A

Apple Bank

High-yield savings via Wallet app

Contact Center Representative 1

Full-Time
$40k - $50k/mo
Entry
Rochester, NY, USA+2 moreMore locations: Syracuse, NY, USA | Buffalo, NY, USA
RemoteRemote option available; weekends and evenings shift coverage may be required.
No H1B Sponsorship

About the job

Requirements
  • A high school diploma or GED is required
  • 0-1 years of experience in a banking environment preferred; call center experience is advantageous
  • Proficient in Microsoft Office programs, including Word, Excel, and PowerPoint
  • Knowledgeable in online and mobile banking platforms as well as bill payment services
  • Willingness to work a flexible schedule, including evenings and weekends
  • Ability to consistently adhere to a set schedule
  • Demonstrates refined telephone etiquette and the capability to deliver consistent service quality under pressure
  • Capable of efficiently multitasking across various systems
  • Able to protect customer accounts and information by maintaining privacy and accuracy; strictly follow call authentication procedures
  • Adhere to all applicable banking regulations
  • Visa sponsorship not available
Responsibilities
  • Deliver outstanding customer service to both external and internal clients, ensuring their financial needs are met
  • Protect customer accounts and information by maintaining privacy and accuracy; strictly follow call authentication procedures
  • Adhere to all applicable banking regulations
  • Identify and escalate calls involving concerns or suspicious activities as appropriate
  • Recommend solutions to resolve customer issues, ensuring first-call resolution through effective communication with management and relevant partners
  • Document and address complaints promptly and effectively in accordance with complaint management policies
  • Complete customer file maintenance, transactions, and requests in line with internal policies and procedures
  • Maintain adherence to call quality and service standards
  • Actively participate in call quality reviews and coaching sessions, implementing feedback to achieve or exceed individual and departmental objectives
  • Inform customers about Apple Bank’s range of products and services
  • Advocate for digital banking solutions to encourage customer self-service
  • Ensure compliance with call classification wrap-up codes, sales call logging, and Calabrio metadata logging during every customer interaction
  • Address general inquiries, provide basic ATM and debit card assistance, assist with online banking support, third-party vendor inquiries, and general questions about products and services
  • Perform additional duties and responsibilities as assigned
Desired Qualifications
  • Bilingual proficiency in Spanish is considered an asset
  • Call center experience is advantageous
  • Weekend and Evening Shift Availability Preferred

About the company

Apple Bank is a high-yield savings option offered by Goldman Sachs for Apple Card holders, accessible and manageable directly within the iPhone Wallet app. The product lets users earn interest on Daily Cash rewards automatically deposited into the Savings account and supports additional deposits from linked bank accounts. The business model relies on the interest rate spread between what Goldman Sachs earns on its investments and what it pays to savers. The primary customers are digitally savvy Apple Card users seeking to grow savings through a convenient, Apple-native experience. The goal is to broaden consumer savings by combining Goldman Sachs’ investment capabilities with Apple’s ecosystem, delivering a straightforward, mobile-first savings solution.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

New York

Founded

1863

Get referred to Apple Bank

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Hartsdale opened in 2025 and Lakewood opened April 28, 2025, expanding footprint.
  • Apple Bank’s 2025-2026 ESG report shows three new branches and active relocation strategy.
  • Commercial real estate and corporate lending remain growth engines across greater New York and New Jersey.

What critics are saying

  • Apple Bank reported only $38.3 million net income on $19.9 billion assets in June 2026.
  • Federal Reserve and FDIC oversight pressure margins through capital and liquidity requirements.
  • New Jersey and Westchester branch expansion risks wasted capital if deposits underperform by 2027.

What makes Apple Bank unique

  • 1863-founded New York savings bank with 79 offices and 1,260 employees.
  • Commercial lending specialization and multifamily mortgage focus differentiate it from retail-only peers.
  • Deep community ties include 40-plus partners and CRA-qualified development lending.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Flexible Work Hours

Professional Development Budget

Company News

Hofstra University
Oct 2nd, 2025
Zarb Expands Financial Literacy Program With Apple Bank

For more than five years, Apple Bank has partnered with Hofstra to strengthen Money & Me and extend its reach across Long Island schools.

Apple Bank
Jul 16th, 2025
Apple Bank Announces Opening of Hartsdale Branch (Coming Soon)

Apple Bank announces opening of Hartsdale branch (coming soon).

ROI-NJ
Nov 20th, 2024
Apple Bank to open Lakewood branch in 2025; Hires Crisafulli as new relationship manager

Apple Bank to open Lakewood branch in 2025; hires Crisafulli as new relationship manager.

Apple Bank
Oct 9th, 2023
Art on the Ave NYC

Apple Bank has partnered with Art on the Ave NYC to showcase multi-disciplinary art by James Hsieh as part of a ten-week artist residency at 812 Lexington Avenue, in the retail space next door to their East Midtown branch.

TechRechard
Apr 18th, 2023
Apple Launches Apple's High-Yield Savings Account

However, Apple Savings is expected to provide strong customer support since it launched with the Savings panel in the Wallet app, allowing users to quickly track their account balance and interest earned over time.