Full-Time

Corporate Credit Senior Associate

Posted on 2/25/2025

Citigroup

Citigroup

10,001+ employees

Global financial services and banking provider

Compensation Overview

$96.4k - $144.6kAnnually

+ Incentive Awards + Retention Awards

Mid, Senior

Houston, TX, USA + 1 more

More locations: Irving, TX, USA

Category
Risk Management
Finance & Banking
Requirements
  • Demonstrable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management, or equivalent credit experience.
  • Strong knowledge of Credit Processes and organizational awareness.
  • Strong analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks.
  • Experience in preparing presentations decks.
  • Experience in adherence to control environment including Quality Assurance and Quality Control.
  • Strong interpersonal skills, with the ability to build relationships and influence team.
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.
  • Clear written and verbal communication skills; ability to communicate to senior stakeholders.
  • Solid Microsoft Office (Word, Excel, and PowerPoint) skills.
  • BA/BSc Finance or Accounting or any other related subject.
Responsibilities
  • Assess the credit and financial strength of Citi’s clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Team Leads, ICM Risk and Business partners.
  • Reviewing and providing recommendation on the risk ranking across this sector.
  • Partnership with applicable industry stakeholders in the Business and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives.
Desired Qualifications
  • Pipeline Management
  • Experience writing Credit memo's
  • Good knowledge of corporate finance and loan markets

Citigroup provides a wide range of financial products and services to various clients, including consumers, corporations, and governments. Its services encompass consumer banking, credit, corporate and investment banking, securities brokerage, and wealth management. Citi operates in over 160 countries, utilizing its extensive global network and technology to offer solutions tailored to its diverse client base. Unlike many competitors, Citi's strength lies in its comprehensive suite of services and its ability to facilitate international trade and investment. The company's goal is to manage financial assets effectively while also committing to sustainability and social responsibility through significant investments in environmental, social, and governance initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

Tel Aviv-Yafo, Israel

Founded

1812

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Simplify's Take

What believers are saying

  • Citi's partnership with Mastercard enhances its position in the digital banking sector.
  • 'Green Deposits' align with the growing demand for sustainable banking products.
  • Citi's involvement with Jumia taps into the expanding African e-commerce market.

What critics are saying

  • Increased competition from digital platforms like Versana may challenge Citi's market share.
  • Citi's partnership with Jumia exposes it to risks in the volatile African e-commerce market.
  • Regulatory challenges may arise from Citi's collaboration with Mastercard for Google Pay Plex accounts.

What makes Citigroup unique

  • Citi's global reach spans over 160 countries, offering unmatched international banking services.
  • The company integrates ESG initiatives, appealing to environmentally-conscious investors and customers.
  • Citi's technological infrastructure supports innovative solutions in consumer and corporate banking.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

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