Full-Time

Senior Staff Software Engineer

Backend, ML Platform

Updated on 2/6/2025

Affirm

Affirm

1,001-5,000 employees

Provides buy now, pay later financing solutions

Fintech
Financial Services

Compensation Overview

$232k - $310kAnnually

+ Equity Rewards + Monthly Stipends

Expert

Company Historically Provides H1B Sponsorship

Remote in USA

Remote position with occasional office visits required.

Category
Backend Engineering
Software Engineering
Required Skills
Kotlin
Kubernetes
Python
Airflow
MySQL
Apache Spark
AWS
Data Analysis

You match the following Affirm's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 10+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
  • Strong experience leading multiple engineering teams to deliver high quality software.
  • Track record of successfully leading engineering teams at both rapidly scaling startups and complex larger technology companies.
  • Expertise in synthesizing complex technical requirements, designs, trade-offs, and capabilities into clear decisions to influence ML & engineering direction.
  • Extensive experience developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
  • Experience building and operating online, real-time ML infrastructure including a model server and a feature store.
  • Experience developing an offline environment for large scale data analysis and model training using technologies including Spark, Kubeflow, Ray, and Airflow.
  • Experience delivering major features and system components.
  • You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
  • Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
Responsibilities
  • You will set the multi-year, multi-team technical strategy for ML Platform and deliver it through direct implementation or broad technical leadership.
  • You will partner with technical leaders across the company to create joint roadmaps that will achieve business impacting goals through the advancement of machine learning.
  • You will act as a force-multiplier for your teams through your definition and advocacy of technical solutions and operational processes.
  • You have an ownership mindset, and you will proactively champion investments in availability so that every project in your area achieves its availability targets.
  • You will foster a culture of quality and ownership on your team by setting system design standards for your team, and advocating for them beyond your team through your writing and tech talks.
  • You will help develop talent on your team by providing feedback and guidance, and leading by example.

Affirm provides point-of-sale financing solutions as an alternative to traditional credit cards, allowing consumers to make purchases and pay over time through installment plans without hidden fees. The company partners with merchants to integrate its "buy now, pay later" (BNPL) services into their sales platforms, making it easy for businesses to offer flexible payment options. Unlike many competitors, Affirm emphasizes transparency and user-friendly technology, generating revenue through interest on loans and fees from merchants. The goal of Affirm is to empower consumers with flexible payment solutions while enhancing the shopping experience for both consumers and merchants.

Company Stage

IPO

Total Funding

$1.1B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

-4%

1 year growth

-4%

2 year growth

-10%
Simplify Jobs

Simplify's Take

What believers are saying

  • Affirm's partnership with Liberty Mutual boosts its loan capacity by $5 billion until 2027.
  • FICO's inclusion of BNPL data could improve Affirm users' credit scores, attracting more customers.
  • Affirm's entry into the UK market taps into a 20% growth in BNPL volumes.

What critics are saying

  • Increased competition in the UK from PayPal and Klarna may limit Affirm's growth.
  • Potential regulatory challenges in the UK could affect Affirm's operations and compliance costs.
  • CE 100 Index decline may impact investor sentiment towards BNPL companies like Affirm.

What makes Affirm unique

  • Affirm offers transparent installment loans with no hidden fees, unlike traditional credit cards.
  • Affirm partners with over 2,000 merchants, enhancing consumer purchasing power at checkout.
  • Affirm's user-friendly APIs enable seamless integration with online and in-store shopping platforms.

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Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.