BCBS is a federation of 34 independent member insurers that licenses the Blue Cross Blue Shield brand to those members, and the association itself does not sell insurance but coordinates national marketing, research, advocacy, and brand support. Each member insurer tailors plans to its local market and markets them under the licensed BCBS brand; revenue comes from premiums and investments, while member companies build the provider network. The system is decentralized and community-based, with independent local companies under a single brand, backed by shared marketing, advocacy, and research resources. Its goal is to expand access to health insurance and healthcare by combining local market flexibility with a national brand and support system for broad coverage.
Company Size
1,001-5,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Chicago, Illinois
Founded
1910
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