Full-Time

Underwriting Rules Writer

Underwriting Strategies

Confirmed live in the last 24 hours

Ethos Life

Ethos Life

501-1,000 employees

Online life insurance provider with no exams

No salary listed

Mid, Senior

Bengaluru, Karnataka, India

Category
Editing & Proofreading
Technical Writing
Content & Writing
Required Skills
Agile
JIRA
Connection
Connection
Connection
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Requirements
  • 3-5+ years of life new business underwriting and case management experience
  • Extensive experience with underwriting rules engines and rules management
  • Comfortable working in an agile environment and leveraging systems such as JIRA
  • An understanding of data and models in the underwriting process
  • The ability to communicate results and needs among multiple parties
  • A record of identifying opportunities and quickly delivering solutions
  • Desire to be a team player in a dynamic environment
  • An obsession with the customer and ability to challenge the status quo
  • Experience in ownership of end-to-end unit testing process
Responsibilities
  • Co-author an automated underwriting rules ecosystem for the risk assessment process
  • Responsible for maintaining and improving the underlying rules within the engine
  • Maintain and update underwriting criteria that is systematically performed by the system for current products that are sold and/or administered through Ethos
  • Continued review of evidence and synthesization of underwriting data from all sources
  • Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines
  • Solidify protocols for rule and system enhancements
  • Maintain appropriate documentation for underwriting criteria, guidelines and workflows
  • Ability to prioritize system decisions based on business need, business case and ROI
  • Ensure end-user proficiency with new systems, programs, and applications across departments through onboarding training and regular updates
  • To serve as a technical liaison between the Underwriting Strategy team and the IT team
  • Serve as an underwriting rules expert for the Underwriting Strategy team
  • Responsible for pre- and post- prod testing of underwriting updates, rules, and data sources
  • Foster and encourage an environment of psychological safety
  • Participate in the labeling of ground truth data, enhancing the accuracy and predictive power of our underwriting models.
Desired Qualifications
  • SQL/Python
  • Background in medical encoding or similar field related to life or health insurance, with an understanding of medical terminology and its application in life or health insurance domains.
  • Familiarity with data labeling processes for machine learning models is a bonus.

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos offers both term life insurance, which covers a set period, and whole life insurance, which provides lifelong coverage, earning commissions from policies sold through partner carriers. Additionally, Ethos differentiates itself by providing complimentary estate planning tools, such as free wills and estate plans, enhancing the overall customer experience. The goal of Ethos Life is to simplify life insurance access while offering affordable rates and financial protection to its clients.

Company Size

501-1,000

Company Stage

Series D

Total Funding

$406.5M

Headquarters

Austin, Texas

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for no-exam life insurance policies boosts Ethos's market potential.
  • Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.
  • Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

What critics are saying

  • Departure of key executives like CFO Anan Kashyap may affect financial strategy.
  • Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.
  • Recent layoffs may indicate financial strain, affecting employee morale and performance.

What makes Ethos Life unique

  • Ethos Life offers a fully online life insurance application process, eliminating medical exams.
  • The company provides complimentary estate planning tools, enhancing customer value and experience.
  • Ethos partners with major insurers like Legal & General America to ensure policy reliability.

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Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
Coverage
Jan 8th, 2025
Ethos Partners With Protective Life

Ethos Life <i class="fa fa-info-circle company-popover" data-content="h3Ethos Life/h3. div. table

Coverage
Nov 7th, 2024
Matt Fowler Joins Ethos

Life insurance provider. Ethos Life <i class="fa fa-info-circle company-popover" data-content="h3Ethos Life/h3. div

Wink Intel
Jan 17th, 2024
Ameritas Teams With Ethos on Indexed Universal Life Product

Ameritas teams with Ethos on indexed universal life product.

PR Newswire
Jan 9th, 2024
Ameritas and Ethos launch new index universal life product

LINCOLN, Neb., Jan. 9, 2024 /PRNewswire/ - Ameritas and Ethos have introduced a new index universal life insurance product offered exclusively through Ethos, providing customers with the speed and convenience of a web-based process alongside the guidance of an agent.

Cook County Record
Nov 18th, 2023
Ethos Seafood accused under IL genetics privacy law for asking workers about medical histories

A class action lawsuit accuses Hodgkins-based seafood seller Ethos of violating an Illinois genetic information privacy law by allegedly asking workers about their family medical histories.