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German American Bank

Banking, investments, and wealth management services

Mortgage Loan Originator

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeLouisville, KY, USANo salary listedIn-person

About the Job

Requirements

  • Obtain or be willing and able to obtain an NMLS State License or Federal NMLS Registration.
  • Have at least 1 year of experience in real estate, mortgage, or equivalent sales.
  • Use entrepreneurial and business-development/sales skills.
  • Analyze customer income, debts, and other information to identify needs.
  • Have verbal, written, and interpersonal skills.
  • Know Conventional, VA, USDA, FHA, FNMA, and portfolio underwriting guidelines.
  • Know mortgage compliance regulations, business acumen and judgment, and bank mortgage products, policies, and procedures.

Responsibilities

  • Collect and analyze customers’ financial profiles and advise them on appropriate mortgage products and other products and services.
  • Develop opportunities to attract new customers and cultivate referral-partner relationships with realtors, builders, bank colleagues, attorneys, former clients, CPAs, and others.
  • Sell and originate 1–4 single-family residential loans within bank- and investor-set guidelines and rates.
  • Analyze prospective borrowers’ income, assets, and liabilities to identify mortgage programs and pre-qualify borrowers for financing.
  • Follow up with applicants and obtain the information needed to process, underwrite, and close loans.
  • Work toward volume and/or unit production targets and cross-sell bank products where applicable.
  • Deliver customer service in accordance with the bank’s core values.

Desired Qualifications

  • Bilingual or multilingual ability.

About the Company

German American Bank

Banking, investments, and wealth management services

German American Bank provides banking, investments, and wealth management services to individuals, families, and businesses in Southern Indiana, Kentucky, and Ohio. Local branches and bankers offer checking and savings accounts, loans, investments, and wealth guidance to help customers manage money and plan for the future. The bank differentiates itself as a long-standing regional community bank with deep local roots, prioritizing integrity, responsive service, and close client relationships, as well as community involvement. Its goal is to help people and businesses prosper and improve quality of life by delivering practical financial solutions and reliable service.

Company size
201-500
Company stage
IPO
Headquarters
Jasper, TX
Founded
1910

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