Financial Risk Internal Control Senior Manager 1

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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Risk Internal Control provides independent oversight and challenge over the risk management framework. The function focuses on the design and effectiveness of controls, alignment with risk appetite, consistency with internal policies, compliance with the applicable management model and observance of Brazilian banking regulation. For Brazil, the position will coordinate with Global Risk Internal Control, RIC&C Brazil, Risk teams, business areas, local governance forums, committee secretariats, Internal Audit and other control functions, ensuring proper traceability, escalation and remediation of control matters within the local scope....

About the job:

Role Mission

Perform independent challenge and oversight of financial risk internal control activities for BBVA Brazil, contributing to sound credit risk decision-making, effective control environments, traceable reviews and timely follow-up of identified weaknesses or action plans.

Key Responsibilities

• Review credit risk and wholesale risk proposals within the Brazil scope, assessing their alignment with risk appetite, consistency with internal policies and compliance with applicable standards and local regulation.

• Exercise independent challenge over proposals submitted to Brazil risk governance forums, documenting conclusions, concerns and the rationale for escalation when applicable.

• Ensure strict compliance with the risk management model, internal policies, approval procedures and Brazilian banking regulation for proposals within the local decision-making scope.

• Assess the design and effectiveness of existing controls in credit risk processes, including the control objectives defined in the team work plan and in local review exercises.

• Review sector frameworks, product guidelines and approved standards to strengthen the quality and consistency of risk analysis in Brazil.

• Monitor Credit Quality Review results and other relevant control reports within the assigned Brazil scope, identifying weaknesses and adjusting the analysis approach when necessary.

• Identify control weaknesses and promote remediation plans, following up on actions through timely and effective closure.

• Support supervisory exercises, internal audits and other assurance activities related to the Risk function in Brazil, including follow-up of findings and commitments. • Analyze new businesses, products or expansion initiatives in Brazil, identifying potential financial and operational risks and assessing the sufficiency of the current control framework.

• Contribute to GRM responsibilities regarding data governance, ensuring compliance with internal standards for quality, traceability and control. • Prepare periodic activity reports for the line manager, including reviewed proposals, main conclusions, escalated cases and recurring reasons for escalation or remediation.

Maintain effective interaction with GRM Credit, Non-Financial Risk, Internal Audit, RIC&C Brazil, business areas and other relevant stakeholders.

Required Experience and Knowledge

• University degree in Finance, Economics, Mathematics, Engineering, Physics or a related quantitative or technical field. A master’s degree or postgraduate qualification will be valued.

• More than 7 years of experience in financial risk management, internal control, credit risk or related control functions.

• Solid experience in Wholesale Credit Risk, including analysis of corporates, financial institutions and/or structured finance transactions such as project finance or securitisations.

• Knowledge of credit admission processes, control frameworks, risk appetite, sector frameworks and product guidelines.

• Solid knowledge of applicable regulatory and supervisory frameworks, including Brazilian banking regulation.

• Experience in independent challenge, control assessment, assurance, audit or committee support activities in financial institutions.

• Advanced use of office and collaborative tools, including spreadsheets and data analysis capabilities.

Skills and Competencies

• Excellent analytical and problem-solving skills, with the ability to assess complex risk matters and translate findings into clear conclusions.

• Strong communication and stakeholder management skills, including interaction with senior levels and control functions.

• Proactivity, sound judgment and discipline in decision-making.

• Teamwork and collaboration with Risk, business and control areas.

• Ability to document conclusions with sufficient traceability and support an effective escalation process.

• Knowledge of data governance, BCBS 239, internal control models or BI tools will be valued.

Languages

• Portuguese: native or fluent.

• English: advanced or fluent.

• Spanish: advanced or fluent.

Skills: