Full-Time

Universal Banker 1

Ameris Bank

Ameris Bank

1,001-5,000 employees

Offers personal banking, business lending, mortgages

No salary listed

Lake City, FL, USA

In Person

Bachelor's

Category
Finance & Banking (1)
Required Skills
Microsoft Office
Sales
Word/Pages/Docs
Customer Service

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Requirements
  • The candidate must have strong written and verbal communication skills.
  • The candidate must have intermediate PC proficiency.
  • The candidate must have intermediate proficiency in Google Docs and Microsoft Office products.
  • The candidate must have at least 1 year of customer service experience.
  • The candidate must have a high school diploma or GED.
Responsibilities
  • Serve as a consultant to customers by conducting customer financial profiles, identifying customer needs, and pursuing cross-selling and up-selling opportunities.
  • Attract, expand, and retain customer relationships and contribute to the financial growth of the banking center.
  • Serve as both a Teller and Personal Banker to support customer and team needs.
  • Establish, expand, and retain high-value consumer and business client relationships.
  • Communicate proactively with current and prospective clients to educate them, ensure understanding, resolve issues, develop and maintain customer loyalty, and solicit feedback to improve bank performance.
  • Apply need-based sales techniques and conduct customer financial profiles to identify products and services.
  • Maintain working knowledge of banking products and promotions.
  • Open new accounts and service existing accounts.
  • Achieve defined sales and service goals.
  • Make recommendations to supervisors concerning branch budgetary needs and methods to improve the client experience.
  • Understand the root causes of customer service issues.
  • Identify and implement resolutions for service issues, involving supervisors on more complex issues.
  • Conduct onboarding activities for new clients.
  • Provide backup support to other branches and employees as needed.
  • Work on the teller line when needed, including operating the teller drawer and performing advanced teller functions such as researching cash discrepancies and handling complex customer transactions.
  • Perform accurate transactions, balance each day, and verify cash totals.
  • Scan daily proof work to the remote capture machine.
  • Provide assistance and training to colleagues and serve as a mentor.
  • Practice ethical sales behaviors in accordance with the bank’s core values of integrity and honesty.
  • Perform other projects and duties as assigned.
Desired Qualifications
  • Cash handling or sales experience is preferred.
  • A bachelor's degree in Business or a related field is preferred.

Ameris Bank provides personal and business financial services, helping people manage money, grow their businesses, and buy homes. Its offerings include checking and savings accounts, loans (such as mortgages and business loans), and financial planning guidance tailored to each customer. The bank works by offering personalized, step-by-step financial solutions and ongoing support, with a focus on listening to customers and turning their money questions into concrete plans. Compared to competitors, Ameris Bank emphasizes a deeply personal, one-on-one partnership that guides customers through every step toward their goals, not one-size-fits-all products. The bank’s goal is to give customers financial peace of mind by empowering them to achieve their individual objectives and protect their futures.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Moultrie, Georgia

Founded

1971

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 net interest income rose 8.9% to $253.4 million.
  • Ameris entered Nashville on June 23, 2026, targeting Southeast commercial growth.
  • Carl Insel’s Atlanta appointment on August 27, 2026 strengthens deposit gathering and local execution.

What critics are saying

  • Ameris faces a $79.5 million California whistleblower judgment entered July 27, 2026.
  • The appeal keeps capital, liquidity, and management attention exposed through 2026.
  • Another large employment or compliance failure could cripple growth and damage Ameris’s franchise.

What makes Ameris Bank unique

  • Ameris ranked Forbes America’s Best Banks #15 on February 26, 2026.
  • Ameris built a Southeastern relationship bank with 163 locations and national specialty lending.
  • Brian Babcock joined August 27, 2026 to expand SBA 7(a) and 504 nationwide.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Accidental Death & Dismemberment

Long-Term Disability

Paid Sick Leave

Paid Vacation

Paid Holidays

Employee Stock Purchase Plan

401(k) Company Match

Flexible Spending Accounts

Health Savings Account

Health Reimbursement Arrangement

Identity Theft Protection

Pet Insurance

Legal Insurance

Employee Assistance Program

Employee Advocacy Program

Tickets at Work

Employee Resource Groups

Company News

Coleman Report
Aug 27th, 2026
Movers & shakers: Brian Babcock, Carly Lovenguth & Erin Haldeman.

Movers & shakers: Brian Babcock, Carly Lovenguth & Erin Haldeman. August 27, 2026 Bob Coleman Founder & Publisher Brian Babcock Joins Ameris Bank as VP of Government Guaranteed Lending Brian Babcock has joined Ameris Bank as Vice President, Government Guaranteed Lending Business Development Officer after more than 11 years with Live Oak Bank. In his new role, Babcock will focus on SBA 7(a) and 504 lending nationwide. Babcock brings more than a decade of experience financing SBA 7(a) and 504 projects. He works with business owners on financing for acquisitions, commercial real estate, expansions, construction and other growth opportunities. At Ameris, he will continue working with automotive and car wash relationships he has developed throughout his career while expanding his lending across a broader range of industries. Babcock joined Live Oak Bank in 2015 as a Business Analyst before becoming a Credit Underwriter in 2017. He moved into a Loan Officer role in 2019 and became Vice President, Senior Loan Officer in January 2025. His work at Live Oak included financing for independent and franchise auto repair shops, collision centers and car washes using SBA 7(a), Express, 504 and conventional lending products. Carly Lovenguth Promoted to Director of SBA Operations at Busey Carly Lovenguth has been promoted to Director of SBA Operations at Busey, marking a new chapter in her more than two-decade career with the bank. Lovenguth currently serves as Senior Vice President and has held a number of SBA, commercial lending, compliance and operations roles during her 23 years with Busey. Lovenguth joined Busey as a bank teller in 2003 before moving into data entry, post-closing and compliance roles. She later served as Vice President - Commercial Documentation Manager and Vice President - SBA Portfolio Manager before taking on responsibility for SBA administration, documentation and closing. Announcing the promotion, Lovenguth expressed gratitude for the trust placed in her and said she looks forward to continuing to grow, lead and make a positive impact in her new role. Erin Haldeman Named SBA Business Development Associate at Fulton Bank Erin Haldeman has started a new position as SBA Business Development Associate at Fulton Bank, continuing her career with the bank after spending the past year in its Management Trainee program. Haldeman joined Fulton Bank as a Management Trainee in June 2025. Before joining the bank, she worked as a Customer Service Sales Assistant with University of Pittsburgh Athletics and completed a New Business Development internship with Clark National Accounts. Haldeman earned a Bachelor of Business Administration in Finance and Marketing from the University of Pittsburgh in 2024. Announcing her new role, she expressed gratitude to those who contributed to her development during the Management Trainee program and said she is excited to continue her career at Fulton Bank.

Associated Press
Jul 27th, 2026
Ameris Bank appoints Carl Insel to lead Atlanta market with 35 years' banking experience

Ameris Bank has appointed Carl Insel to lead its Atlanta market. Insel brings over 35 years of financial services experience to the role. He spent the last 16 years at First Citizens Bank as regional executive vice president. Prior to that, he worked nearly a decade at SunTrust, now Truist, across commercial, retail, private and business banking divisions. Ameris Bank president Lawton Bassett highlighted Insel's extensive banking experience and understanding of the Atlanta market. The appointment aims to support the bank's continued growth in the region through Insel's expertise in building teams and driving relationship-based deposit growth. Ameris Bank, headquartered in Atlanta, manages $28.5 billion in assets as of 30 June 2026.

Associated Press
Jul 23rd, 2026
Ameris Bancorp reports Q2 2026 earnings of $0.77 per share amid $82.5M litigation charge

Ameris Bancorp reported net income of $51.4 million, or $0.77 per diluted share, for the second quarter of 2026, down from $109.8 million, or $1.60 per diluted share, in the same period last year. Adjusted net income was $107.3 million, or $1.60 per diluted share, compared with $109.4 million, or $1.59 per diluted share, a year earlier. The Atlanta-based bank's results were impacted by an $82.5 million litigation accrual related to a jury verdict in a California employment case. Excluding this and a securities gain, the company's performance remained stable. Net interest income increased 8.9% year-over-year to $253.4 million, with the net interest margin improving to 3.88% from 3.77%. Total assets reached $28.49 billion at quarter-end. The company expanded into the Nashville market during the quarter.

MarketBeat
Jul 17th, 2026
Ameris Bancorp $ABCB stock position raised by Principal Financial Group Inc.

Ameris Bancorp $ABCB stock position raised by Principal Financial Group Inc. July 17, 2026 Key points. * Principal Financial Group increased its stake in Ameris Bancorp by 9.4% in Q1, adding 90,883 shares and bringing its total holding to 1,057,347 shares, worth about $82.5 million. * Ameris Bancorp reported better-than-expected quarterly earnings, posting $1.63 EPS versus the $1.54 estimate, while revenue also slightly topped forecasts at $314.36 million. * The bank paid a quarterly dividend of $0.20 per share, and analysts currently have a Hold consensus on the stock with an average price target of $92.67. * Five stocks to consider instead of Ameris Bancorp. Principal Financial Group Inc. increased its position in Ameris Bancorp (NASDAQ:ABCB - Free Report) by 9.4% in the first quarter, according to its most recent 13F filing with the SEC. The firm owned 1,057,347 shares of the bank's stock after purchasing an additional 90,883 shares during the period. Principal Financial Group Inc. owned about 1.55% of Ameris Bancorp worth $82,463,000 at the end of the most recent reporting period. Several other institutional investors and hedge funds have also recently added to or reduced their stakes in ABCB. Sound Income Strategies LLC purchased a new stake in shares of Ameris Bancorp in the fourth quarter valued at $29,000. Measured Wealth Private Client Group LLC acquired a new position in Ameris Bancorp during the third quarter valued at $45,000. Danske Bank A S acquired a new position in Ameris Bancorp during the third quarter valued at $51,000. Torren Management LLC purchased a new stake in Ameris Bancorp in the 4th quarter worth about $76,000. Finally, Caitong International Asset Management Co. Ltd lifted its stake in Ameris Bancorp by 316.9% in the 4th quarter. Caitong International Asset Management Co. Ltd now owns 1,059 shares of the bank's stock worth $79,000 after acquiring an additional 805 shares in the last quarter. 91.60% of the stock is currently owned by hedge funds and other institutional investors. Ameris Bancorp stock up 2.7%. Shares of Ameris Bancorp stock opened at $93.09 on Friday. The firm has a market cap of $6.26 billion, a price-to-earnings ratio of 17.87 and a beta of 0.91. The company has a debt-to-equity ratio of 0.11, a current ratio of 1.02 and a quick ratio of 1.00. Ameris Bancorp has a 52-week low of $64.64 and a 52-week high of $93.22. The stock has a 50-day simple moving average of $87.07 and a 200-day simple moving average of $82.69. Ameris Bancorp (NASDAQ:ABCB - Get Free Report) last released its quarterly earnings data on Thursday, April 23rd. The bank reported $1.63 EPS for the quarter, topping analysts' consensus estimates of $1.54 by $0.09. Ameris Bancorp had a return on equity of 9.57% and a net margin of 21.46%.The firm had revenue of $314.36 million for the quarter, compared to the consensus estimate of $309.58 million. During the same quarter in the prior year, the company posted $1.28 earnings per share. On average, equities research analysts expect that Ameris Bancorp will post 4.99 earnings per share for the current fiscal year. Ameris Bancorp dividend announcement. The firm also recently announced a quarterly dividend, which was paid on Monday, July 6th. Shareholders of record on Tuesday, June 30th were given a $0.20 dividend. This represents a $0.80 annualized dividend and a yield of 0.9%. The ex-dividend date of this dividend was Tuesday, June 30th. Ameris Bancorp's payout ratio is currently 12.58%. Analysts set new price targets. A number of equities analysts have recently weighed in on ABCB shares. Piper Sandler downgraded Ameris Bancorp from an "overweight" rating to a "neutral" rating and set a $96.00 target price on the stock. in a report on Sunday. DA Davidson raised their price target on shares of Ameris Bancorp from $94.00 to $98.00 and gave the stock a "buy" rating in a report on Tuesday, April 28th. Raymond James Financial downgraded shares of Ameris Bancorp from an "outperform" rating to a "market perform" rating in a research report on Wednesday, July 1st. Morgan Stanley upgraded shares of Ameris Bancorp to an "overweight" rating in a research note on Wednesday, June 24th. Finally, Truist Financial increased their target price on shares of Ameris Bancorp from $89.00 to $92.00 and gave the stock a "hold" rating in a research report on Friday, July 10th. Three research analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the company's stock. Based on data from MarketBeat.com, the company presently has a consensus rating of "Hold" and an average price target of $92.67. Discover more Stock market analysis About Ameris Bancorp. Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. Through its principal subsidiary, Ameris Bank, the company offers a broad range of commercial and retail banking services to individuals, small businesses, middle market companies and agricultural customers. Its core business lines encompass deposit services, lending solutions, treasury management, mortgage origination and servicing, insurance products and wealth management. Ameris Bancorp operates a network of branches and loan production offices across the southeastern United States, including Georgia, Alabama, Florida, North Carolina, South Carolina and Tennessee. Want to see what other hedge funds are holding ABCB? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Ameris Bancorp (NASDAQ:ABCB - Free Report). This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Ameris Bancorp, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Ameris Bancorp wasn't on the list. While Ameris Bancorp currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys. 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Business Wire
Jun 25th, 2026
Ameris Bank donates $10,000 to Lifecycle Building Center.

Ameris Bank donates $10,000 to Lifecycle Building Center. ATLANTA-(BUSINESS WIRE)-To support an environmentally-conscious brick reuse program in metro Atlanta, Ameris Bank is proud to donate $10,000 to Lifecycle Building Center (LBC), a material reuse nonprofit. The funds will be applied to the organization's Brick to Brick program, which recovers vintage brick from demolition and renovation projects, removes the mortar, and offers affordable salvaged brick for construction reuse in the community. LBC delivers its mission of strengthening communities through building material reuse by saving usable materials such as cabinets, doors, windows, flooring, hardware, furnishings, electrical and plumbing fixtures, lighting, and more from disposal, donating them to hundreds of other charities and offering them at deep discounts through LBC's Reuse Center in SW Atlanta. "We are proud to be a leading sponsor in the Brick to Brick fundraising campaign for Lifecycle Building Center to enable facility improvements and the purchase of needed brick cleaning equipment," said Carl Insel, Ameris Bank Atlanta market president. "This will be the first large-scale brick reuse operation in the U.S., reducing landfill use and making quality, affordable brick available for worthwhile community construction projects." Shannon Goodman, LBC co-founder and director, said: "Our Reuse Center offers reclaimed construction materials primarily to residents from underinvested communities and nonprofits. Since 2011, we have redirected 14 million pounds of usable materials away from landfills and into our local community, generating $7 million in community savings, including our donation of free materials to over 450 nonprofits. The donation from Ameris Bank will help us buy much needed equipment to launch our new brick reuse initiative, creating new workforce training opportunities and the ability to repurpose twice the amount of material we can today." One example of the economically viable program to salvage, recondition and reuse bricks is the Oakland Exchange project immediately north of LBC, which is transforming the 100-year-old Cut Rate Box warehouses along the Atlanta Beltline's Westside Trail into a multifaceted destination for residential, office and retail use. In partnership with Choate Construction, LBC saved historic bricks removed during the renovation and can now make them available for reuse. About Ameris Ameris Bank, a subsidiary of Ameris Bancorp (NYSE: ABCB), is a state-chartered bank headquartered in Atlanta, Georgia. Ameris operates financial centers in five southeastern states and serves consumer and business customers nationwide through select lending channels. Ameris manages $28.1 billion in assets as of March 31, 2026, and provides a full range of traditional banking and lending products, treasury and cash management, insurance premium financing, and mortgage and refinancing services. Learn more about Ameris at amerisbank.com. More News From Ameris Bank ATLANTA-( BUSINESS WIRE )-Ameris Bank today announced plans to establish operations in Nashville, Tenn., expanding its commercial banking presence in one of the Southeast's fastest-growing markets. The company plans to open a Nashville office by year-end and is already serving commercial and mortgage customers throughout the region. Leading the expansion is Justin McClain, who joins Ameris Bank as Nashville market leader and will report to Ameris Bank President Lawton Bassett. McClain brings ne... ATLANTA-( BUSINESS WIRE )-The board of directors of Ameris Bancorp (NYSE: ABCB) (the "Company") has declared a dividend of $0.20 per share of the Company's common stock, payable on July 6, 2026, to shareholders of record as of June 30, 2026. About Ameris Bancorp Ameris Bancorp is the parent of Ameris Bank, a state-chartered bank headquartered in Atlanta, Georgia. Ameris operates financial centers in five southeastern states and serves consumer and business customers nationwide through select le... ATLANTA-( BUSINESS WIRE )-Ameris Bancorp (NYSE: ABCB) (the "Company" or "Ameris") today reported net income of $110.5 million, or $1.63 per diluted share, for the quarter ended March 31, 2026, compared with $87.9 million, or $1.27 per diluted share, for the quarter ended March 31, 2025. Commenting on the Company's results, Palmer Proctor, the Company's Chief Executive Officer, said, "First quarter was a strong start to the year with our performance metrics continuing to outpace the broader indu... Ameris Bank. Release Versions