Full-Time

Collections Specialist

First Party

TrueML

TrueML

51-200 employees

Digital debt collection platform for consumers

Compensation Overview

$20/hr

Lenexa, KS, USA

In Person

Regular in-person attendance is required at the Lenexa office.

Category
Accounting (1)
Required Skills
Sales
Quality Assurance (QA)

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Requirements
  • High school diploma or GED is required.
  • A high sense of ownership, resilience, and a reputation for dependability are required.
  • Professional communication and interpersonal skills are required.
  • Skills in problem-solving, negotiation, conflict resolution, critical thinking, and prioritizing multiple tasks are required.
  • A commitment to compassionate, high-quality customer service is required.
  • Regular in-person attendance at the Lenexa office is an essential function of the role.
  • The role requires computer-based work, use of standard office technology, and communication through verbal, written, and digital channels.
  • The role may require occasional flexibility outside standard business hours and occasional local or international travel.
Responsibilities
  • Engage directly with consumers to understand their situations and guide them toward resolving outstanding account balances.
  • Manage inbound and outbound calls, email, and chat to establish payment solutions and achieve account-resolution goals.
  • Meet and surpass key performance indicators for promotion opportunities.
  • Uphold quality and compliance standards while applying an empathetic approach to debt recovery.
  • Work in a call-center environment and collaborate with the team to help consumers achieve financial stability.
  • Move throughout the office and occasionally lift or move office materials weighing less than 10 pounds.
Desired Qualifications
  • Prior experience in sales, customer retention, or handling objections and rejections is beneficial.
  • Experience as a Collections Specialist, Collector, Collection Agent, Recovery Specialist, or similar is nice to have.

TrueML provides fintech solutions focused on debt collection and consumer financial health. Its flagship product, TrueAccord, is a digital-first platform that automates and optimizes debt recovery for creditors and debt buyers while prioritizing a positive customer experience. Another offering, True Life Solutions, includes Engage, a consumer-facing communication portal that enables collectors, creditors, and individuals to view, negotiate, and track debt repayment offers. The company generates revenue through subscriptions and transaction fees for its technology platforms. TrueML differentiates itself by combining data science and customer-experience expertise to create accessible, inclusive financial services and by delivering a more humane, digital-first approach to debt collection. Its goal is to make financial services easier to understand and use for everyone, helping people manage and pay down debt while delivering measurable results for lenders.

Company Size

51-200

Company Stage

N/A

Total Funding

$199.9M

Headquarters

Lenexa, Kansas

Founded

2013

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Simplify Jobs

Simplify's Take

What believers are saying

  • Sentry Credit expanded TrueML's addressable market and service depth in May 2025.
  • PitchBook tracked a July 2025 later-stage round and roughly $142 million raised.
  • Retain crossed $1 billion collected, proving product-market fit across delinquent customer workflows.

What critics are saying

  • Pennsylvania sued TrueAccord on June 24, 2025 over tribal lending practices.
  • Robertson v. TrueAccord was dismissed March 10, 2026, but FDCPA exposure remains.
  • High complaint volume around 'debt not owed' damages trust and invites regulator scrutiny.

What makes TrueML unique

  • TrueML pairs patented machine-learning routing with debt collection, not generic workflow software.
  • May 2025 Sentry Credit acquisition added first-party collections and litigation services.
  • Retain's client-branded digital engagement links creditor compliance, personalization, and recovery in one stack.

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Benefits

Unlimited Paid Time Off

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

401(k) Retirement Plan

Family Planning Benefits

Mental Health Support

Wellness Program

Company News

PR Newswire
Feb 28th, 2025
Trueml Leadership Recognized At Rmai'S Annual Conference

"The work RMAI does for the debt collection industry and its members is critical to building a better financial lifecycle for businesses and consumers, especially its ever-evolving certification standards," said Kelly Knepper-Stephens, Chief Legal Officer, TrueML

Crowdfund Insider
Sep 20th, 2023
Trueml Products, A Fintech Developing Intelligent, Digital Communication Tools To Handle Delinquencies, Reports Key Milestone

TrueML Products, a Fintech company developing products that enable intelligent, digital communication, announced that clients have used Retain, the company’s flagship product, to drive engagement since January with more than 1 million delinquent customers that enabled recovery of $375 million in past-due balances.Total dollars collected on the Retain product “exceed $1 billion.” Retain is a scalable, client-branded digital engagement tool powered by “an optimization engine to automate clients’ digital communications and help boost customer engagement.”Retain uses a patented decision engine and engagement data “from individual interactions to optimize communication delivery and support clients’ communication efforts.”The product offers email and SMS deliverability that “enables businesses to improve communications at scale, preserve customer relationships, and maintain compliance with built-in technology that ensures the client-specified regulatory requirements are met no matter where customers are located.”Naama Bloom, General Manager at TrueML Products, said:“In today’s challenging economic landscape, more businesses are experiencing difficulty engaging with delinquent customers, and Retain helps them improve their connection rates with those customers in order to maintain relationships and get them back on track. Managing customer communications at scale can be challenging and expensive, but using Retain allows our clients to automate delinquency communications on digital channels, leading to increased customer engagement and subsequent repayment while reducing operational costs.”Retain prioritizes customer engagement and preference “with digital communications and intelligent, optimized timing and channel selection that is critical to preserving customer relationships, like the lender-borrower relationship.”Companies use Retain to “engage users more effectively and efficiently with a digital-first approach and can reduce the need for expensive headcount to contact customers or scale operations, freeing up resources for productive inbound operations as needed.”Clients have reported four times increased agent efficiency, “up to a 75 percent reduction in full-time employees needed for customer communications, and a 13 percent overall decrease in cost to recover while using Retain for digital delivery.”

Crowdfund Insider
Jan 16th, 2023
Fintech Firm Trueml Appoints Thomas Overton As Chief Technology Officer

One True Holding Company d/b/a/ TrueML, a financial technology software company developing machine learning-driven products that enable intelligent, digital communication in the financial services space, announced that Thomas Overton will “join as Chief Technology Officer.”. TrueML develops software using patented machine learning technology “to create a digital-first process that aligns with consumer communication preferences.” As a mission-driven company, TrueML aims “to bring solutions to the marketplace that redefine how creditors and consumers engage in debt collection.”. TrueML’s mission is “supported by data scientists, financial services industry experts and customer experience enthusiasts collectively building technology to serve people in a digital-first way by recognizing their unique needs and preferences as human beings and endeavoring toward ensuring nobody gets locked out of the financial system.”