in early 2025.
  • It is fighting the president in court: Trump sued JPMorgan for $5 billion in January 2026 over his closed accounts.

What makes JP Morgan Chase unique

  • It ranks first in investment banking: JPMorgan earned 9.3% of global deal fees in the first half of 2026.
  • It trains future CEOs: 10 Fortune 500 chiefs were JPMorgan alumni in September 2025, fifth-most of any employer.
  • Its payments arm is a hidden giant: JPMorgan says it processes $12 trillion a day across 160-plus countries.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Paid Sick Leave
  • Paid Holidays

Growth & Insights and Company News

Headcount

6 month growth

-9%

1 year growth

-4%

2 year growth

-4%
Bloomberg
Oct 19th, 2026
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JPMorgan Chase & Co. is launching its deposit token, JPM Coin, on Ethereum for institutional clients. The move extends the lender's push into blockchain payments as Wall Street grows more comfortable moving money on public networks.

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JPMorgan takes 5.26% stake in Peet, with 24.76M shares

JPMorgan Chase & Co. and its affiliates became a substantial holder in Peet Ltd on October 14, 2026, with a relevant interest in 24,757,726 ordinary shares. That equals 5.26% of voting power. The shares sit with two subsidiaries. J.P. Morgan Securities Australia Limited holds 15,414,744 shares through principal or proprietary trading. J.P. Morgan Securities PLC holds 840,285 shares the same way, plus 8,502,697 through rehypothecation of client securities under a Prime Brokerage Agreement. The filing lists trades by the Australian unit at A$1.65 to A$1.67 per share, starting June 15, 2026. Compliance officer Zahid Rasheed signed the disclosure on October 16, 2026.

Yahoo Finance
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Goldman edges JPMorgan on growth and valuation as both banks pay ~2% dividend yields

Goldman Sachs edges out JPMorgan Chase as the better buy for dividend investors, according to a Barchart comparison of the two banks. Goldman has the stronger recent numbers. Its annual sales rose 8.9% to $58.3 billion, and net income climbed 20.3% to $17.2 billion. JPMorgan's sales rose 0.5% to $280.3 billion, while net income slipped 2.4% to $57 billion. Dividends are close. Goldman pays $20 a share a year, a yield of about 2.2%, and JPMorgan pays $6.60, about 2%. Both payout ratios are near 25%. Goldman trades at about 13x forward earnings, against nearly 14x for JPMorgan. Analysts rate both stocks "Moderate Buy," with high targets implying upside of up to 44% for Goldman and 27% for JPMorgan.

Yahoo Finance
Oct 16th, 2026
JPMorgan bars outside AI agents from customer accounts, citing "rogue agents" risk

JPMorgan Chase is blocking outside AI agents from logging in to or acting on customer accounts, chief executive officer Jamie Dimon said on its third-quarter earnings call. He cited security risks from "rogue agents." "We're not going to allow just any outside agent to come in inside the company because that's just too risky for clients and for JPMorgan," Dimon said. The bank blocks third-party agents that try to obtain customers' banking credentials, but still supports customer-authorized data sharing through open banking providers. Other firms take a looser approach. Germany's Scalable Capital opened its platform to ChatGPT, Claude, and Grok in August, though users must approve every trade. Dimon said JPMorgan is building its own tools to protect customers.

Asset Servicing Times
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Aztec Group welcomes Jing Wang.

Aztec Group welcomes Jing Wang. 16 October 2026 UK Reporter: Madison Hendrickson Aztec Group has appointed Jing Wang as head of AI. Wang will build and lead the firm's new AI technology and enablement team, which it says is focused on where machine learning and AI can create value for clients and colleagues while maintaining governance, control, and security. In her role, Wang will lead development and delivery of Aztec's AI strategy across the group, working with technology, products, and operations colleagues to embed AI into core operations. Wang joins Aztec from JPMorgan Chase where she served as head of AI products for Chase UK and was responsible for developing the bank's generative AI capabilities and accompanying safety guardrails to bring it into production. Prior to JPMorgan Chase, Wang held a senior AI and machine learning leadership role at Amazon Web Services where she developed enterprise AI solutions for regulated industries including financial services. Wang comments: "In private markets, value is built on accuracy, judgement, and trusted partnerships. AI is most effective when it helps take the weight of routine work away from specialists, allowing them to focus on the insight and advice that make the greatest difference. "I'm excited to be joining at this stage in Aztec's growth and look forward to helping shape that capability and its value for clients." Jason Adams, chief technology officer at Aztec Group, adds: "AI has enormous potential, but success depends on applying it in ways that are aligned to client needs. "Jing has deep technical expertise, product leadership, and experience building AI solutions at global scale within highly regulated environments." Next people moves article NO FEE, NO RISK 100% ON RETURNS If you invest in only one asset servicing news source this year, make sure it is your free subscription to Asset Servicing Times